Allianz Trade

🔍 Did you know that by integrating e-commerce into your B2B business, you can encourage larger orders and build long-term customer loyalty? While B2B e-commerce comes with some challenges, our A-Team is here to help you overcome them, so you can grow your business with confidence! Transform your B2B payments and improve your overall business performance with our Allianz Trade pay solution. 👉 Learn more on https://ow.ly/2uka50V9bXW #ecommerce #BNPL #B2B #ATeam

At Allianz Trade, we know that our people are our greatest asset, and their well-being is key to our collective success.🔑 That’s why we are committed to fostering a culture where work-life balance is supported and prioritized. ⚖️ ⬇️ Hear from Asaria Lisa Föh about how Allianz Trade encourages a healthy work-life balance while having a growing career as she was promoted last year as Head of XoL Account Management DACH at Allianz Trade for Multinationals. Because when our people thrive, we can create a more inspired and successful workplace. 🧠💡

🌎 This week our economists look at three critical issues: 1. Germany: Unleashing defense and infrastructure spending. A two-thirds majority in the Bundestag exempted defense spending from the normal budget, allowing new debt above 1% of GDP, and established a special infrastructure fund of EUR500bn to address decades of underinvestment. Debt-financed fiscal spending is expected to add +0.3% to GDP in 2025, with growth expanding to +1.7% in 2026 and +2.1% in 2027. But risks such as inflation and capacity constraints remain, and the debt-to-GDP ratio is projected to exceed 72% by 2037 from 62.8% currently. 2. Can the American consumer hold up? The US economy looks to be weakening rapidly amid trade tensions, policy uncertainty and risks of higher inflation. The plunging sentiment of the American consumer is signalling substantial spending retrenchment in Q2 2025. The extent of potential damage hinges on three factors: household incomes, balance sheets and stock-market-related wealth effects. We expect US GDP to flatline in H1 2025 and grow by a lackluster +1.6% in 2025, should trade tensions wane by mid-year 3. “America First” for factories, last on Wall Street? Trump's emphasis on reshoring production and bolstering US manufacturing and tech sovereignty has sent a clear message to corporates, which have immediately pledged big spending in the US. Overall, investment announcements should surpass the USD1trn threshold, equivalent to around to 3% of US GDP. However, equity investors are worried about higher operational costs eating into margins and portfolio investment flows indicate a clear shift of capital away from US equities toward Europe and emerging markets, now perceived as less at risk from economic stagflation and policy-driven uncertainties. Read the full report here: https://ow.ly/RsrW50Vlg6p #Economics #Economy

📣 How can regulation drive positive change for organizations? Current debate continues under the shadow of EU #Omnibus, and many corporates still see sustainability regulations as hurdles – adding supply chain complexity and increasing administrative pressures. What if we shifted the perspective? The Corporate Sustainability Reporting Directive (CSRD) regulation isn’t just a regulatory burden – it’s a business enabler and accelerator. On March 26 (2:00 PM), during the World Impact Summit, we invite you to hear sustainability leaders Piril Kadibesegil Yasar (Allianz Trade), Wolfgang Blau (Brunswick Group), and Philippe Kunter (Bpifrance) discussing how #CSRD compliance can unlock strategic value. They will share insights on turning this regulatory requirement into a business opportunity, enhancing innovation, resilience, and stakeholder trust. 📅 Join us to learn why aligning with CSRD isn’t just about meeting obligations, but future-proofing your organization 👉 https://lnkd.in/eAG7aET3 Nicolas Pereira 🌍, Nathalie Huart, Marine Lepoil (EI) - La Com'mu, Gauthier Renaud, Julie Duluc, Alexis Garatti, Lifaitha G., Benjamin Barbiero, Julia Elena Taubenberger, Soraya Inès Essombe Edimo, Andrée Grignon Dumoulin

Have you ever heard of a MiMo? 🤔 At Allianz Trade, we champion mobility – but before making a big move to a new role, department, or even country, why not try a Mini Mobility first? Discover how MiMo can help you grow and advance your career ➡️

🔒 From securing credit risk in digital environments to handling fraud risks, we help you integrate flexible payments, automate credit check and provide real-time credit decisions, so you can grow your business with confidence! Boost your B2B business while protecting it from the risk of non-payment or fraudulent buyers with Allianz Trade pay. 👉 Learn More: https://ow.ly/RLgF50V9b18 #ecommerce #BNPL #B2B #ATeam

📢 We’re back with the next season of Ask me Anything, powered by Allianz Research! 🚀 In our new video 🎞️ series, we tackle some of the big questions on everyone’s minds when it comes to credit risk. 🔍 First up, how do you spot a fragile company? Maxime Lemerle, our Lead Analyst for Insolvency Research, explains why it's not enough to just look at the basics. ⚠️ Balance sheets capture the past, not the present, and future risks could be looming if a company isn't growing its market share or innovating enough. Watch the full video below.

What does war economics mean for global business insolvencies? 📈 According to the latest research released today in our Insolvency Report, we expect to see two additional increases in 2025 (+6%) and 2026 (+3%), resulting in a five-year stretch of increasing insolvencies since 2022. • In 2024, business insolvencies increased in four out of five countries: most advanced economies have started 2025 with business insolvencies already well above pre-pandemic levels. • North America, Asia and Western Europe all affected by this upward trend: in the latter, two-thirds of sectors posted a rise in insolvencies in 2024, notably transportation, construction and B2B services. • If interest rates remain high for longer, the lower availability of credit could lead to even more insolvencies: We find that a 1% decrease in credit increases insolvencies by about +3% in the US, +0.4% in Germany, +1% in the UK and 2% in France in the next three months. • A full-fledged trade war could also push global insolvencies up by about +8% in 2025 and 2026. • On the other hand, increasing defense spending in Europe could reduce insolvencies by -0.4pp and -1.0pp, sparing around 3,700 firms provided that domestic demand for other sectors holds up and governments adopt good payment discipline.   🔗 Find out more and read the full report: https://ow.ly/Xm2F50VjFjn 

⚠️ Are you ready to tackle the challenges of expanding your business internationally? 📈 As growth forecasts for many Western economies remain low, it's understandable that businesses are seeking opportunities in more dynamic markets. However, venturing into new international territories can bring about significant business risks and complexities, causing the international growth strategies to stumble. 👉 We've highlighted four key areas where companies frequently encounter difficulties during international expansion—a checklist designed to help your business steer clear of these challenges: https://ow.ly/5f1s50ViRzy

Embracy diversity benefits us all! 🌍 At Allianz Trade, we believe that fostering an inclusive workplace starts with creating an environment where everyone can truly feel valued and empowered to be themselves. When we embrace our differences, we can open up new ideas, new perspectives, and new opportunities for success. 💡🧭 As our Global Head of People Attraction, Culture and HR Communication, Brigitte Preuß says: It’s up to each of us to contribute to this. Let's build an inclusive tomorrow together! #Diversity #Inclusion #AllianzTradeTeam #WeCareForTomorrow