Canadian Lenders Association

🚨 FLASH SALE ENDS TONIGHT 🎟️: Use code "LUCKY20" to secure your EARLY BIRD TICKETS to Canada's largest financial services event with over 800 industry executives! Register here: https://lnkd.in/gybtEJ-Y *FLASH SALE ends TONIGHT AT 11:59 PM EDT Join us at the 2025 Canadian Finance Summit! 💲 📅 Date: June 2nd, 2025 📍 Location: The Quay, 100 Queens Quay E 3rd Floor, Toronto, ON M5E 1V3 On June 2nd, 2025, discover how next-gen FIs are partnering with fintech to accelerate innovation across all sectors. The 2025 Canadian Finance Summit brings together over 800 banks, credit unions and fintechs in our networking hall building partnerships. The expert panels will take a deep dive into BaaS, AI, Risk, Fraud, InsurTech and much more. 🌐 Network with over 800 industry executives from leading organizations from across the Canadian financial services sector. 🤝 Expand your network and form valuable partnerships with the biggest players in the lending industry using the CLA's official Networking App. 📈 Gain insights about the latest trends and technologies in lending like fraud detection, real-time identity verification, and innovative business lending strategies to stay ahead of the competition. Get ready to connect, learn, and shape the future of finance! Register today: https://lnkd.in/gybtEJ-Y #Finance #Summit #fintech #loans #lending #fraud #IDV #BaaS Canadian Lenders Association

As Canadian financial institutions look ahead to 2025-2026, OSFI’s latest risk outlook reveals key trends and emerging threats. https://lnkd.in/ec7j9riV While long-standing concerns like cybersecurity, real estate lending, and credit risk remain, new areas of focus have emerged, particularly around AI-driven financial crime, cross-border liquidity risks, and regulatory governance. Key shifts in OSFI's priorities include: 🔐 Cybersecurity & Financial Crime: The rise of AI-driven fraud, third-party vulnerabilities, and foreign interference. 🏘️ Real Estate & Mortgage Lending: Focus on higher mortgage renewal risks and vulnerabilities in the condo market. 💼 Commercial Credit & Liquidity Risks: A growing emphasis on corporate debt fragility and macro stress scenarios. 🌍 Geopolitical & Macroeconomic Risks: Cross-border liquidity risks and global instability. 📊 Regulatory & Governance Changes: Heightened focus on AI governance, liquidity risk, and governance frameworks. OSFI’s tightening stance means Canadian lenders must bolster their cyber resilience, refine AML compliance, and ensure proactive risk management to navigate an increasingly complex landscape. Read the full article for insights on how OSFI’s evolving outlook will impact the financial sector: https://lnkd.in/ec7j9riV Register for Canada's largest financial services event with over 800 industry executives: https://lnkd.in/gybtEJ-Y #OSFI #FinancialRisk #CyberSecurity #Regulations #AI #AML #Lending #RiskManagement #FinancialServices Canadian Lenders Association

🚨 FLASH SALE 🎟️: Use code "LUCKY20" to secure your EARLY BIRD TICKETS to Canada's largest financial services event with over 800 industry executives! Register here: https://lnkd.in/gybtEJ-Y *FLASH SALE ends MAR 20TH AT Midnight EDT Join us at the 2025 Canadian Finance Summit! 💲 📅 Date: June 2nd, 2025 📍 Location: The Quay, 100 Queens Quay E 3rd Floor, Toronto, ON M5E 1V3 On June 2nd, 2025, discover how next-gen FIs are partnering with fintech to accelerate innovation across all sectors. The 2025 Canadian Finance Summit brings together over 800 banks, credit unions and fintechs in our networking hall building partnerships. The expert panels will take a deep dive into BaaS, AI, Risk, Fraud, InsurTech and much more. 🌐 Network with over 800 industry executives from leading organizations from across the Canadian financial services sector. 🤝 Expand your network and form valuable partnerships with the biggest players in the lending industry using the CLA's official Networking App. 📈 Gain insights about the latest trends and technologies in lending like fraud detection, real-time identity verification, and innovative business lending strategies to stay ahead of the competition. Get ready to connect, learn, and shape the future of finance! Register today: https://lnkd.in/gybtEJ-Y #Finance #Summit #fintech #loans #lending #fraud #IDV #BaaS Canadian Lenders Association

