Affluens360 Financial Group

Running a side hustle? It’s not just about passion—it’s also about proper financial planning 📊 From classifying your income correctly to tracking expenses and understanding your deductions, knowing the tax landscape can save you from stress (and penalties!). ✔️ Whether you're just starting out or scaling up, keeping accurate records and planning estimated tax payments is key to staying ahead. Don't let taxes hold you back—our team is here to guide you every step of the way! Need personalised advice? Contact us today and make sure you're tax-compliant while maximising your savings! 📞 #SideHustleSuccess #TaxPlanning #FinancialFreedom #Affluens #TaxCompliance #TaxTips

What do you need to do when applying for a home loan? 🤔 🏡 Listen in as Ash and Abe takes us through the different stages of applying for a home loan with the @affluens360 team. From initial consultation to final bank visit, with a swift turnaround of 3-4 weeks, you can trust you are in good hands with this financial milestone. #Affluens #HomeLoan #ApplyingForAHomeLoan #Property #Investment #FinancialPlanning

Are you a working professional looking to make that first step into buying a house but not sure what the process involves? 🤔 Join the team at Affluens today as they share what the Affluens journey is like for this massive milestone. #Affluens #HousePurchase #PropertySydney #MoneyLessons #FinancialPlanning #MortgageBrokerSydney

What is equity in a loan and what can you do with it? 🤔 Keep watching to get your fill of today's Lending Lesson encompassing Equity! 🏡 Equity is very simple. Equity = Value of the asset ➖ the amount of liability 🏡 In the lending industry, equity = 80% of value property ➖ existing liability Follow @affluens360 to learn more about how money works and strategies to help you in the world of your finances 📈 #Affluens #Equity #Loan #MoneyLesson #FinancialPlanning

Unexpected expenses can happen at any time—whether it’s a medical emergency, a sudden job loss, or home repairs. That’s why having an emergency fund is crucial 🛡️ Start today by setting aside 3-6 months of essential expenses. Here’s how an emergency fund can provide peace of mind and help you stay financially secure in any storm. 🌧️ 📝 Why You Need It: An emergency fund ensures you’re prepared for life’s unexpected twists. 📝 How Much to Save: Aim for at least 3 months’ worth of living expenses. 📝 Where to Keep It: Separate from your daily accounts, choose a high-interest savings account to grow your fund faster. Need help getting started? Our team is here at @Affluens can help guide you on building the perfect financial buffer. #EmergencyFund #FinancialPlanning #MoneyManagement #Affluens #FinancialSecurity #SavingsGoals #FinancialWellness #SmartSaving #MoneyTips

Thinking About Buying a Tenanted Investment Property? 🤔 Purchasing a property with an existing tenant offers immediate rental income but comes with its own set of considerations. Before making a decision, be sure to: 🏡 Understand the lease terms 🏡 Assess the condition of the property 🏡 Evaluate rental income potential 🏡 Know your landlord responsibilities Investing wisely begins with the right advice. Our team is here to help you navigate the process and ensure your investment aligns with your long-term goals. 📲 Need expert guidance? Contact us today to make informed decisions on your next investment! #RealEstateInvesting #TenantedProperty #InvestmentProperty #RealEstateAdvice #PropertyInvestment #FinancialGrowth #Affluens

Prepaying Interest can be commonly misunderstood to be a detrimental financial planning strategy, but that couldn't be further from the truth. Tune in today as Abe walks us through the benefits of locking in an interest rate by prepaying interest 💡 1️⃣ Reducing your interest rate in the future 2️⃣ Reaping a double tax deduction during tax time Want to learn more? Contact the Affluens team for bespoke financial planning advice 📲 #Affluens #Interest #PrePayingInterest #TaxPlanning #TaxTime #TaxDeductions #MoneyLessons #MoneyTalk #FinancialLessons

Financial health isn’t just about having enough money—it’s about finding balance. 🏠 Whether it’s planning for your next big goal or securing your long-term future, understanding your financial well-being is key 🔑 #Affluens #FinancialHealth #BudgetingTips #WealthManagement #FinancialSecurity #PlanForTheFuture #PropertyTips

💡 Boost Your Super with Salary Sacrifice! Looking to reduce your taxable income and grow your retirement savings faster? Salary sacrifice is the smart move to build a stronger financial future. Key Benefits: 🔑 Lower your overall tax bill 🔑 Increase your super balance 🔑 Build a more comfortable retirement #FinancialPlanning #SalarySacrifice #Superannuation #RetirementPlanning #TaxSavings #Affluens

🏠 Airbnb vs Long-Term Rentals: Which Fits Your Goals? 🏠 Not sure whether short-term gains with Airbnb or the steady income of long-term rentals is the right choice for your property? 🤔 🌟 The Perks of Airbnb: Higher returns, especially in tourist hotspots, but with more management effort and risk. 🌟 Long-Term Stability: Steady income, lower management costs, and reduced risk. Perfect for hands-off investors. 🌟 Key Considerations: Think about market demand, location, and your financial goals before making a choice. Need help deciding? Our team at Affluens can guide you toward the best strategy for your investment. 💼 #RealEstateInvesting #PropertyManagement #Airbnb #RentalProperty #LongTermInvestment #Affluens