BELECKY & BELECKY

At Belecky & Belecky Law Firm, we offer efficient notary services to ensure your documents are legally sound and easily processed. Our services include: ✅ Contracts: Get your agreements certified quickly and accurately. ✅ Affidavits: Ensure your sworn statements are properly notarized. ✅ Deeds: Secure your property transactions with professional notarization. ✅ And More: We've got you covered, from legal documents to personal papers! Don’t risk errors or delays. Let our experienced team handle your notarization needs with precision. Contact Belecky & Belecky Law Firm today! 📞 Call us at 519-673-5630 📧 Email us at info@belecky.ca #beleckylaw #ldnont #londononatario #stthomasontario #lawfirm #realestatelawyer #realestatelaw #519london #ldnontario #buyingahome #sellingahome #realestate #estateplanninglawyer #smallbusinessowner #realestatelaw #realestatelawyer #estatelawyer #willsandestates #familylaw #familylawyer #familylawyers #lawyer #lawyerlife #businesslawyer #ldnontrealestate #519londonontario #londonontariobusiness

Investing in a rental property can offer tax-deferred growth and the potential to borrow against it without triggering immediate taxes. However, there are key factors to consider: Mortgage Challenges: Securing a mortgage can be tougher in retirement when you might need funds the most. Diversification: Investing all your savings in a rental property might leave you undiversified, especially if it's in the same area as your principal residence. Cash Flow vs. Property Value: While a positive cash flow is ideal, it's not the sole metric to assess a rental property. High property value appreciation is crucial, but if market prices stagnate or drop, it could impact your investment, especially with upcoming mortgage renewals at higher rates. Evaluate these aspects carefully before diving into rental property investment. For personalized advice, contact Belecky & Belecky Law Firm. #beleckylaw #ldnont #londononatario #stthomasontario #lawfirm #realestatelawyer #realestatelaw #519london #ldnontario #buyingahome #sellingahome #realestate #estateplanninglawyer #smallbusinessowner #realestatelaw #realestatelawyer #estatelawyer #willsandestates #familylaw #familylawyer #familylawyers #lawyer #lawyerlife #businesslawyer #ldnontrealestate #519londonontario #londonontariobusiness

Understanding the distinction between a second home and an investment property is crucial: ✅Second Home: This is an owner-occupied property. It’s where you live part-time, such as a vacation home, a cottage, or a weekday residence. A multi-unit dwelling where you live in one unit and rent out the others also qualifies as a second home. ✅Investment Property: If you don’t live in the property, it’s considered an investment property. This includes rental properties where you are not the occupant. Mortgage requirements for investment properties differ, and some smaller lenders may not offer mortgages for these types of properties. For tailored advice on your property needs, contact Belecky & Belecky Law Firm. We can guide you through the process! #beleckylaw #ldnont #londononatario #stthomasontario #lawfirm #realestatelawyer #realestatelaw #519london #ldnontario #buyingahome #sellingahome #realestate #estateplanninglawyer #smallbusinessowner #realestatelaw #realestatelawyer #estatelawyer #willsandestates #familylaw #familylawyer #familylawyers #lawyer #lawyerlife #businesslawyer #ldnontrealestate #519londonontario #londonontariobusiness

Buying a property is an exciting journey involving several important steps to ensure everything goes smoothly and your investment is secure. Here's a checklist of key areas to review: ✅Executed Agreement: Thoroughly review the agreement of purchase and sale. ✅Title Investigation: Check title description, make requisitions, and search for statutory liens. ✅Taxes and Rates: Ensure there are no arrears of realty taxes or other rates. ✅Executions: Search for any executions. ✅Transfer Review: Examine the transfer document and statement of adjustments. ✅Survey and Zoning: Review the survey (if available) and make zoning and building by-law enquiries. ✅Rural Recreational Properties: Consider road access, shore road allowance, septic systems, water potability, and well issues. ✅Document Execution: Attend to the signing and closing of documents. ✅Title Opinion: Provide a comprehensive opinion on the title. At Belecky & Belecky Law Firm, we handle every aspect of your property purchase with expertise. Contact Belecky & Belecky today for personalized guidance and a thorough review. #beleckylaw #ldnont #londononatario #stthomasontario #lawfirm #realestatelawyer #realestatelaw #519london #ldnontario #buyingahome #sellingahome #realestate #estateplanninglawyer #smallbusinessowner #realestatelaw #realestatelawyer #estatelawyer #willsandestates #familylaw #familylawyer #familylawyers #lawyer #lawyerlife #businesslawyer #ldnontrealestate #519londonontario #londonontariobusiness

Original testamentary documents, such as Wills, Affidavits of Execution, Powers of Attorney, and Codicils, must be preserved and never destroyed. These documents are crucial for verifying authenticity and can be essential if a challenge arises. Here’s what you need to know: ✅Wills: Often bound, sometimes folded and tied, and usually stored in envelopes or special folders. They may have Affidavits of Execution attached or filed alongside them. ✅Powers of Attorney and Codicils: Typically labelled with “Power of Attorney” or “Codicil” at the top. ✅Files: Preparatory files should be labelled with “Will,” “Power of Attorney,” or “Codicil.” At Belecky & Belecky Law Firm, we can assist with ensuring your documents are properly managed and safeguarded. For expert advice on your testamentary documents, reach out to our team. #beleckylaw #ldnont #londononatario #stthomasontario #lawfirm #realestatelawyer #realestatelaw #519london #ldnontario #buyingahome #sellingahome #realestate #estateplanninglawyer #smallbusinessowner #realestatelaw #realestatelawyer #estatelawyer #willsandestates #familylaw #familylawyer #familylawyers #lawyer #lawyerlife #businesslawyer #ldnontrealestate #519londonontario #londonontariobusiness

