Research IP

Providing you the monthly RIPPL Sluice for some examples of responsible investment in action.🍃 📄WHEB: DEI evolution: looking beyond gender and facing the facts 📄Feelings at Work 📄Investing at the Intersection of AI and the Energy Transition Are people happy at work? 🧘♂️ Start by reading our latest RIPPL Sluice by clicking the link in the comment section. Follow Research IP for more information. #diversity #equity #inclusion #AI #career #researchip

Persistence pays off. ❤️🔥 #persistence #time #success #inspirationalquote #researchip 𝘐𝘮𝘢𝘨𝘦 𝘤𝘳𝘦𝘥𝘪𝘵𝘴: 𝘤𝘰𝘵𝘵𝘰𝘯𝘣𝘳𝘰 𝘴𝘵𝘶𝘥𝘪𝘰 𝘧𝘳𝘰𝘮 𝘗𝘦𝘹𝘦𝘭𝘴

Stay ahead of the curve with the 𝙏𝙤𝙥 10 𝙀𝙢𝙚𝙧𝙜𝙞𝙣𝙜 𝙏𝙚𝙘𝙝𝙣𝙤𝙡𝙤𝙜𝙞𝙚𝙨 𝙤𝙛 2024! From AI-driven breakthroughs in scientific research to sustainable carbon-capturing innovations, these trends are set to transform industries and our everyday lives. Dive into the future of tech and see how it could impact your field. Credits to Visual Capitalist for the original insights! 🚀 Read more by clicking the 𝙡𝙞𝙣𝙠 in the comment section. #emergingtech #innovation #AI #sustainability #quantumcomputing #healthcaretech #smartcities #researchip 𝘐𝘮𝘢𝘨𝘦 𝘤𝘳𝘦𝘥𝘪𝘵𝘴: 𝘗𝘩𝘰𝘵𝘰 𝘣𝘺 𝘒𝘢𝘪𝘲𝘶𝘦 𝘙𝘰𝘤𝘩𝘢 𝘧𝘳𝘰𝘮 𝘗𝘦𝘹𝘦𝘭𝘴

Dream big, achieve bigger. 🏆 #dream #future #success #inspirationalquote #researchip 𝘐𝘮𝘢𝘨𝘦 𝘤𝘳𝘦𝘥𝘪𝘵𝘴: 𝘍𝘢𝘳𝘶𝘬 𝘛𝘰𝘬𝘭𝘶𝘰𝘨𝘭𝘶 𝘰𝘧 𝘚𝘵𝘶𝘥𝘪𝘰 𝘛𝘶𝘳𝘬𝘦𝘺

In Q3 2024, the global economy experienced mixed performance, with high interest rates leading to a slowdown in growth, while inflation showed signs of moderation. Major economies like the U.S. and Europe saw weaker consumer spending and investment, while Asia presented varied outcomes—China's recovery lagged, and India maintained strong growth. Australia's economy grew moderately, with easing inflation but persistent challenges in consumer spending and housing due to tighter monetary policy. The outlook for Q4 remains uncertain, influenced by central bank decisions, geopolitical risks, and China’s economic trajectory. Keeping track of global economic trends can help make smarter investment choices. Read the short version of our quarterly commentary by clicking the link in the comment section. #valueofadvice #inflation #centralbanks #interestrates #economy #researchip

Passion fuels excellence. 🔎 #inspiration #passion #success #inspirationalquote #researchip 𝘐𝘮𝘢𝘨𝘦 𝘤𝘳𝘦𝘥𝘪𝘵𝘴: 𝘛𝘦𝘵𝘪𝘢𝘯𝘢 𝘕𝘦𝘬𝘳𝘢𝘴𝘰𝘷𝘢 𝘧𝘳𝘰𝘮 𝘚𝘵𝘰𝘱𝘛𝘩𝘦𝘚𝘱𝘳𝘦𝘢𝘥

Shape your own destiny.📍 #future #innovation #success #inspirationalquote #researchip 𝘐𝘮𝘢𝘨𝘦 𝘤𝘳𝘦𝘥𝘪𝘵𝘴: 𝘊𝘩𝘦𝘯 𝘓𝘪𝘶

What do we have for the previous month and quarter? 📈 Bringing you RIPPL Roundup for an early market snapshot for Australian and New Zealand financial advisers (September 2024) and Quarterly Highlights to highlight quarterly movements in the economy and investment markets across Australia and New Zealand. 𝗢𝘂𝗿 𝗞𝗲𝘆 𝗢𝗯𝘀𝗲𝗿𝘃𝗮𝘁𝗶𝗼𝗻𝘀: · 10-year Government Bonds fell in the US, Germany, and Canada compared to 30 September 2024. While Australia, New Zealand, the UK, and Japan all remained steady for September.  · Central bank cash rates saw a 0.50% cut in the US, with Europe and Canada also cut by 0.25% over September. All other countries remained steady for the month. · Inflation remained stable in Australia, New Zealand, Europe, and China for September. Headline and Core inflation increased in Japan. Headline inflation fell in the US and remained stable in the UK, while Core inflation remained stable in the US and increased in the UK. · Term deposit rates continue to taper off. This has been more dramatic in New Zealand than Australia. · From a market’s perspective, all markets accept global commodities are positive for the month and the year to September 2024. REITs and Infrastructure have a strong month, with the NZD:USD and AUD:USD being the strongest over September. The US Fed's 0.50% interest rate cut is reflected in the market. · Over the one-year period to 31 August 2024, the US and international equities have offered the strongest performance. However, infrastructure has performed strongly and has noticeably made inroads to US and international equities as the strongest performing asset class over one year. 𝗢𝘃𝗲𝗿 𝘁𝗵𝗲 𝗤𝘂𝗮𝗿𝘁𝗲𝗿: · Australian and New Zealand unemployment rates increased by 0.2% and 0.35%, respectively, over the quarter to September 30th. · The AUD and NZD both continued to strengthen against the USD for the second quarter in a row. · Australian and New Zealand both outperformed the S&P500 for the quarter, with Australia posting an increase of 1.90%. Volatility has dramatically widened, compared to 30 June 2024. · Gold has increased 14.1% for the quarter, while oil has fallen 16.8%. Iron ore fell by 12.7%, and milk increased by 12.5%. This highlights US interest rate cuts and the immediate effect of supply and demand for hard and soft commodities in the Australian marketplace. · Annual inflation fell in the US and Australia, while New Zealand remained steady. Yields for US, Australian, and New Zealand 10-year bonds all dropped. US 10Y/2Y spreads widened modestly, at 0.14%. Follow Research IP for monthly and quarterly updates. #researchip #valueofadvice #USD #AUD #NZD #centralbanks #inflation #equitymarkets #unemploymentrate #bondyields

Sharing you this month's RIPPL Insights. This can serve as your go-to source of compiled content about behavioural finance, investment, and technology. 💸 📄 The Intelligent Tangible World 📄 The Intelligence Age 📄 Death, Taxes, and AI: How Generative AI Will Change Accounting Share your insights and follow Research IP for more information. #behaviouralfinance #investment #technology #asset #researchip

Success is self-love and fulfillment.💡 #selflove #success #inspiration #inspirationalquote #researchip 𝘐𝘮𝘢𝘨𝘦 𝘤𝘳𝘦𝘥𝘪𝘵𝘴: 𝘊𝘩𝘳𝘪𝘴𝘍𝘪𝘦𝘥𝘭𝘦𝘳 𝘰𝘧 𝘗𝘪𝘹𝘢𝘣𝘢𝘺