Lagos Financial

🌸 Last week, our very own Shelly Medina Kattan SA FIN had the incredible opportunity to listen to inspiring women share their journeys and experiences in the finance and broker industry at the SWIBN Spring Social, hosted by National Mortgage Brokers (nMB). As someone new to the field, Shelly found it both comforting and empowering to hear that the challenges she’s facing are not unique, and many women have successfully overcome these obstacles to build thriving careers and businesses. More importantly, Shelly is excited to now have a network of talented women she can turn to for support and guidance. We’re incredibly grateful for the insights shared and look forward to building even stronger connections in this dynamic industry. 🌟 A special thanks to Andrea Walton for the invitation and to all the speakers for sharing their wisdom. #WomenInFinance #BrokerIndustry #CareerGrowth #Networking #SupportAndGuidance #LagosFinancial #nMB

When it comes to commercial property investments, navigating limited loan options isn’t easy. 🏢 With fewer lenders willing to finance these assets, a knowledgeable mortgage broker is key to securing the right loan and financial structure. A skilled broker doesn’t just match you with any lender—they understand each lender’s policies and risk appetite, helping you avoid potential financial strain. The right loan choice can be the difference between a successful investment and an unexpected financial burden. Considering your next investment? Booking a complimentary assessment with a mortgage broker could be your smartest move. 👉 Book a complimentary assessment: https://lnkd.in/g7fN_VyG #CommercialPropertyAU #PropertyInvestment #MortgageBrokerAustralia #FinanceTips #InvestmentAdvice #lagosfinancial

Negotiating the right finance clause can make all the difference in a commercial property deal. Here’s what every investor should consider: 🔹 14-Day Clause – This shows commitment and may appeal to the vendor, but it gives less time for valuations and loan approvals. It’s a strong choice if you’re confident in a quick turnaround. 🔹 21-Day Clause – More time means fewer chances for last-minute delays in valuations and lender approvals. This timeframe is often more practical, but may require flexibility from the vendor. A broker’s guidance can help you strike the perfect balance between vendor appeal and approval security. Ready to navigate your next commercial investment? Book a complimentary assessment to align your financing with your goals! 👉https://lnkd.in/g7fN_VyG #FinanceClause #CommercialProperty #InvestmentStrategy #RealEstateTips #AustraliaFinance #lagosfinancial

In today’s property market, financing transparency with the selling agent is more than just a formality – it’s a strategy. Here’s what property investors need to know: 🔹 Communication is Key – Keeping the agent informed about financing timelines can sometimes get you the extension you need. If they know what’s happening, there are fewer surprises and more chances to secure flexibility. 🔹 Valuation Cost vs. Speed – Faster valuations come at a premium. If the seller isn’t willing to wait, consider getting multiple quotes for valuation services. Sometimes, the higher cost is worth the quicker turnaround to secure the property. Every investment move counts, especially in competitive markets. Ready to navigate these decisions with a seasoned mortgage broker? Book a complimentary assessment to align your financing with your property goals! https://lnkd.in/g7fN_VyG #PropertyInvestment #ValuationProcess #RealEstateStrategy #FinanceTips #InvestmentAdvice #lagosfinancial

Commercial property loans come with a unique set of challenges, particularly when it comes to valuations. 🏢 Here’s what every investor should know: 🔹 Longer Valuation Timelines – Commercial valuations can take anywhere from 5 days to a month, depending on the property’s size, location, and market demand. Planning for these timelines is essential to avoid delays. 🔹 More Detailed Documentation – Expect a more in-depth review process. Commercial valuations cover a lot more ground than residential ones, which means more back-and-forth and additional bankers involved. Working with a broker helps you navigate these extra steps efficiently. We ensure you’re prepared for the detailed requirements of commercial loans, saving time and reducing stress. Ready to streamline your next commercial investment? Book a complimentary assessment to discuss your goals! https://lnkd.in/g7fN_VyG #CommercialLoans #InvestmentStrategy #ValuationProcess #FinanceTips #AustraliaProperty #lagosfinancial

Looking to speed up your property loan approval process? Here are some essential insights every investor should know: 🔹 Choose the Right Lender – Different lenders have different timelines. Fast-track lenders often approve loans in 24-48 hours when documents are ready, while others may take weeks. Working with a broker helps you match with lenders who align with your timeline. 🔹 Get Documents Ready in Advance – Lenders require a complete set of documents to consider an approval, including ID, income verification, and financial statements. Having these prepared can prevent delays and make the process smoother. 🔹 Consider Automated Valuations – For residential properties, some lenders use automated valuations, which can save days in the approval process. A broker can advise on lenders that offer this service, helping you avoid waiting for in-person inspections. Choosing the right broker can make a real difference, helping you navigate lender requirements and reducing unnecessary delays. Ready to make your loan process as efficient as possible? Book a complimentary assessment to discuss your options! #PropertyInvestment #MortgageStrategy #FinanceTips #LoanProcess #InvestmentFinance #lagosfinancial

When it comes to financing, the choice often comes down to speed versus cost. If you’re looking for a quick approval, like private finance options offering same-day funds, you might end up with a higher interest rate. On the flip side, banks offering the lowest rates typically have longer processing times due to high application volumes. 💡 Which factor is more important to you? Here’s a look at how to decide: 1️⃣ Fast Approval: Great for urgent needs but at a premium rate. 2️⃣ Best Rates: Ideal for long-term savings if you can wait. Book a complimentary assessment with us to explore which option best suits your needs. https://lnkd.in/g7fN_VyG #LoanAdvice #FinanceTips #PrivateFinance #FastApproval #InterestRates #lagosfinancial

Thinking about releasing equity from your property? 🏠 Equity release, or cash-out refinancing, can offer quick access to funds if you already own a home. Here’s a quick breakdown: 1️⃣ Quick Processing: If your bank holds the mortgage and requires minimal verification, you might see cash in as little as a few days. 2️⃣ Additional Steps: If the bank needs a valuation or signatures, it could take a few weeks. It’s important to be prepared and understand the timeline, especially if you’re planning to use the funds for a project or investment. Ready to make the most of your home’s equity? Book your complimentary assessment here: https://lnkd.in/g7fN_VyG #EquityRelease #PropertyInvestment #DebtConsolidation #HomeOwners #lagosfinancial

Buying your dream home? 🏡 After mortgage approval, the next step is settlement, where the title transfers to your name, typically within 4-6 weeks. Here’s what happens: 1️⃣ Lender and legal teams finalize paperwork. 2️⃣ Contract of sale conditions are met. 3️⃣ Ownership officially transfers to you. Understanding the process and its timing can help you be prepared and enjoy a smooth transition to ownership. Ready to take the next step? Ready to start your home-buying journey? Book a complimentary assessment here: https://lnkd.in/g7fN_VyG #HomeBuyingProcess #PropertySettlement #MortgageAdvice #FirstHomeBuyers #RealEstateTips #lagosfinancial

Did you know debt can be a stepping stone to financial freedom when used the right way? With the proper knowledge and support, debt becomes a tool to help you achieve your financial goals rather than a burden. Here’s how to make it work for you: 1️⃣ Educate yourself on leveraging debt for growth.  2️⃣ Surround yourself with the right experts.  3️⃣ Take action strategically to build wealth. Debt, when managed responsibly, can support a journey towards wealth and security. 💼 Ready to see how debt can work for you? Book a complimentary assessment now: #DebtStrategy #WealthBuilding #FinancialFreedom #SmartBorrowing #PropertyInvestment #lagosfinancial" Ready to see how debt can work for you? Book a complimentary assessment now: https://lnkd.in/g7fN_VyG