As Canada prepares for the April 1, 2025, implementation of amendments to the PCMLTFA, the financial sector faces a significant compliance challenge. https://lnkd.in/ePiUAzgT These changes will expand anti-money laundering (AML) obligations to non-prime lenders, auto financiers, and leasing companies, strengthening the country’s defenses against financial crime. While these updates aim to reduce illicit activities, they also introduce new complexities for smaller lenders, especially with the accelerated timeline for implementation. The Canadian Lenders Association (CLA) supports effective AML measures but emphasizes the need for proportional compliance requirements. Key considerations include: 🔑 A risk-based approach targeting high-value asset transactions like business equipment, vehicles, and property. ⚖️ Excluding low-value consumer financing like rent-to-own agreements. 📅 The challenge of implementing these changes by April 2025 with adequate time for training and system adjustments. The CLA is committed to collaborating with the government to ensure smooth and practical implementation of these regulations, balancing financial security with continued access to credit. Read the full article: https://lnkd.in/ePiUAzgT Register for the 2025 Canadian Finance Summit: https://lnkd.in/gybtEJ-Y #Canada #AML #Compliance #Lending #FinancialServices #Regulations #Fintech #FinancialCrime Canadian Lenders Association

Watch the panel here: https://lnkd.in/eTiez44Z ... 2025 Automotive Finance Canada Summit, Steve K. Phillips (Co-operators), Jonathan Weir (KPMG), and Bethan Moorcraft (Moorcraft Media) discussed embedded insurance and how this emerging market presents both challenges and opportunities for original equipment manufacturers (OEMs) seeking to strengthen their value propositions. This panel delved into expert insights on how to analyze the implications of this innovation within the broader automotive value chain, discussing hurdles and uncovering pathways for OEMs to capitalize on this promising frontier. 📄 Read the transcript here: https://lnkd.in/eTiez44Z Register for next year's edition! 🚗 2026 Automotive Finance Canada, Feb 2026. 👉 Register here: https://lnkd.in/eW95wvV6 Looking Ahead: Finance Events Summit Series! 🎉 The CLA is expanding our summit series so there are more opportunities to connect and drive your business. Check our our upcoming events: 🏦 Canadian Finance Summit June 2nd, 2025. 👉 Register here: https://lnkd.in/gybtEJ-Y 🌱 Sustainable Finance Summit Sept 10th, 2025. 👉 Register here: https://lnkd.in/gQSjsWwh 💼 Canadian Lenders Summit Oct. 20th, 2025. 👉 Register here: https://lnkd.in/gcr5zE9F #auto #finance #autofinance #loans #lending #fintech #fraud #financeevents Canadian Lenders Association

We're thrilled to welcome Climative as the newest members to the CLA! 🎉 Climative is reinventing collaboration between organizations and building owners to drive cost savings, enhanced comfort, improved resilience, and reduced environmental impact in the built environment. Through AI-assisted energy transition plans, Climative provides a secure platform where building owners and their support ecosystems—governments, utilities, and service providers—can work together seamlessly. These personalized retrofit roadmaps offer a clear, actionable path for energy upgrades, guiding owners through retrofits that lower emissions and improve efficiency. Designed for long-term adaptability, Climative’s energy transition plans can be continuously updated, ensuring that buildings stay aligned with evolving energy goals and sustainability standards. By fostering collaboration and data-driven action, Climative empowers communities to accelerate the transition to net-zero. To learn more about Climative, please visit: https://www.climative.ai/ If you're a member of the CLA and would like to an introduction, please email chi@canadianlenders.org. #cliamte #lending #financialservices #nextgen #fintech #sustainablefinance #netzero #emissions Canadian Lenders Association

We're thrilled to welcome Finance CreditFix as the newest members to the CLA! 🎉 Founded in 2010 by experienced managers and based out of Laval QC, Finance CreditFix is a company specializing in alternative financing solutions or lease to own options for automobile and recreational vehicles. The company primarily targets consumers whose loan applications have been declined by financial institutions or who have experienced financial difficulties in the past. We offer options tailored to consumers facing financial challenges or looking to rebuild their credit, while also providing innovative services to partner merchants and dealerships. We are committed to providing a strong focus on customer care & service through transparency and efficiency. To learn more about Finance Creditfix, please visit: https://lnkd.in/eZTsx6CA If you're a member of the CLA and would like to an introduction, please email chi@canadianlenders.org. #autolending #lending #financialservices #nextgen #fintech Canadian Lenders Association

