Mortgage Choice Waverley

Feeling unsure about what you can afford? You're not alone – recent research shows that 17% of prospective home buyers feel the same way. Your Mortgage Choice broker is here to guide you through the home buying process and help you find a mortgage solution that fits your unique needs. Let's turn uncertainty into clarity and confidence. Talk to us today.

With property prices steadily increasing, it’s becoming harder than ever to get a foothold in the market. One solution may be to use a guarantor loan. Having a guarantor on your mortgage provides additional security for your home loan if you don’t have enough funds for a deposit. Most lenders prefer the guarantor to be a close relative – usually a parent, grandparent or sibling. Using a guarantor can come with various benefits and considerations, but we can navigate this with you when you’re ready. Talk to Kevin today.

While it may seem like a convenient service, frequent use of buy-now-pay-later (BNPL) products could affect your borrowing capacity down the track. If you’d like to know more about the impact of your spending habits on your borrowing power, chat to us today.

Optimism is in the air! 83% of prospective buyers are feeling positive about entering the property market, and so should you. With Mortgage Choice by your side, your dream home is within reach. Talk to us today. https://bit.ly/3BhQzHE

Dreaming of your first home? You might be closer than you think. We can help you understand what government grants and incentives you’re currently eligible for. Let’s make your dream a reality – talk to us today.

Wherever you’re at in the home buying process, <I/we> can offer expert advice to help you secure the best home loan for your circumstances. With access to market-leading rates from more than 35 lenders, we won’t stop until we’ve found the loan that’s right for you. The choice is easy with Mortgage Choice Kevin McCann. Talk to us today.

With Mortgage Choice in your corner, you’ll kick your next property goal with confidence. 🏈 With access to market-leading rates from more than 35 lenders, we’ll be there to help you score the home loan that’s right for you. Let’s team up today.

Spring selling season is now upon us. So, if you’re in the market for a property, now could be the perfect time to make your plans a reality. The first step is making sure your finances are in order. We can help you understand your borrowing capacity and secure pre-approval, so you can make an offer or bid at auction with confidence. Talk to us today.

The Reserve Bank of Australia has just announced that the cash rate will remain unchanged at 4.35%. At Mortgage Choice, we continually monitor lenders for interest rate changes outside of the official rate to assist in finding you a more suitable home loan. Remember, at Mortgage Choice you’re never a loan! Get in touch with Kevin your local Mortgage expert to discuss your options.

A comparison rate helps you understand the true cost of a loan, as it takes into consideration not just the interest rate, but also any fees, ongoing costs or charges you may incur. This allows you to more easily compare different home loan products from multiple lenders. When choosing a home loan, it's important to look beyond the headline interest rate and consider the comparison rate to determine the overall cost of the loan. Keep in mind a comparison rate is standardised at a loan size of $150,000 over 25 years. So, if your loan size or term is different, the comparison rate might not be very useful. This is where we can help you create a tailored comparison across different loan products that suit your specific situation. Message us today to learn more.