Enable Banking

Can you imagine a world in which consumers truly own their data and can safely, easily share it whenever they wish? That's the future Sarah Häger of Enable Banking envisions. And it's a future that's driven by customer-centric Open Banking. She believes Open Banking will give banks and businesses the tools to provide faster, more inclusive, more personalised services. Sarah shares her insights into "What would I do if I had a bank?" She talks about the game-changing technologies disrupting the space, the increasing role of hyper-personalised experiences, and what the ever-increasing integration of Open Banking into society means for consumers. Oh, and Beyoncé gets more than one mention (but you'll need to watch the presentation to find out why). Watch the on-demand webinar now. Link in the comments 👇 #OpenBanking #APIs #OpenAPIs #Banking #Fintech #EnableBanking

Want to learn what life is like for a junior software engineer at a fast-moving fintech startup? In our upcoming Employee Spotlight, we talk to junior software engineer Eero Vahteri, who recently joined the Enable Banking team. He speaks about: 🧑💻 His favourite parts of the job. 🧑💻 The biggest challenges he faces (hint: APIs make an appearance). 🧑💻 How Enable Banking offers support and growth. ...and more. Stay tuned. It's coming soon.

How do you sync account transactions from Open Banking APIs when the transactions do not have unique IDs? This is the question our CTO, Fedor Tyurin, explores a synchronization algorithm that overcomes the hurdle of missing unique transaction IDs. He dives into strategies for matching transactions based on consistent properties like booking date and transaction amount. Dive into the article to discover how you can enhance your transaction synchronization and empower your innovations. Link in the comments 👇

What do diesel cars, electric engines, and core banking systems have in common? Tommi Lassila, Cloud Banking Evangelist at Aura Cloud, explains the unlikely similarities in our latest Partner Spotlight. For Tommi, many banks are like legacy diesel cars. But modernising doesn't mean the old engine needs to be ripped out. You can simply add a new electric engine—in this case, a modern core platform—to the back axle. He also touches on: 💡 How Aura Cloud's partnership with Enable Banking helps them deliver their innovative core banking platform. 💡 How AI is shaping the banking world and how financial institutions can take advantage of new opportunities. 💡 How consumers will benefit from new banking technologies. And much more! Click to watch the full Spotlight: https://lnkd.in/d49JiBQg

What happens when you combine Open Banking with credit assessments? The short answer is lending that's faster, smarter, and more inclusive. In our latest blog post, we chat with Stefan Agergaard Hansen of Monthio, a company leading the way in risk assessment technology. Powered by Open Banking, Monthio is reducing risk for lenders and making credit assessments fairer and easier for borrowers. In the post, he shares insights on: ✨ The power of real-time financial data ✨ The role Enable Banking plays in Monthio’s innovative solution ✨ Practical ways lenders can leverage Open Banking today And more! Link in the comments 👇

Enable Banking is on the shortlist for the People’s Choice Award by Mastercard Lighthouse 🎉 And we would be super grateful for your support! The People’s Choice award lets people like you pick their favourite startup from all the Mastercard Lighthouse companies in the 2024 autumn class. Voting is a simple five-second process. Your support will help us continue to spread the benefits of Open Banking and form new partnerships. Here’s the link: https://lnkd.in/dCCxNm9A Thank you again!

🗣️ Legislation may seem like a dry subject, but its impact on credit risk is anything but. Tomorrow, our CEO, Joonas Tomperi, will be speaking at the Autumn Seminar of the Credit Experts Association (Luottoalan Asiantuntijat) in Helsinki. He’ll dive into how evolving EU regulations are reshaping the future of lending, from credit risk assessments to the innovations brought by open banking. We’ve seen firsthand how regulations like PSD2 can unlock a world of opportunities. Open banking has triggered a transformative shift in how financial services are produced, distributed, and consumed—on par with the revolutionary impact of Internet banking. Staying ahead of these regulatory changes is essential for building flexible, future-proof solutions to today’s credit risk challenges. If you're attending, feel free to contact Joonas! He's always happy to discuss the role of open banking in transforming financial services.

🌟 What do fintech, Open Banking, and innovation have in common? They all shape our future—and we’re just getting started 🚀 In our latest article, Sarah Kok, our CMO, takes you on a journey from the early days of Open Banking to our current mission at Enable Banking. Discover how we’re transforming data access through transparency and empowering the next generation of financial services. Curious about what’s next in the fintech landscape? Dive into Sarah's insights and learn how we're positioning ourselves as the invisible engine behind our partners' success 💪 Read the full story below 👇

Think you know Open Banking? Think again💡 At MoneyLIVE: Nordic Banking this week, we're not just talking about the same old Open Banking use cases. We want you to walk away with new insights that completely change how you see Open Banking. Imagine finding a solution to a challenge you didn't even know Open Banking could solve. Intrigued? You should be. Our team—Sarah Häger, Fadi Pola, and Ugnė Palijanskaitė will be on the ground in Copenhagen, ready to share game-changing ideas that will leave you saying, "Why didn’t I think of that?" 🚀 Ready for your a-ha moment? Book a meeting with us and discover what you’ve been missing. Link in the comments 👇

KYC, but make it smart 🚀 With Open Banking, we’re entering a new era of KYC where real-time financial data is on your side. Whether you're verifying identities, checking the source of funds, or automating compliance, real-time financial data can make your KYC processes smarter, faster, and more secure💡 Take iDenfy, for example—they're using Open Banking with AI to create bank verification processes that speed up KYC and reduce fraud, all while staying ahead of regulators. Want to see how it all works? Check out our latest blog to learn more about how Open Banking is shaking up the KYC space⚡️Link in the comments 👇 #KYC #OpenBanking #Innovation