13Karat

13Karat

Financial Services

Mumbai, Maharashtra 355 followers

13Karat, your go-to destination for stable and high-returns P2P investments and Partnered with RBI Regulated P2P NBFCs.

About us

India's Fastest Growing P2P (Peer-to-Peer) Investment App where you can Earn Non-Market Linked Returns of up to 13% p.a. 13Karat is partnered with RBI Regulated P2P NBFCs and is trusted by over 3L+ users. We're not just an investment platform; we're your secure and transparent path to a future with industry-leading returns. Here's How 13Karat Works: 13Karat collaborates with trusted RBI-registered P2P NBFCs, such as Lendbox and RupeeCircle, to create a hyper-diversified pool of borrowers. Through these partnerships, we empower retail investors like you to maximize your investment potential while diversifying your portfolio. Your bright financial future begins right here with us on 13karat. Get in Touch with Us: 📧 E-mail: hello@13karat.in Invest with confidence👉 13Karat - Your Trusted Partner in Financial Growth. Available on Google Play store and iOS Appstore.

Website
https://13karat.in/
Industry
Financial Services
Company size
201-500 employees
Headquarters
Mumbai, Maharashtra
Type
Privately Held
Founded
2023
Specialties
P2P Investing, Peer To Peer Lending, Investment, FinTech, and P2P

Locations

Employees at 13Karat

Updates

  • View organization page for 13Karat, graphic

    355 followers

    Imagine lending money to a friend who promises to pay it back with interest. Now, imagine doing the same, but with multiple individuals or small businesses, all while sitting comfortably at home. 😱 That's the benefit of peer-to-peer (P2P) lending in India. 🤝🏻 But how can you start your P2P Investment journey? 1. What is it all about? In simple terms, it involves individuals lending money to other individuals or small businesses through online platforms, bypassing traditional financial institutions like banks. However, it is governed by higher institutions. 2. Where to begin? Look for platforms that are registered with the Reserve Bank of India (RBI) and adhere to its regulations. Consider factors such as track record, transparency, borrower assessment methods, and investor protection mechanisms. 3. Complete your KYC Look for platforms that are registered with the Reserve Bank of India (RBI) and adhere to its regulations. Consider factors such as track record, transparency, borrower assessment methods, and investor protection mechanisms. 4. Deposit and Diversify Most platforms offer multiple payment options, including bank transfers and online payment gateways, for your convenience. Spread your investment across multiple investment options to minimize risk. 5. Monitor your investments Stay actively engaged with your P2P investments by monitoring their performance regularly. 6. Reinvest the Returns Reinvest the returns earned from your P2P investments to compound your earnings over time. Many platforms offer automatic reinvestment options to streamline the process and maximize your investment growth. That's how you can kickstart your journey into P2P investments in India.😎

  • View organization page for 13Karat, graphic

    355 followers

    How did P2P Investments find their space in India?🤔 1. P2P platforms emerged as a streamlined and accessible way for individuals to connect and transact directly, bypassing traditional financial institutions.🚀 2. Initially, P2P investments faced scepticism and apprehension from both investors and borrowers. Questions about security, reliability, and regulatory concerns loomed large, deterring many from exploring this new avenue of investment.😳 3. Over time, as P2P platforms demonstrated their credibility and transparency, perceptions began to shift. Regulatory bodies like the Reserve Bank of India (RBI) introduced guidelines and regulations to govern the P2P lending sector, instilling confidence among stakeholders and fostering trust in the ecosystem.🏦 4. P2P investments offered investors an avenue to diversify their portfolios beyond traditional options like stocks and mutual funds. Individuals could spread risk and potentially enhance overall returns.💸 5. The COVID-19 pandemic further accelerated the adoption of P2P investments, as individuals sought alternative income streams and diversification amid economic uncertainties.💰 Looking ahead, the future of P2P investments in India appears promising, with continued innovation, regulatory support, and increasing investor confidence driving growth in the sector.📈

  • View organization page for 13Karat, graphic

    355 followers

    Ever lent money to friends and never got it back?☹️ What if this peer-to-peer system could be applied to investments, offering you annual returns?🤔 P2P investments facilitate direct lending to individuals or businesses through online platforms, bypassing traditional financial intermediaries. This direct connection offers several advantages: 🎉Diversification: P2P investments allow for diversifying your portfolio beyond stocks and bonds, spreading risk across various borrowers and industries. 🎉Higher Returns: With potentially higher interest rates compared to savings accounts or bonds, P2P lending offers the opportunity for attractive returns on investment. 🎉Accessibility: P2P platforms often have lower investment minimums, making it accessible to a broader range of investors seeking to participate in alternative investments. 🎉Passive Income: P2P investments can generate passive income streams, providing regular cash flows through interest payments from borrowers. 🎉Mitigated Market Volatility: P2P investments are often less correlated with traditional markets, offering a potential hedge against market volatility. Exploring P2P investments can be a strategic move in diversifying and enhancing your investment portfolio.🤯 With careful research and understanding, these platforms can unlock new avenues for financial growth and stability. ✨

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