Moneyflow

Private credit is booming. Valued at $2 trillion today and expected to hit a $30 trillion opportunity in the U.S. alone. In Europe, the Nordic region is leading the charge as one of the fastest-growing markets for private credit. But as with traditional bank lending, SMEs - the backbone of the economy - are left underserved by this boom. At Fundiment, we see this as a chance for innovation. Non-bank lenders are stepping up, and open-architecture models are reshaping the landscape. For this to work, lenders need seamless connections, transparency, and tools to manage lending relationships efficiently—that’s where we come in. Our platform bridges the gap: ✅ Provide SMEs the insights they need to understand their working capital needs ✅ Enabling lenders to deploy capital faster and scale efficiently ✅ Helping SMEs access working capital The rise of private credit isn’t just about capital - it’s about smarter lending relationships and growing the overall diversity of the lending landscape. Are you working in private credit? How do you see the market evolving over the coming years? #PrivateCredit #SMEFinance #AlternativeLending #FintechInnovation #FutureOfFinance

The surprising thing about customer portals… Self service isn’t just about automation, but it’s actually a way to really build trust in finance. In finance, trust is hard to earn and easy to lose. Customers often feel like they’re in the dark, especially in receivables finance (invoice funding and factoring), where a third-party steps into their relationships with customers (via invoices). At Fundiment, we’ve discovered that the customer portal is more than a convenience—it’s the ultimate trust-building tool. By giving customers access to the same data your team sees, a portal demystifies the process and empowers customers to understand their situation. Transparency is everything. A great portal allows customers to monitor receivables, track payments, and check invoice statuses—all on their terms. The result? Less anxiety, more confidence, and stronger relationships. Is your customer portal just a tool—or is it your secret weapon for earning trust? Let’s talk.

Operating our financing business gave us incredible insight into what makes a lending operation successful. Here we reflect a little on what we learned along the way, and how we have applied these lessons to ensure that the Fundiment platform supports the success of our customers. #lendtech #factoring #fintech #creditrisk

Last week, we officially launched our new brand and strategy! Now that the dust has settled, we’re excited to share the key benefits our platform delivers: 𝟭. 𝗥𝗲𝗱𝘂𝗰𝗲 𝗰𝗼𝘀𝘁𝘀, 𝗶𝗻𝗰𝗿𝗲𝗮𝘀𝗲 𝘀𝗰𝗮𝗹𝗮𝗯𝗶𝗹𝗶𝘁𝘆, 𝗮𝗻𝗱 𝗲𝗻𝗵𝗮𝗻𝗰𝗲 𝗲𝗳𝗳𝗶𝗰𝗶𝗲𝗻𝗰𝘆 𝗶𝗻 𝗹𝗲𝗻𝗱𝗶𝗻𝗴 𝗼𝗽𝗲𝗿𝗮𝘁𝗶𝗼𝗻𝘀 Through automation, digitisation, and AI-powered features, lenders can streamline assessment, configuration, implementation, monitoring, and reporting across various financial products such as factoring, loans, payment extensions, and collections. 𝟮. 𝗔𝗱𝗮𝗽𝘁 𝘁𝗼 𝗰𝗵𝗮𝗻𝗴𝗶𝗻𝗴 𝗿𝗶𝘀𝗸 𝗳𝗮𝗰𝘁𝗼𝗿𝘀 𝘄𝗶𝘁𝗵 𝗽𝗿𝗼𝗮𝗰𝘁𝗶𝘃𝗲 𝗿𝗶𝘀𝗸 𝗶𝗻𝘀𝗶𝗴𝗵𝘁𝘀 Our portfolio and account-level overviews provide real-time insights, empowering risk management teams. AI-driven analysis deepens understanding of evolving risk factors, giving lenders a clearer view of what lies ahead. 𝟯. 𝗗𝗲𝗹𝗶𝘃𝗲𝗿 𝘁𝗼𝗽-𝘁𝗶𝗲𝗿 𝗳𝘂𝗹𝗳𝗶𝗹𝗺𝗲𝗻𝘁 𝘁𝗼𝗼𝗹𝘀 𝗳𝗼𝗿 𝗹𝗲𝗻𝗱𝗶𝗻𝗴 𝗰𝘂𝘀𝘁𝗼𝗺𝗲𝗿𝘀 Offer fully embedded finance solutions within invoicing platforms, along with a robust self-service channel. This creates a seamless experience for customers and strengthens the lender-customer relationship. With years of experience running our own lending operations in Denmark, we bring valuable insights into overcoming industry challenges. If you’d like to discuss our learnings, feel free to book a meeting directly with Dan or Shaun here: https://lnkd.in/dNJ8VncY

Change is inevitable, and today we’re announcing something big... Moneyflow is now Fundiment 📣 This change represents more than just a new name and logo—it signals a bold new direction. While we remain committed to bringing innovation to the receivables space and creating seamless user experiences around financing, we’re shifting our focus. Leveraging 5 years worth of first-hand lending experience, Fundiment is empowering banks, enterprises, and fintechs with the technology they need to streamline their lending operations. With Fundiment, you get advanced data connections, automated risk analysis, and end-to-end fulfilment, all designed to optimise and scale your lending business. Our platform is built to supercharge your capabilities in the modern lending landscape. Welcome to Fundiment—Better Lending Technology. Daniel Everard Shaun Dickie Rene Nejsum Alexander Løkke #Fundiment #fundingtechnology #Relaunch #Fintech #LendingTechnology #Innovation #BusinessGrowth

Today we had the great pleasure of presenting Moneyflow as part of the Mastercard Lighthouse program startup showcase here in Tallinn, Estonia. The event saw several startups from Denmark, Norway and Baltics presenting their companies to potential investors and partners. Great job Daniel Everard for giving an awesome presentation - we have gotten a lot of good feedback. Thanks again to the whole team at Mastercard Lighthouse program for all the support, feedback and connections! While this is the end of the program we are only just beginning to explore potential partnerships that are in the marking.

We are excited to attend the Latitude59 conference in Tallinn this week! 🚀 It's the top startup and tech event in the Baltic region, with amazing speakers, insightful discussions, and great place to network. Looking forward to exploring the latest tech trends and connecting with fellow innovators. Pop by the Mastercard stand on Thursday at 9am or Friday at 12pm to say hi. See you there! #Latitude59 #TechConference #Tallinn2024

We are really proud to be a part of this year's FINTIV Mastercard Lighthouse program AND we would be even more proud to win the people choice award. Help us make it happen by voting here: https://lnkd.in/dCCxNm9A At the end of this month we will be join our other Nordic and Baltic fintech friends in Tallinn to conduct the showcase at Latitude 59 conference.

📣 It’s time to present our classes of the #FINITIV Spring 2024 Mastercard Lighthouse program! First up is Denmark featuring: 🇩🇰 Moneyflow 🇩🇰 Advisoa 🇩🇰 Avallone.io 🇩🇰 Januar 🇩🇰 Keyhole Daniel Everard, Shaun Dickie, Alexander Løkke, Emil Sunesen, Gabriel Sativa, Martin Albertsen, Anders Meinert Jørgensen, Andreas Keinicke Gustavsen, Simon Ousager, Caroline Nielsen, Thomas Wiborg Steen Want to see these companies in action? See them pitch live during the Mastercard Lighthouse Startup Showcase in Tallinn on May 22nd 🚀