Watch the panel here: https://lnkd.in/ekG6wmmQ ... 2025 Automotive Finance Canada Summit, Carl Davies (Equifax), Jennifer Arnold (Minerva), John Kontos (Scotiabank), and Victoria Frosch (Bowes)- CFE,CFCI (Halton Regional Police Service) discussed #fraud trends impacting the auto sector, upcoming regulatory changes and how organizations can stay vigilant against financial crime. This panel explored key fraud trends in 2024, as well as looking forward to what we can expect to see in 2025 in the vehicle financing space regarding AML regulation changes. 📄 Read the transcript here: https://lnkd.in/ekG6wmmQ Register for next year's edition! 🚗 2026 Automotive Finance Canada, Feb 2026. 👉 Register here: https://lnkd.in/eW95wvV6 Looking Ahead: Finance Events Summit Series! 🎉 The CLA is expanding our summit series so there are more opportunities to connect and drive your business. Check our our upcoming events: 🏦 Canadian Finance Summit June 2nd, 2025. 👉 Register here: https://lnkd.in/gybtEJ-Y 🌱 Sustainable Finance Summit Sept 10th, 2025. 👉 Register here: https://lnkd.in/gQSjsWwh 💼 Canadian Lenders Summit Oct. 20th, 2025. 👉 Register here: https://lnkd.in/gcr5zE9F #auto #finance #autofinance #loans #lending #fintech #fraud #financeevents Canadian Lenders Association

Watch the panel here: https://lnkd.in/eU2mYpEz ... 2025 Automotive Finance Canada Summit, Anne-Marie Kelly (Paays ), Zyra Pangilinan (RBC), Kevin Andrews (Auto One Group), and Jonah L. (Pioneer Auto Group ) discussed how an identity-first approach to lending is essential for building the foundation of trust in automotive finance. This panel explored identity-first processes, with real-world insights from the Canadian market. Attendees discovered how these innovations combat identity fraud, streamline the loan process, and create a safer, more seamless financing experience for everyone involved. 📄 Read the transcript here: https://lnkd.in/e-_yRE2b Register for next year's edition! 🚗 2026 Automotive Finance Canada, Feb 2026. 👉 Register here: https://lnkd.in/eW95wvV6 Looking Ahead: Finance Events Summit Series! 🎉 The CLA is expanding our summit series so there are more opportunities to connect and drive your business. Check our our upcoming events: 🏦 Canadian Finance Summit June 2nd, 2025. 👉 Register here: https://lnkd.in/gybtEJ-Y 🌱 Sustainable Finance Summit Sept 10th, 2025. 👉 Register here: https://lnkd.in/gQSjsWwh 💼 Canadian Lenders Summit Oct. 20th, 2025. 👉 Register here: https://lnkd.in/gcr5zE9F #auto #finance #autofinance #loans #lending #fintech #fraud #financeevents Canadian Lenders Association

Watch the panel here: https://lnkd.in/eXVxN2va 👀 ... 2025 Automotive Finance Canada Summit, Bob Metodiev (Inovatec Systems), Evan Chrapko (Trust Science), Sheila Tibbo (Hyundai Capital Canada), and Michael Scotland (EdenPark ) discussed the unique challenges lenders face in assessing creditworthiness and making decisions that maintain portfolio health. This panel delved into the complexities of underwriting within the automotive sector, exploring innovative approaches to risk assessment, predictive analytics, and credit scoring. Industry leaders shared insights on leveraging advanced technologies such as #AI and #machinelearning to enhance decision-making accuracy while ensuring fairness and inclusivity. 📄 Read the transcript here: https://lnkd.in/eXVxN2va Register for next year's edition! 🚗 2026 Automotive Finance Canada, Feb 2026. 👉 Register here: https://lnkd.in/eW95wvV6 Looking Ahead: Finance Events Summit Series! 🎉 The CLA is expanding our summit series so there are more opportunities to connect and drive your business. Check our our upcoming events: 🏦 Canadian Finance Summit June 2nd, 2025. 👉 Register here: https://lnkd.in/gybtEJ-Y 🌱 Sustainable Finance Summit Sept 10th, 2025. 👉 Register here: https://lnkd.in/gQSjsWwh 💼 Canadian Lenders Summit Oct. 20th, 2025. 👉 Register here: https://lnkd.in/gcr5zE9F #auto #finance #autofinance #loans #lending #fintech #fraud #financeevents Canadian Lenders Association