Objective Financial Partners Inc.

Reminder!!! Catch Nancy Grouni at the upcoming Toronto MoneyShow this Saturday, Sept 14, 2024, from 4:30 pm to 5:15 pm at the Metro Toronto Convention Centre North. Dive into 8 critical planning pitfalls, 5 tax traps, and key missed opportunities in financial planning. Secure your spot now: https://lnkd.in/gdXbeSMn #FinancialPlanning #TorontoMoneyShow2024 #TaxTraps #PlanningPitfalls #MoneyShowToronto #NancyGrouni

📸 Celebrate World Photo Day with us at Objective Financial Partners! 🌍 Today, we recognize the power of photography to capture moments, tell stories, and inspire change. Photography and financial planning might seem worlds apart, but both require a keen eye for detail and the ability to capture the bigger picture. Just as a photographer frames a shot, we help you frame your financial future. 👉 Do you have a photo that inspires or motivates you to think about your future? Maybe it's a snapshot of a dream home, a family gathering, or a retirement destination. Share it with us in the comments! Let's get inspired together. Discover how we can help you bring the picture of your financial goals into focus. Visit our website https://lnkd.in/gu56YYUT for more on how we can assist you in planning a future as beautiful as your favorite photograph. #WorldPhotoDay 🖼️✨

🌟 Happy National Financial Awareness Day from all of us at Objective Financial Partners! 🌟 Today is all about taking control of your financial destiny. Whether you're saving for retirement, planning for your children's education, or looking to optimize your investment strategy, understanding your financial landscape is crucial. At Objective Financial Partners, we believe that financial awareness is the first step towards a secure and prosperous future. Our team is dedicated to providing personalized advice that aligns with your goals and values. Let's talk about where you are, where you want to be, and how we can help you get there. 🔍 Are you ready to take a closer look at your finances? Reach out to us, and let's schedule a free introductory call. Your future self will thank you! https://lnkd.in/gZJEBmV7 Share this post with someone who could benefit from our expertise, and let's spread the word about financial empowerment! #FinancialAwarenessDay 🌐

Financial planning has many interrelated components. As a result, it’s easy for clients—and sometimes even their advisors—to fall into planning tax traps and miss planning opportunities. Please join Nancy Grouni at the in person, Toronto MoneyShow on Saturday, September 14, 2024, (4:30 pm - 5:15 pm, at the Metro Toronto Convention Centre North) - where she will explore eight planning pitfalls, five planning tax traps, and commonly missed planning opportunities. Please click here to register: https://lnkd.in/gdXbeSMn

📢 Should You Max Out Your RRSP Before Converting to a RRIF? 📢 Jason Heath's MoneySense article explores whether it's wise to max out your RRSP before converting it to a RRIF: 🔹 Conversion deadline: By December 31 of the year you turn 71. 🔹 RRIF withdrawals: Minimum starts at 5.28% annually. 🔹 Contributions: Worth it if you're in a higher tax bracket now and expect lower taxes in retirement. Maximizing RRSP contributions isn't always the best move. Think twice and consider your future tax implications! Read the full article: https://lnkd.in/gwGnSpDF 📆 Book a free introductory meeting with us to learn how to optimize your retirement strategy and make the most of your savings: https://lnkd.in/gFjEHFq8 #RRSP #RRIF #RetirementPlanning #FinancialAdvice #FinancialPlanning #RetirementPlanning

📢 Capital Gains Tax Changes in Canada: What You Need to Know! 📢 Curious about the recent changes to capital gains tax? Jason Heath's article in MoneySense breaks down the key updates from the 2024 federal budget: 🔹 New inclusion rate: 2/3 for certain taxpayers, up from 1/2. 🔹 Who’s impacted: High-earning individuals, corporations, trusts. 🔹 Employee stock options and small business sales: Important changes. 🔹 Lifetime capital gains exemption increase for qualified small businesses and farms. Although the changes are already in effect, staying informed is crucial for future planning! For more details, read the full article: https://lnkd.in/ghQGBDte 📆 Book a free introductory meeting with one of our Certified Financial Planners: https://lnkd.in/gFjEHFq8 #CapitalGainsTax #FinancialPlanning #TaxUpdates #ObjectiveFinancialPartners #TaxPlanning

Demystifying Marginal Tax Rates for Better Financial Decisions 💡💼 Andrew Dobson explains the complexities of calculating your marginal tax rate in the Financial Post article, "FP Answers: How do I figure out my combined marginal tax rate so I can make good financial decisions?" 📰 Discover how your income and location influence your taxes, from basic rates to surtax implications. Learn the importance of understanding these factors to better manage and forecast your financial commitments. Learn how to strategically manage your taxes to maximize your financial outcomes: https://lnkd.in/gTdBe8xW 🌟 Consider a consultation with Andrew to tailor your financial and tax planning: https://lnkd.in/g936VqQZ #TaxInsights #FinancialPlanning #TaxPlanning #ObjectiveFinancialPartners

🌟 Qualifying for EI Benefits in Retirement: What You Need to Know by Jason Heath Are you retiring soon and wondering about Employment Insurance (EI) benefits? Here’s a quick overview: 📝 Eligibility: EI benefits are generally for those who lose their job involuntarily. Voluntary retirement does not qualify for EI. 📊 Special Benefits: Includes parental, sickness, and compassionate care benefits but not for those choosing to retire. 💡 Impact of Other Incomes: CPP, QPP, and employer pensions reduce EI benefits, but OAS does not. If you’re retiring and thinking about EI, ensure you understand the specific qualifications and impacts. #RetirementPlanning #EIBenefits #FinancialAdvice #FinancialPlanning #JasonHeath 🔗 Read more: https://lnkd.in/gpMmS-Jn For expert financial advice, visit https://lnkd.in/gVY22v_G or book a free introductory call here: https://lnkd.in/gFjEHFq8

🌟 Should You Delay Your CPP? by Jason Heath Wondering if you should delay your Canada Pension Plan (CPP) payments? Here’s a quick guide: 📈 Boost Your Pension: Delaying CPP increases your payments by 7.2% annually after age 60 and 8.4% annually after age 65. 📉 Zero-Income Years: Some zero-income years won't significantly reduce the benefits of delaying. 🤔 Personal Choice: Consider your health, income needs, and risk tolerance. Delaying could mean more financial security in retirement. #CPP #RetirementPlanning #FinancialAdvice #FinancialPlanning #JasonHeath 🔗 Read more: https://lnkd.in/exEph7HZ For personalized advice, visit https://lnkd.in/gVY22v_G or book your free introductory meeting here: https://lnkd.in/gFjEHFq8

Strategic Retirement Planning for Optimal Benefits Utilization 📈💼 In the Financial Post article "FP Answers: What’s the best strategy for making good use of my CPP, Old Age Security, and RRSP money?" Andrew Dobson provides key strategies to effectively leverage retirement funds. 📰 Learn when it might be beneficial to start drawing on your Canada Pension Plan (CPP), how to maximize Old Age Security (OAS), and the best ways to handle your Registered Retirement Savings Plan (RRSP) for long-term financial security. 🛡️🤝 This guidance is invaluable for anyone looking to make informed decisions about their retirement planning. Discover comprehensive approaches for managing retirement benefits effectively: https://lnkd.in/gEZJN8gy For tailored advice, book a no-obligation consultation with Andrew: https://lnkd.in/g936VqQZ #RetirementPlanning #CPP #OAS #RRSP #FinancialEducation 🌟