If you're trying to locate a will, legal file, or other important document prepared by a lawyer or paralegal in Ontario, here are some steps to help you find it: 1️⃣Contact the Lawyer/Paralegal Directly: If you know who helped prepare the document, reach out to them and ask if they have a copy. 2️⃣Law Society Directory: Use the Law Society's Lawyer and Paralegal Directory to find contact information. 3️⃣Law Firms: If the lawyer or paralegal is no longer practising, contact the law firm they worked with. They might keep closed files and wills. 4️⃣Local Law Associations: For lawyers who practice outside Toronto, contact the local law association. They often keep notes about the location of wills and law practice mergers. Need Help? Let Belecky & Belecky Law Firm guide you through the process! Our experienced team can answer all your questions and help you. 📞 Contact Belecky and Belecky today for personalized assistance. #beleckylaw #ldnont #londononatario #stthomasontario #lawfirm #realestatelawyer #realestatelaw #519london #ldnontario #buyingahome #sellingahome #realestate #estateplanninglawyer #smallbusinessowner #realestatelaw #realestatelawyer #estatelawyer #willsandestates #familylaw #familylawyer #familylawyers #lawyer #lawyerlife #businesslawyer #ldnontrealestate #519londonontario #londonontariobusiness

As we celebrate Labour Day, a time to honour the hard work and dedication of workers everywhere, how are you planning to spend the day? At Belecky & Belecky Law Firm, we recognize and appreciate the contributions of every worker in our community. Whether taking a well-deserved break or enjoying time with loved ones, we hope you have a wonderful and restful day. Need legal advice or assistance? Our experienced team is here to support you. Feel free to reach out to us for any inquiries. Happy Labour Day from all of us at Belecky & Belecky! 🎉 #beleckylaw #ldnont #londononatario #stthomasontario #lawfirm #realestatelawyer #realestatelaw #519london #ldnontario #buyingahome #sellingahome #realestate #estateplanninglawyer #smallbusinessowner #realestatelaw #realestatelawyer #estatelawyer #willsandestates #familylaw #familylawyer #familylawyers #lawyer #lawyerlife #businesslawyer #ldnontrealestate #519londonontario #londonontariobusiness

Ever wondered about title insurance and how it safeguards your property purchase? Here's a quick breakdown: ✅Lender’s Title Insurance: Required whenever you take out a mortgage, this policy protects the lender's financial interest in the property, securing their top claim against any other liens. ✅Owner’s Title Insurance: Opting for this policy protects you, the homebuyer, ensuring your ownership rights are safeguarded. It covers the purchase price and remains effective if you or your heirs own the home. Did you know that owner’s title insurance is optional but highly recommended to protect your investment against unforeseen title issues? Do you have questions about title insurance? 📞 Contact Belecky and Belecky today! #beleckylaw #ldnont #londononatario #stthomasontario #lawfirm #realestatelawyer #realestatelaw #519london #ldnontario #buyingahome #sellingahome #realestate #estateplanninglawyer #smallbusinessowner #realestatelaw #realestatelawyer #estatelawyer #willsandestates #familylaw #familylawyer #familylawyers #lawyer #lawyerlife #businesslawyer #ldnontrealestate #519londonontario #londonontariobusiness

Curious about the difference between separation and divorce in Canada? Here’s a quick overview: ✅ Separation: This occurs when a couple decides to live apart due to a breakdown in their relationship. It applies to both married couples and common-law partners living together. ✅ Divorce: When a court formally ends a marriage between legally married couples. In Canada, family law responsibilities are shared among federal, provincial, and territorial governments, ensuring legal clarity and support during these challenging times. Got questions about separation or divorce? 📞Contact Belecky and Belecky today! We’re here to provide guidance. #beleckylaw #ldnont #londononatario #stthomasontario #lawfirm #realestatelawyer #realestatelaw #519london #ldnontario #buyingahome #sellingahome #realestate #estateplanninglawyer #smallbusinessowner #realestatelaw #realestatelawyer #estatelawyer #willsandestates #familylaw #familylawyer #familylawyers #lawyer #lawyerlife #businesslawyer #ldnontrealestate #519londonontario #londonontariobusiness

I understand that it can be overwhelming to think about, but it's important to know that without a will, your estate could be governed by intestate succession laws. This could have a big impact on your loved ones and the way your assets are handled after you're gone. Here’s why it matters: ✅ Asset Distribution: Your assets may be distributed according to legal rules, which might not reflect your preferences. ✅ Legal Process: The court may appoint an administrator to handle your estate, introducing delays and complexities. ✅ Family Dynamics: Intestate laws may not account for unique family circumstances, potentially leading to disagreements among heirs. Ensure your estate is managed as you intend. Plan ahead to safeguard your wishes and avoid uncertainties. For personalized advice on estate planning, contact Belecky & Belecky today! #beleckylaw #ldnont #londononatario #stthomasontario #lawfirm #realestatelawyer #realestatelaw #519london #ldnontario #buyingahome #sellingahome #realestate #estateplanninglawyer #smallbusinessowner #realestatelaw #realestatelawyer #estatelawyer #willsandestates #familylaw #familylawyer #familylawyers #lawyer #lawyerlife #businesslawyer #ldnontrealestate #519londonontario #londonontariobusiness