Sprint Finance Pty Ltd.

𝐒𝐡𝐨𝐮𝐥𝐝 𝐲𝐨𝐮 𝐮𝐬𝐞 𝐞𝐱𝐭𝐫𝐚 𝐦𝐨𝐧𝐞𝐲 𝐭𝐨 𝐩𝐚𝐲 𝐨𝐟𝐟 𝐲𝐨𝐮𝐫 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐟𝐢𝐫𝐬𝐭 𝐨𝐫 𝐮𝐬𝐞 𝐭𝐡𝐚𝐭 𝐦𝐨𝐧𝐞𝐲 𝐭𝐨 𝐢𝐧𝐯𝐞𝐬𝐭 𝐢𝐧 𝐚𝐧 𝐚𝐝𝐝𝐢𝐭𝐢𝐨𝐧𝐚𝐥 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲? Ever wondered if you should pay down your mortgage 🏡 or purchase more property investments? 📈 Here's why smart money 💵 is on the latter. Property growth consistently beats inflation, and using the power of leverage allows you to purchase more using the bank's money 💰. With borrowed funds, you're not just growing your real estate collection; you're multiplying your returns 📊✨. Want to know how to build a property portfolio? 🏠💼 Contact us at Sprint Finance today!🤝 #Property #investing #SprintFinance #IoanStrategies

🚀 Investing as a Team: Navigating One of the Most Common Challenges for Couples In the world of investing, one of the most common challenges for couples is achieving financial alignment! 💑 Before diving into property, take some time to ensure you and your partner share the same long-term vision. 1️⃣ Define the end goal: Why are you investing? Is it to create cashflow, capital growth, or a combination of both? 📈🤔 2️⃣ Quantify success: How many properties will help you achieve your goal? 🏡💰 3️⃣ Establish milestones: How will you know when you've reached the financial summit? 🎯🚀 Once you’ve sat down together to map out the objectives, the next step is implementation. For this, you may consider working with a property strategist or buyers agent to help you achieve your long-term vision. #investing #propertyinvestment #sprintfinance

Are you looking to ensure that your investment property will be a wise purchase in the years to come? 🏡📈 It's crucial to take one simple step to avoid disappointment, decreased capital growth, and the dreaded feeling of missed opportunity. ✔️ That step is none other than research. 🔍 Researching the potential of the land 🌍 where the property is situated is vital, not only for the present but also for the future. Additionally, it's important to consider the surrounding area 🏙️, such as the available services and amenities 🏥🏫, as well as the possibility of future developments 🚧. It's also wise to determine if the location is suitable for families 👨👩👧, and if there are quality schools 🏫 nearby. However, it's important to distinguish between beneficial research and irrelevant research. While it's understandable to want a property that you would personally enjoy living in 🏡, unless it aligns with your larger strategy 📊, it may not be the best choice. Similarly, the color of the walls 🎨 or the opinions of friends and family 👥 should not be the determining factors in your decision-making process. Many investors choose to enlist the assistance of a company 🏢 that specializes in locating the ideal property in the right location based on their goals. 🎯 Take a moment to click the link in the comments to discover more about property investing, research, and the services available to you. ⬇️ #investing #property #research #sprintfinance #mortgagebroker

𝗜𝗻𝘃𝗲𝘀𝘁 𝗻𝗼𝘄, 𝗯𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹𝗹𝘆 𝗳𝗿𝗲𝗲 𝗶𝗻 𝘁𝗵𝗲 𝗳𝘂𝘁𝘂𝗿𝗲. One of the greatest pleasures we have as a mortgage brokerage is seeing the wealth our clients build over time. Quite often, the increases in their home values far exceed what they’ve been able to save. In some cases, the equity increase is greater than their annual take-home salary. Imagine that you have an active job (one that requires you to show up each working day) that takes up the majority of your waking hours. At the same time, you have a property that, if managed by the right type of agent, may take 1-2 hours a quarter of your time. Talk about a highly effective hourly rate! 🤝At #sprintfinance, we are driven by helping as many people as possible achieve their goals of being financially independent. How can we help you? #financiallyfree #equity #wealthbuilding #propertyinvesting #mortgagebroker

