The Spectrum IFA Group

Quite right Barry - talk to those that know and the professionals that can offer qualified and independent advice - never wise to listen to the media and the scaremongering

As a partner company of The Spectrum IFA Group, (which also operates locally as a FINMA licensed insurance intermediary), we are proud to announce that Blackden Financial S.A has been authorised for independent portfolio management by the Swiss Financial Market Supervisory Authority (FINMA) https://lnkd.in/dmt7k4a7

Our advisers within the group assist clients from a wide range of different demographics. Barry Davys from our office in Barcelona has given a summary of the types of people he currently works with - interested to know more? Click on the link below: https://lnkd.in/eZGPPexd

Tax & financial seminars in Portugal Essential Insights Seminars - 29th and 30th October Our seminars will cover the following topics: ✅ Residency: NHR updates, options and planning ✅ Domicile and IHT ✅ Day counting and tax implications ✅ Portugal and UK budget updates and impact for expatriates ✅ Pension changes and retirement planning options ✅ Case studies and open Q&A Book your place here: https://lnkd.in/dcZPCPKT

Blackden Financial secures prestigious Swiss asset management licence As a partner company of The Spectrum IFA Group, which also operates locally as a FINMA licensed insurance intermediary, Blackden has further strengthened the advisory capabilities of both firms. Following recent changes to Switzerland’s investment advisory regulations, Geneva based Blackden Financial has been authorised for independent portfolio management by the Swiss Financial Market Supervisory Authority (FINMA). This licence approval, formally confirmed by FINMA in September, places Blackden at the forefront of Switzerland’s expatriate investment advice market. Spectrum’s CEO Christopher Tagg said… “ This licence approval, a significant accomplishment for Chris Marriott, Blackden Financial and the wider Spectrum group, comes after many months of diligent preparation, hard work, and adherence to the highest standards of regulatory compliance. It also represents an extension of Blackden's existing disciplined advice process and commitment to long term client service. " https://lnkd.in/eJrug39G #finma #compliance #investmentadvice

The Jigsaw Puzzle Michael Doyle explains that as an International Financial Adviser, his job is to put the pieces of the jigsaw together for his clients so that in the end they are not left weighing up 16 individual pieces but can see the whole picture. What does this mean for his clients? Check out the article below: https://lnkd.in/etcP6PB7 #financialadvice, #financialplanning #expatsinFrance

"Do I practice what I preach and take the advice I pass on to others?" "Absolutely!" says Chris Burke from our office in Barcelona. "That’s another reason why I am best placed to give the advice…….." This month Chris looks at the following investment planning tips to inspire you to get organised financially and feel good about it: 📋 Making sure you have a ‘Plan’ for your savings and investments 💶 Use the ability to offset, defer and mitigate tax for your investments/savings 📖 Using your investments to pay for future children’s expenses without paying any savings/gains tax yourself 🤔 Investment quiz – what’s most important to you with your money? Read the full article below: https://lnkd.in/ecmEzKkp #taxinSpain #financialplanning #investmentadvice

If you follow Italian media reports, you may have picked up on the idea that a one-off wealth tax may be on the way to help lower the levels of government debt. Is a wealth tax a likely route to try and bring the public finances back into line? Andrew Lawford from our office in Italy takes a look back at the political landscape back in 1992 and Italy's long history of over-promising and under-delivering when it comes to reducing debt levels. Read the full article below: https://lnkd.in/eebRGJ5Z #expatsinItaly #taxinItaly #governmentdebt

ESG and Impact Investing Richard McCreery from our office in the south of France takes a look at how Impact Investing is increasingly becoming an important element of ESG-orientated investment portfolios. Need to know more? 👇 https://lnkd.in/e5p5u-bE #ESG #impactinvesting #investmentportfolio

Income tax rates in Italy 2025 Gareth Horsfall from our office in Italy looks at: 🇮🇹 The income tax bands for 2025 🇮🇹 The UK Budget - how might this affect an expat in Italy? 🇮🇹 Inheritance tax 🇮🇹 Capital Gains Tax 🇮🇹 Pension tax free lump sums 🇮🇹 Surcharge for non-resident buyers of UK property Need to know more? Read the full breakdown below 👇 https://lnkd.in/ebUzu3kN