Confio Insurance

🧐 Insurance Jargon Decoded! 📜🔍 Ever felt lost in a sea of insurance terms? Let’s simplify things! Swipe through to decode those confusing terms 💡 #InsuranceSimplified #JargonBuster #ClearCoverage #Insurance101 #Jargon #Definitions #BusinessInsurance #Business #Tips

🔍 Running a busy business means managing constant change: new customers, products, markets, technology, staff, and even competitors. With so many moving parts, your risk profile is always evolving—and so should your insurance coverage! 💼📊 From year to year, your business faces new exposures. Take data security, for example. With changing regulations and hefty penalties for breaches, is your IT and encryption up to date? Could you be doing more to protect your customer data? 🤔💻 These are critical questions, and we’re here to help answer them. A trusted risk management specialist can ensure you’re protected as your business grows. Don’t wait until it’s too late—review your risks and coverage today! 📲 Contact us for expert guidance. #Insurance101 #InsuranceTips #Education #ConfioInsurance #BusinessInsurance #Business #SmallBusiness #BusinessTips 

When calculating your premium, 💵 advisers and insurers consider a range of factors beyond just your personal claims history. While many believe personal circumstances play a big role, factors like industry claim trends, market demand, and national economic conditions often have a greater impact. 🌏 To navigate fluctuating insurance costs, we recommend contacting your adviser to help you assess your changing risks, find insurance solutions on terms that you may not be able to find on your own, and review your sums insured regularly. Don’t let unexpected premiums catch you off guard! 📊💼 #InsuranceAdvice #RiskManagement #BusinessProtection #Myths #Facts #SmallBusiness #Premium

🔥With back-burning underway across NSW in preparation for bushfire season, it's crucial for those in bushfire-prone areas to act now to minimise risks. 🔥 ✅ Start with practical steps like property maintenance and creating a disaster plan. 🤝 But don’t forget to consult an adviser for more complex risk management. They can conduct a site visit to assess risks, value assets, and ensure you have the right protection in place. 📋 Keep in mind that insurers might impose temporary restrictions on new policies or update coverage terms to exclude bushfire-prone areas. 🔍 For businesses, it’s important to be aware of insurance terms and exclusions related to damage from smoke, heat, or ash, and understand any distance limits. 🛡️ For expert advice on property, home, and contents insurance contact our advisers! #BushfireSeason #InsuranceAdvice #RiskManagement #Bushfire #Summer #ConfioInsurance #Confio #BusinessInsurance #Insurance #Adviser #Business #Home

🔎 Understanding Duty of Disclosure in Insurance When applying for insurance, you have an obligation to provide accurate and complete information to your insurer. This duty continues during the application process and even when extending or renewing your policy. Failure to disclose important information can result in serious consequences like the insurer reducing their cover, canceling your policy, or in cases of fraud, treating the contract as if it never existed. 📌 Tip: Always double-check your answers and provide clear, honest info to ensure you're properly covered! #Insurance101 #InsuranceTips #Education #ConfioInsurance #BusinessInsurance #Business #SmallBusiness #BusinessTips

🚖 Looking for top risk management tips for taxi and hire car operators? Learn how to keep your vehicles, drivers, and passengers safe—from insurance coverage to driver screening, maintenance, and more! 🛡️👨✈️ Contact us for expert advice and further safety tips! #Taxi #Uber #Driving #Driver #Car #HireCar

🚨 Attention Small Businesses 🚨 Cyber threats are on the rise! From costly data breaches to reputational damage and limited cybersecurity resources, it’s crucial to protect your business NOW! 🔐 💡 Tip: Follow our tips to practice good cyber hygiene and safeguard your company from these growing threats. 👉 Contact us today to learn more about securing your business! #CyberSecurity #SmallBusiness #DataBreach #Ransomware #CyberHygiene #BusinessProtection #ConfioAcademy

Work impacts our mental health in big ways—offering purpose and connection but also stress. 🌍💼 Did you know mental health was the top reason for sickness absence in 2022? On World Mental Health Day, let’s create supportive workplaces where well-being is a priority. 💚🤝 We’re celebrating today with a Tea & Talk and a team lunchtime walk to bring enjoyment, nature, and connection to our day! #WorldMentalHealthDay #WorkplaceWellness #MentalHealthAwareness #MentalHealth #Wellness

🚨 Did you know there are over 200 insurance companies in Australia, each offering different policies with no standard wording? That makes comparing them tough! 😓 Some insurers only deal with brokers, while others work directly with customers. That’s where an insurance adviser steps in! 💼 They work for YOU, not the insurer, and help you navigate through all the options. By understanding your personal or business goals, they’ll find the right cover to manage risks, save you time, and avoid costly gaps in protection. 💡🛡️ Ready to secure your financial future with expert advice? 📲 Contact our advisers today to get started! #Insurance101 #InsuranceTips #Education #ConfioInsurance #BusinessInsurance #Business #SmallBusiness #BusinessTips

📚✨Confio Academy is our monthly initiative dedicated to fostering continuous learning and professional development among our team of Insurance Advisers. Each month, one Adviser takes the lead in presenting on a key insurance risk or process, sharing valuable insights and strategies. This month, Marisa Rahmani led a fantastic presentation on business package insurance, enhancing our collective knowledge and strengthening our ability to provide tailored solutions for our clients. Contact us today to learn more about our tailored business package insurance solutions and see how we can help you grow with confidence. 💼📞 #ConfioAcademy #InsuranceTraining #ProfessionalDevelopment #TeamGrowth #BusinessInsurance #KnowledgeSharing