𝗛𝗼𝘄 𝘁𝗼 𝗶𝗺𝗽𝗿𝗼𝘃𝗲 𝘁𝗵𝗲 𝗰𝗮𝘀𝗵 𝗳𝗹𝗼𝘄 𝗼𝗳 𝘆𝗼𝘂𝗿 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆. 🏡 If you’ve purchased or are looking to purchase an investment property, these are the three things you can do to improve your cash flow: ⬇️ ✅Chat with your accountant about a tax variation form so you get the equivalent of your tax refund in each pay cycle (as opposed to waiting till the end of the financial year). ✅Obtain a professional depreciation report (again, check with your accountant if the property you’ve bought is established and not brand new, as this may impact how you can claim). ✅Engage a property manager who understands the local market and can maximise your rental return (note that this often won’t be the less expensive option, but it will often be the best cash flow option). #investing #property #investmentproperty #cashflow #mortgagebroker #sprintfinance

𝐖𝐡𝐲 𝐬𝐡𝐨𝐮𝐥𝐝 𝐲𝐨𝐮 𝐥𝐨𝐨𝐤 𝐚𝐭 𝐢𝐧𝐯𝐞𝐬𝐭𝐢𝐧𝐠 𝐢𝐧 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲? There are so many reasons not to buy property: 👇 ❎You could end up with a bad tenant ❎Interest rates could rise ❎The value could drop 🎯These risks are always going to be there. And yet in spite of them, the vast majority of people who purchase property and hold onto it for the long term (10+ years) come out the other end substantially better off. That’s because there are ways to mitigate the risks by:👇 ✅Having the property professionally managed by a high-quality rental manager ✅Factoring in rate rises before you purchase and looking at fixing a portion of your loan for the certainty of repayments. ✅Doing the research of the area you purchase OR working with a specialist buyers agent or property group to find a good long-term growth potential property. 🎯Investing is scary and carries a risk - but if managed the right way, the rewards far outweigh the risks. #investing #property #leverage #wealthbuilding #sprintfinance #mortgagebroker

How soon can you apply for a loan after starting a new job?⁉️ Are you considering advancing in your career, whether it's a promotion or a lateral move? The waiting period before you can buy again, refinance or restructure your loans varies, but for most individuals, the worst-case scenario is waiting for their first payslip, which typically takes 1-2 weeks. However, in many cases, we have approved loans for individuals who have just started their new job based on their employment contract. 🤝If you're hesitant to make a purchase or refinance, don't hesitate to get in touch with us through the link in the comments section. ⬇️ #newloans #homeloans #investmentloans #propertyinvesting #sprintfinance #mortgagebroker

Are you looking to purchase your first home this year?🏡 Here’s our top tips for first-home buyers to be ready to make their first home purchase: 👇 ✅Get a pre-approval (not all pre-approvals are the same) that fully assesses your ability to borrow based on your income. ✅Know the reason that you’re purchasing. Is it because you plan to live long-term in the property, use it as a future investment or something else? ✅Get a good conveyancer/solicitor before you sign the contract. ✅And lastly, research, research and more research. Know what the market is doing and what type of property represents good value for that area. 🤝Working together with a great mortgage broker will help you achieve your goals of property ownership faster. Contact us via the link in the comments to see how we can help you. #firsthomebuyer #property #houses #mortgagebroker #sprintfinance

At #SprintFinance, we don't pretend to have all the answers when it comes to wealth creation.🏠 We know predicting the future is impossible, and we won't make unrealistic promises about your financial success. But what we can do is work with you to uncover your unique path to wealth through property ownership. So whether you're looking to own your own home faster or build a portfolio of investment properties, we can help you achieve your goals. 🏠💰🌟 🤝Let's work together to create a plan that fits your needs and aspirations. #investing #propertyinvesting #longtermwealth #financialplanning #mortgagebroker

How do you purchase a property using your superannuation? 🏡 If you’ve got a self-managed superannuation fund (SMSF) or are looking to set one up, you may be able to purchase a property within the fund. Here’s some of the key differences of buying in an SMSF: 👇 ✅You can't obtain a construction loan – so you need to buy a fully completed (eg. townhouse/apartment) or an established home ✅Your deposit needs to be larger – at least 20% and up to 30% is required for most properties. ✅There are fewer lenders that will fund your purchase, and the rates tend to be a little higher than in your own personal name. 🤝It’s a big financial decision, and like with any decision, we recommend seeking the advice of a trusted financial professional. #investing #smsflending #smsf #propertyinvesteing #homeloans #mortgagebroker #sprintfinance