4YFN

We are truly in AWE of everyone who has been part of #4YFN25.. inspired is an understatement ✨ THANK YOU to our attendees, exhibitors, sponsors, partners & speakers.. we wouldn’t be here without you 💜 Shoutout to Luce for the coolest dental jewellery ✨ See you in 2026, 2-5 March ⭐️

We would love to thank the six organizations that participated in the 4YFN community pitching on stage during #4YFN25! 🎤 A special thank you to Bcombinator, EIT Food South, Gobe Studio, Impact Hub Barcelona, Norrsken Barcelona and Forward Fooding for being part of the stage and sharing their innovative projects and services with entrepreneurs across various industries and verticals. All of them are part of the larger 4YFN community, representing more than 100 communities with whom we collaborate throughout the year and around the globe! 🌎 Learn more about the 4YFN community here 👉 https://gsma.at/sv

¿Qué Significa Ganar el Premio 4YFN para Bankuish? Ser reconocidos como la Startup del Año en 4YFN es más que un logro; es una poderosa validación de nuestra misión: brindar dignidad a la vida financiera del futuro del trabajo. Ya sean repartidores, conductores de apps, freelancers o creadores de contenido, todos merecen un amplio acceso financiero y mejores oportunidades. Durante los últimos cinco años, nuestro equipo ha trabajado incansablemente para desarrollar soluciones innovadoras para esta fuerza laboral que crece año tras año. Con la economía gig proyectada para crecer a una tasa anual del 16.18% hasta 2031 y la economía de los creadores ya superando los $104 mil millones, la demanda de soluciones financieras justas y personalizadas nunca ha sido tan urgente. Sin embargo, a pesar de sus contribuciones económicas, los trabajadores independientes siguen excluidos del sistema financiero simplemente porque no tienen un salario tradicional. Para millones, esto significa no tener acceso a productos financieros justos, lo que a menudo los obliga a recurrir a préstamos abusivos que impactan directamente su bienestar y el futuro de sus familias. Durante mi pitch, compartí solo una de las muchas historias que escuchamos a diario de nuestros 700,000 usuarios activos semanales en América Latina y EE.UU. bajo el nombre Filance AI. Sus experiencias son el motor de nuestro compromiso en transformar el acceso financiero para el futuro del trabajo. Este premio también otorga legitimidad a los modelos alternativos de puntuación crediticia y destaca la necesidad urgente de que las grandes instituciones financieras adopten modelos de evaluación crediticia más justos y basados en datos alternativos. Al aprovechar datos más robustos y herramientas avanzadas de gestión de riesgos, los bancos y las instituciones financieras finalmente pueden atender a un mercado masivo y desatendido: el futuro del trabajo. Esperamos que este #MWC25, con el lema “Converge.Connect.Create” haya generado el impacto que buscamos crear cada día en Bankuish: ✅ Que startups e instituciones financieras CONVERJAN en mejores modelos de evaluación crediticia ✅ Que millones de trabajadores independientes se CONECTEN con ofertas financieras justas ✅ Que CREAMOS un futuro con mayor inclusión financiera La reciente inversión de €500 millones en IA en España es una señal clara del poder transformador de la tecnología. En Bankuish, lo vemos como un respaldo e inspiración para seguir innovando y abrir oportunidades de crédito a millones de personas, especialmente en un evento donde la revolución tecnológica ha sido protagonista. .¿Nuestros próximo pasos? Continuar la expansión de nuestra tecnología y generar más inclusión financiera en Canadá, Europa y Asia. 🚀

LUCE x #4YFN25 = partnership of the century 😁

#4YFN25 in numbers! 📊 With 109k attendees across MWC & 4YFN, we matched our highest-ever turnout from 2019— but this time, all under one roof at Fira Barcelona ✔️ Thank you once again to all our amazing attendees, exhibitors, speakers, sponsors and partners for making 4YFN a truly unforgettable event! 👏

Bankuish – Winner of the 4 Years From Now Award 2025 at MWC! 🚀 We are proud to announce that Bankuish has won the prestigious 4YFN Awards 2025 at Mobile World Congress Barcelona! 🎉 But what is the change we are looking to make 4 years from now? Bankuish is a credit bureau for the future of work. We empower financial institutions to offer better credit opportunities through our reliable credit risk profiles, built from hundreds of thousands of data points that assess the work and financial stability of independent workers—whether they’re app drivers, delivery workers, creators, or freelancers. By bridging the gap between their hard work and their credit scores, we bring financial dignity to their lives, offering personalized opportunities that fit their schedules while maximizing their flexibility. This achievement is the result of an incredible journey, made possible by our dedicated team, whose passion and innovation continue to reshape the financial landscape. A special thank you to our CEO, José V. Fernández, for his passion & inspiring leadership We also extend our deepest gratitude to our investors, who believe in our mission to bring financial dignity to hundreds of millions of independent workers across the World, and to the financial institutions that trust our solutions to expand access to fair and affordable credit. Congratulations to Our Fellow Finalists! 🎖️ Hats off to Horus ML, Qualis Flow (Qflow), Ramon.Space , and Rockfish Data—your remarkable work inspires us to keep pushing boundaries and driving change every day. A Huge Thank You to 4YFN and Our Sponsors! 🙌 A big shout-out to the 4YFN team and sponsors—Sabadell, CaixaBank, Microsoft, NVIDIA, EY, Mobile World Capital Barcelona, and GSMA Foundation Foundry—for hosting an incredible event that truly celebrates innovation. This is just the beginning! Let’s continue shaping the future of finance together! 🚀 #Fintech #FutureOfWork #FinancialInclusion #GigEconomy #Bankuish #FilanceAI #MWC25 #4YFN25 #4YFNAwards

