Ipachi Capital

"Go where others won’t" -That’s the spirit that built Ipachi Capital. We are fully committed to empowering informal small businesses, the backbone of every economy. By focusing 100% on their needs, we’ve crafted a financial solution that truly enables them to grow, succeed, and thrive. At Ipachi Capital, we believe that financial inclusion isn’t just a service—it’s a mission. By removing barriers, we empower small businesses to thrive and build a future where opportunity is truly for all. #FinancialInclusion #SDGs #SmallBusinessGrowth

FINTECH STARTUP IPACHI CAPITAL LAUNCHED Ipachi Capital-Botswana by Shine Monyatsi launched this week. Ipachi - IKalanga name for "Wallet". Fintech adoption in emerging markets is outpacing traditional banking. 65% of unbanked individuals now use digital payments. In 2023, Africa accounted for 48% of the world’s 1.6bn mobile money accounts and 70% of the $85bn transaction volume. While Africa is leading in digital finance, the benefits aren’t reaching all corners. The global average for account ownership is 76%, yet Sub-Saharan Africa lags at 55%. So, how can Africa fully embrace digitalization to drive financial inclusion? The solution is Fintech Startup Ipachi. In emerging markets, 70% of fintech success stories are powered by robust capacity-building initiatives that drive skills development and digital inclusion! French Embassy in Botswana European Union in Botswana have come to the party for Ipachi. Only 27% of African SMEs have access to credit. How can Fintech startups like ipachi close the gap in places like Botswana ? Today Fintech is transforming finance but how do we ensure informal savings groups & smallholder farmers don’t get left behind? Ipachi and institutions such National Development Bank-NDB should partner. Access to funding remains a critical challenge for fintechs, startups, and SMEs across emerging markets =𝐁𝐫𝐢𝐝𝐠𝐢𝐧𝐠 𝐭𝐡𝐞 𝐅𝐮𝐧𝐝𝐢𝐧𝐠 𝐆𝐚𝐩: 𝐁𝐮𝐢𝐥𝐝𝐢𝐧𝐠 𝐏𝐫𝐢𝐯𝐚𝐭𝐞 𝐂𝐚𝐩𝐢𝐭𝐚𝐥 𝐚𝐧𝐝 𝐋𝐞𝐯𝐞𝐫𝐚𝐠𝐢𝐧𝐠 𝐃𝐞𝐯𝐞𝐥𝐨𝐩𝐦𝐞𝐧𝐭 𝐅𝐢𝐧𝐚𝐧𝐜𝐞. Initiatives by DFIs such IFC - International Finance Corporation have supported Ipachi via World Bank Africa Botswana, France-Botswana, Viva Technology La French Tech and recently the funds of funds (FoF) Timbuktoo $1Billion fund by United Nations Development Programme - UNDP in Rwanda are supporting Ipachi, and at scale Estonia and Finland via Digital Africa, Enabel, ESTDEV, HAUS, Expertise France and GIZ In case you’re all curious about the role of an angel investor...with Ipachi Capital.. One Moleti Noge stands as he invested angel cheque's in the early days of Ipachi Capital. Such a beautiful story of a Botswana citizen angel investor and the future instrument to fund pre-seed startups is angel cheques Fadilah Tchoumba. The real champion with Ipachi being the combination of founder and investor. People that invest money in startups in the name of God are called Angel investors.Did you know that in 2023, 53% of angel investors in Africa invested between $1,000 and $10,000 per round? Africa now has 9 unicorns—tech companies worth over $1 billion! Unicorns like Flutterwave, Andela, Chipper Cash, and OPay are leading the charge. These companies are solving problems in payments, education, and logistics, creating opportunities for millions. Shirin Namiq Eunice Muihia Olivier Brochenin PULASPACE Shine Monyatsi Ipachi Capital timbuktoo Africa Estonian Centre for International Development (ESTDEV) Government of Botswana European Union Eunice Muihia

This afternoon, we wrapped up our second launch of the day with Ipachi Capital at the BDIH Science & Technology Park. With stakeholders and prospective clients in attendance, we celebrated their impressive service offerings and reflected on their inspiring journey to this moment. Founder & CEO Mr Shine Monyatsi shared his bold vision, declaring that Ipachi Capital is on its way to becoming Botswana’s first Unicorn. The future of innovation and investment in Botswana and Africa is brighter than ever. #BDIH #IpachiCapital #InnovationIsHappeningHere

The 20 startups selected for the Acceleration Phase of the #timbuktoo Fintech Programme were in Lagos last week for a one-week residency. Over the next five months, they’ll gain: ✅ Refined strategies for scaling in pan-African markets. ✅ Enhanced investment readiness and access to top VCs. ✅ $20,000 equity-free seed funding. This is more than acceleration—it’s transformation! Stay tuned for more updates.

It begins! 🚀 👏🏾 💃 The #timbuktoo Fintech Residency kicks off today in Lagos, marking the acceleration phase of the programme. Selected startups will dive into workshops, expert guidance, and networking opportunities to fuel their growth. Stay tuned!

🚀 Congratulations to the trailblazing FinTech startups selected from the timbuktoo Pitch Event!🌟Through the Acceleration Phase, these disruptors will unlock 5 months of expert support to:   🌍 Scale across borders   🤝 Forge partnerships    💸 Drive fundraising Read more: https://lnkd.in/eDb8dZs7 

After an intensive bootcamp, 20 startups from 17 African countries move to the Acceleration Phase of timbuktoo Fintech Accelerator, unlocking growth with equity-free funding & strategic partnerships. Learn more: bit.ly/timbuktoo-fintech

AFRICA’S GROWTH PARTNER For over two decades, GrowthAfrica has been empowering entrepreneurs across diverse African markets, equipping them with the tools, expertise, and networks to achieve sustainable growth and scale transformative solutions. Based on this experience, GrowthAfrica Founder and CEO Johnni Kjelsgaard to was invited to be a panellist at the launch of the #ThinkLikeAnInvestor initiative by Estonian Centre for International Development (ESTDEV) and HAUS kehittämiskeskus Oy / HAUS Finnish Institute of Public Management Ltd, a platform designed to propel African innovators towards scalable solutions addressing healthcare, climate resilience, financial inclusion, and digital connectivity. He shared insights gained from working hands-on with entrepreneurs whose impact ripples across the continent. Some highlights from the panel discussion: ✔️The critical role of localising support to address unique market dynamics and foster authentic African-led innovation. ✔️The importance of bridging the gap between investors and entrepreneurs to drive sustainable, inclusive growth in Africa. The time is ripe to continue reinforcing the importance of creating scalable, sustainable ventures that tackle socio-economic challenges while inspiring inclusive growth. Huge congratulations to ESTDEV, HAUS and the cohort! Here’s to unlocking Africa’s potential, together! Photo credit: Estonian Centre for International Development (ESTDEV) #GrowthAfrica #DigitalInnovation #SocialImpact #EntrepreneurshipInAfrica #SustainableGrowth #AfricanEntrepreneurs #Collaboration