Gateway Bank

The bank that’s good for your pocket and your planet – because banking shouldn’t cost the earth.  Learn how Gateway is committed to providing sustainable financial services and products: https://bit.ly/3J9XGnr #banking #sustainability

Connect your Gateway Visa Eco Debit Card to Apple Pay wherever you can tap and pay. T&Cs apply. Visit: https://bit.ly/3BrWv0S

In a world full of opportunities, it's crucial to stay vigilant against fake ones. We’ve put together common investment scams to watch out for, including tips on how you can protect your finances from fraudsters. To learn more, read the full blog article at: https://bit.ly/3Lodd2S

We recently hosted an insightful discussion led by Josh Heid, CEO at Factor, featuring leaders in the home loan, property and lending sectors. Exploring the current and future state of the Australian housing market, our guests shared invaluable insights into navigating upcoming changes for Australians.   Michael Phillipou, CEO at PointData, broke down the latest property trends, while Alan Hemmings, CEO at Home Loan Experts, shared actionable tips on securing home loans. Thomas McGlynn CEO at BresicWhitney, offered his take on the evolving housing market, and Lexi Airey, CEO at Gateway Bank, provided a banking perspective. James Twiss, CEO at Beforepay Group closed the conversation with powerful insights into the financial challenges many Australians are currently facing.   A big thank you to our experts for their time and wisdom, and to everyone who joined us! Stay tuned for the full episode—coming tomorrow!   Darren Adams, Emma White, Madeline Palmer   #Factor #HomeLoans #PropertyMarket #AustralianProperty #HousingTrends #LeadershipInsights

Gateway Bank are here to support you: Gateway are proud to continue our unwavering support for broker partners. With competitive rates and flexible options, our dedicated broker support team are here to assist with new lending proposals, scenarios or pricing queries. Niches & Services Gateway's dedication to high quality home loans allows you to explore niche markets, with service you can rely on: No Channel Conflict Policy: In today's competitive market, Gateway's zero channel conflict policy ensures your client will always remain your client and we won't offer price differentiation by channel. *Monthly LMI: As the first Australian bank to offer monthly LMI premium, we can help clients enter the property market sooner. *Green Home Loans: Discover our award-winning Green Home Loan products to tap into an increasingly environmentally conscious market. *Streamlined Documentation Requirements To simplify your experience with us, we've made a recent policy adjustment, where transaction account statements will now only be required in the following situations: *Net Income Surplus (NIS) is below $200 per month; or *Living expenses are below Gateway’s HEM benchmark; or *For debt consolidation > $10,000 (excluding home loan refinances); or *They are needed for income or expense verification (e.g. bonus income, commission income, rental costs). Refinance with Reduced Paperwork Our simplified refinance process can also help you reduce time spent chasing client documentation and statements. If your client is looking for a straight dollar for dollar refinance, and has a satisfactory credit history and conduct on existing loans, then the application can be processed without the need for: Transaction account statements,  Mortgage statements, consumer loans and credit card statements, as long as the other lender is on Comprehensive Credit Reporting (CCR) with a minimum 3 months history for consumer loans and credit cards, and 6 months history for home loans is available, and Verification of living expenses. We're here to help If you have any questions or a scenario that you wish to discuss, please feel free to contact us directly on 1800 752 575 or email us at gatewaybroker@gatewaybank.com.au. Zeb DrummondArun Gupta

We are proud to announce that Gateway Bank has been named a winner in the 2024 Finder Green Awards, taking home the top title for the Green Home Loan of the Year category 🏆. Our Green Plus Home Loan took out the top spot for the second year in a row, with judges noting the tangible financial benefit it offers to homeowners who are genuinely committed to reducing their environmental impact. To learn more about this award visit https://bit.ly/3Zq4V2H

Google Pay is a fast, simple way to make contactless payments. Add your Visa Eco Debit Card to Google Wallet for secure access no matter where you go. To find out more, visit https://bit.ly/4eeI2TU

Gateway now has Apple Pay. Connect your Visa Eco Debit Card to use Apple Pay. T&Cs apply. Visit https://bit.ly/47fIFu5

To conclude #ScamsWeek2024, we’re highlighting common impersonation scams.    Impersonation tactics are scammers' art of deception, where they pose as trusted individuals to manipulate and exploit their victims. These tactics rely on building a facade of credibility and trust, all for financial gain or to steal sensitive information.    Scammers may pretend to be family members or friends, using emotions to their advantage. They typically send a WhatsApp or a text message from an unknown number, impersonating someone close and claiming emergencies or financial distress to trick you into sending money. It can begin with: "Hi Mum," continuing with something along the lines of "I've changed provider/lost/broken my phone – I'm temporarily using this number for now."    Attackers can also impersonate trusted figures, like coworkers or managers, through email or social media channels. They might instruct you to take actions like transferring funds, sharing sensitive company data, or clicking on links with malware.    To safeguard yourself against these impersonation scams, maintain a high level of awareness and scepticism. Verify the identities of those reaching out via texts or emails, especially when dealing with financial matters.    Be #ScamAware. Check for tricks before you click. 

Continuing with #ScamsWeek2024, today we look at spoofing and caller ID manipulation.    With spoofing, scammers use deceptive technology to impersonate legitimate or trusted entities on your caller ID, aiming to exploit trust and access your personal information.     Unlike technical exploits, spoofing relies on emotional triggers like fear, curiosity, and trust, making it tougher to detect and defend against.    It’s not enough to trust caller ID alone. Here’s how to protect yourself:    1. Never click on unexpected links   2. Find the organisation’s phone number independently   3. Think before giving money or personal information   4. Contact your bank immediately if scammed and report to Scamwatch     Be #ScamAware. Check for tricks before you click.