CRIF India

A credit score is more than a number—it’s a story. CIR Pro helps you understand it. Leverage Score Trend Analysis, Historical Balances, and Performance Attributes to gain deeper insights into customer credit behavior. Track risk patterns, refine strategies, and make data-driven decisions with confidence.  Connect with us at interact@crifhighmark.com to learn more.  #CRIF #CIRPro #CreditInsights #RiskManagement

Wishing you a Holi filled with joy, colors, and new beginnings. Happy Holi from all of us at CRIF. #CRIF #CRIFCreditScore

India’s younger women (≤35 years) continue to drive credit adoption, making up the largest share of new borrowers. However, their loan origination share saw a slight dip from 44.3% in 2022 to 43.8% in 2024. What’s driving this shift? Changing financial behavior, evolving credit preferences, or broader economic trends?  Explore key insights in our latest report: “Women’s Financial Inclusion and Independence: Trends and Insights – March 2025” Read the full report: https://lnkd.in/d9SRAtGg #CRIF #CRIFReport #WomensDay #WomenAndFinance #FinancialInclusion

At the India Insurance Summit & Awards 2025, Subbu Sundaresh Vennelakanti, Senior VP, CRIF High Mark, delivered a keynote on “Market Expansion with Demand Funnel Management”, focusing on insurance cross-sell—banks’ largest third-party revenue stream. He highlighted how DPDP-compliant targeting can optimize customer acquisition funnels while ensuring underwriting integrity. #CRIF #IndiaInsuranceSummitAndAwards2025

Our latest report, "Women’s Financial Inclusion and Independence: Trends and Insights – March 2025," highlights a transformative shift in borrowing trends. In CY 2024, women outpaced men with higher average ticket sizes across Personal Loans, Gold Loans, Auto Loans, and Education Loans. Moreover, they demonstrated superior borrowing behavior with lower PAR 90+ DPD across all products as of December 2024.   Discover how women are reshaping India's financial landscape.   Read the full report here: https://lnkd.in/d9SRAtGg   #CRIF #CRIFReport #WomensDay #WomenAndFinance #FinancialInclusion

Loan approvals often face delays due to fragmented financial data, making it challenging for lenders to assess creditworthiness efficiently. In his latest article with Deccan Chronicle Holdings ltd, Wilfred Sigler, Managing Director, VAS India & South Asia, CRIF Solutions, highlights how Account Aggregators are bridging this gap. By enabling secure, consent-based data sharing, they empower lenders with a comprehensive financial view, reducing paperwork and accelerating approvals.  Read the full article to understand how Account Aggregators are redefining lending efficiencies: https://lnkd.in/dHMGCf9r #CRIF #AccountAggregator #Lending #Consent #CustomerCentricity #CRIFConnect

As India continues to push boundaries in financial inclusion, a significant demographic is leading the charge: women. With increasing access to credit and a growing desire for financial independence, women are transforming the country's economic narrative. This shift is not just about numbers; it reflects a broader societal change where women are taking control of their financial futures. The impact is evident across various sectors, marking a new era of economic empowerment. Read the full report here: https://lnkd.in/d9SRAtGg #CRIF #CRIFReport #WomensDay #WomenAndFinance #FinancialInclusion #CreditEmpowerment

Empowering women is not just a one-day celebration, it's a daily commitment. This Women’s Day, CRIF proudly supports women as entrepreneurs, mothers, investors, and homemakers in achieving their financial goals. Together, let’s #AccelerateAction for smarter choices and everyday success. #CRIF #HappyWomenEveryDay #FinancialEmpowerment.

On the ocassion of International Women’s Day, CRIF High Mark is pleased to release its special edition report, “Women’s Financial Inclusion and Independence: Trends and Insights – March 2025." The report highlights a defining shift—women are not just borrowing more; they are reshaping India’s credit landscape with financial confidence and discipline.   The outstanding portfolio of women borrowers grew 18% YoY reaching ₹36.5 Lakh Crore in December 2024 driven by Gold, Education, and Home Loans.  The number of women with active loans increased to 8.3 crore, reinforcing their growing participation in the formal credit market. But beyond volume, what stands out is their financial prudence—women consistently outperform men in credit discipline, maintaining lower delinquency rates across all loan categories.  The data is clear— women are not just participants but key drivers of India’s financial inclusion story, leveraging credit as a tool for empowerment and independence.   Read the full report here: https://lnkd.in/d9SRAtGg #CRIF #CRIFReport #WomensDay #WomenAndFinance #FinancialInclusion #CreditEmpowerment

Profitable market expansion in insurance is not just about generating demand—it’s about structuring and managing it effectively. With evolving risk dynamics and stricter underwriting standards, identifying, segmenting, and converting high-value customers is a key differentiator. Join Subbu Sundaresh Vennelakanti, Senior Vice President, CRIF High Mark, at the Indian Insurance Summit & Awards 2025 for his keynote session on Market “Expansion with Effective Demand Funnel Management”. Explore strategies to align customer segmentation, underwriting efficiency, and market growth for scalable, precision-driven expansion. #CRIF #IndiaInsuranceSummitAndAwards2025 #KeynoteSession #Insurance