The #4YFNAwards report showcases the innovative solutions and emerging #technologies from the startup ecosystem and also offers valuable data insights that underscore our thought leadership in the industry! 🏆 Download the report here to see the numbers 👉 https://gsma.at/rK #4YFN25 #MWC25

At the GSMA Foundry, we believe great things happen when people come together — partnerships that share ideas, skills, and resources can solve challenges and move the industry forward. That’s why in 2023, we teamed up with our friends at 4YFN to accelerate innovation, giving startups access to resources, mentorship, and funding opportunities. For the second year running, GSMA Foundry proudly sponsored the 4YFN Awards at #MWC25 Barcelona. Congratulations to this year’s winner, Bankuish, and to all the finalists — Horus ML Qflow Rockfish Data Ramon.Space — we’re excited to welcome you to the #GSMAFoundry. Here’s to growing our partnership in 2025 and driving more innovation in the industry, together. Pere Duran Faisal Zia Richard Cockle Sonia Torras Noaa Barak

🚀 Shaping the Future of EV Charging with Zunder at 4YFN (part of MWC)! At 4YFN, we had the amazing opportunity to take the stage with our customer Zunder to discuss how they are transforming the #EVcharging experience and how SAP is helping them scale. Nine years ago, Daniel Pérez Gutiérrez, #CEO of Zunder, realized that there was a huge challenge for EV adoption: charging was fragmented, requiring multiple cards and apps just to access different stations. What should have been a seamless process turned into frustration for #EVdrivers. 💡 That’s when Zunder was born. Their goal? To build the largest ultra-fast charging network in Southern Europe to give freedom to electric car drivers. Nowadays, Zunder is scaling rapidly across #Europe, but #hypergrowth comes with challenges: from managing complex operations to ensuring efficiency at scale. That’s where GROW with SAP for Scaleups comes in. During our panel discussion on the Agora Stage, Adrián Pérez Gutiérrez, Chief Strategy Officer at Zunder, and Marie Campagne, Head of GROW with SAP for Scaleups EMEA, shared insights on: ⚡ Zunder’s incredible journey from industry pain point to market leader 🌍 How they are expanding across Europe with a customer-first approach 📊 How SAP technology enables them to scale efficiently as a fast-growing company 🔹 Why this matters? #Scaleups need more than vision, they need the right technology to grow #sustainably. With GROW with SAP for Scaleups, we help companies like Zunder scale faster and smarter, while staying agile. We’re thrilled to have shared this stage with Zunder and to continue supporting innovative scaleups that are reshaping industries. A HUGE thank you to Inetum for making this possible. Let’s keep the momentum going! Marie Campagne, Umar Khan, Linde Eijking, Stefano Abbattista, Inés Garriga-Nogués Plaza, Mathilde Bosson, Manuel F., Sebastien Gibier, Romain GAUTHIER, Meredith Roemer, Edward Redmile, Cornee Boorsma ☁️, Bulent Unsal, Antonio Lucas García, PhD, Daniel Pérez Gutiérrez, Ruben Cebrian De Gonzalo, Ignasi Crespo Farràs, Irene Villa #4YFN #EVCharging #Scaleups #GROWwithSAP #SAP #SustainableMobility #Innovation #Hypergrowth

4YFN at MWC Barcelona was packed with big ideas and real conversations about where #AgenticAI is headed. Clients had a lot to say about what’s working, what’s not, and what they need next. Thanks to Hassan Sawaf (aiXplain) and Andrew Feldman (Cerebras Systems) for joining me on our panel discussing how to orchestrate the agentic AI tech stack. We got into how AI is evolving from simple copilots to more advanced, goal-driven agents – ones that can handle complex, multi-step workflows on their own. Hassan and Andrew shared what they’re seeing on the ground: real customer wins, the challenges of scaling AI hardware, and how to build ecosystems that actually work. A solid discussion with two people shaping the future of AI. Equally important are the conversations that happen off stage, and so it was fantastic to catch up with leaders such as Arthur (Mistral AI) and Adam, Vijay (Radium) to discuss what is happening around the industry – from sovereign AI to data infrastructure and the energy transformation. #MWC25 and #4YFN25 brought together such a sharp group of founders, investors, and builders – it’s been a pleasure to connect with everyone. My thank you to the 4YFN team for all the support throughout the event. Congratulations on another successful program! #ShapeTheFutureWithConfidence #Innovation #EmergingTech #AgenticAI    Joe Depa | Jad Shimaly | Julie Linn Teigland | Jessie Qin | Hanne Jesca Bax | Hyong Kim | Sharon Chen | Faith Schwartz | Melissa Vaught | Melanie Choi | Daye Shin | Tina Robey | Yuwei Zhang | Michelle FlorCruz