Poonawalla Fincorp 17+

Now withdraw from or make part payments towards your Flexi loan account seamlessly.
With the New 'Explore' option, swiftly access all the key features and products.

The Poonawalla Fincorp app is here to manage all your financial needs. You can apply for Instant Loan, Personal Loan, Business Loan, Professional Loan, Medical Equipment Loan, Loan Against Property and Pre-owned Car Loan with this app. You can also check your CIBIL score using this Poonawalla Fincorp app.

Instant Personal Loan
Poonawalla Fincorp’s Instant Small Personal Loan is an extremely convenient product for a borrower who is looking for a quick small-ticket loan. This loan is helpful for borrowers who need small financial assistance for achieving their immediate goals.
Highlights for Instant Personal Loan
• Loan amount: Rs. 50,000 to Rs. 5 Lakh
• Competitive interest rates starting from 16% to 36%. APR varies from 20% to 40%
• Processing Fee: 2.5% of sanction amount + GST
• 100% Digital process
• Minimal documentation
• No collateral/security
• Flexible tenure: from 1 month to 36 months
• Quick Approvals
• Quick loan disbursal
• Easy process
Example:
Loan Amount: ₹50,000
Tenure: 12 months
Interest Charged: ₹ 4,441 (16% per annum)
Processing Fee: ₹1475 (2.5% of Loan Amount: ₹1250 + GST @18%: ₹225)
APR: 24.6%
Stamp Duty: ₹100
Broken Period Interest*: ₹700
Amount Disbursed: ₹47,725
EMI Amount: ₹ 4,537
Loan amount is ₹ 50,000. Disbursed amount is ₹ 47,725. Total loan repayment amount is ₹
54,441
*Example: Loan Disbursement Date: 14th July
First EMI Date: 5th September
Interest component to be calculated: 5th August to 5th September
BPI to be calculated from 14th July to 5th August
No. of days for BPI: 21
BPI Amount: ₹700

Personal Loan
Apply for Personal Loan online up to Rs. 30 Lakhs. Whether you want to fund your medical bills without dipping into your savings or pay for your wedding expenses, you can apply for a personal loan through our personal loan app.
Highlights for Personal Loan
• Loan amount up to 30 Lakhs
• Competitive interest rates starting at 9.99% p.a.
• Processing Fee: Up to 2% plus taxes
• 100% Digital process
• No collateral/security
• Flexible tenure
• Minimum documentation
• Quick Approvals

Business Loan
Empower your business and take it to new heights with Poonawalla Fincorp's fast and hassle-free loan app. You can fund your business expansion, boost working capital, buy new business equipment, and expand your workforce with Poonawalla Fincorp’s app.
Highlights for Business Loan
• Loan amount up to 50 Lakhs
• Competitive interest rates starting at 15% p.a.
• Processing Fee: Up to 3% of sanction amount plus taxes
• 100% Digital process
• No collateral/security
• No hidden charges
• Minimal documentation
• Quick Approval process

Professional Loan
Poonawalla Fincorp offers a wide range of benefits and features in Professional Loan. You can expand your practice, enhance your professional skills and renovate your office space with Poonawalla’s Professional Loan.

Highlights for Professional Loan
• Multi-purpose sanction up to ₹50 Lakh
• Competitive professional loan interest rates starting at 9.99% p.a.
• Processing Fee: Up to 2% of sanction amount plus taxes
• No prepayment and foreclosure penalty if paid from own sources
• Collateral-free loan for professionals
• Flexible tenure ranging up to 60 months

Pre-Owned Car Loan
• Loan up to Rs.75 Lakhs
• Interest rate starting at 11% p.a.
• Processing Fee: 1% of sanction amount plus taxes
• Loan up to 100% of car value

Loan Against Property
• High LTV for ample funding ranging up to ₹10* Crore
• Competitive interest rate starting at 9% p.a.
• Processing Fee: Up to 1% of sanction amount + GST
• Wide range of properties accepted as collateral
• Long and flexible tenure up to 15 years

Medical Equipment Loan
• Higher loan amount of up to ₹10 Crore
• Competitive interest rates starting at 9.99% p.a.
• Up to 1% of sanction amount + GST
• Longer repayment tenure of up to 84 months
• No hidden charges

We have taken all security measures for your privacy and safety. In case if queries please reach out to "customercare@poonawallafincorp.com".