ETBFSI

Banks need to focus on building capacity, planning roadmaps for capital raising: DFS Secretary Nagaraju Banks must focus on capacity building, efficient resource allocation, and reducing intermediation costs according to M Nagaraju, DFS Secretary. He also encourages collaboration in cyber security, AI analytics, and fintech to enhance service efficiency and innovation in the banking sector. #BankingGrowth #CapacityBuilding #CapitalRaising #FintechInnovation #CyberSecurity #AIinBanking #ResourceEfficiency #IntermediationCosts #FinancialSector #BankingTransformation https://lnkd.in/gs7S3mYM

We are glad to welcome Kapil Kapoor, CPTO, CredAble, as a speaker at the ETBFSI NBFC Connect Summit 2025. With his expertise in fintech innovation and digital lending solutions, he will share key insights on leveraging technology to drive efficiency and growth in the NBFC sector. Express Interest : https://bit.ly/4hggoYv #ETBFSINBFCConnect #ETBFSI #NBFCConnect #FinancialInnovation #NBFC #FutureOfFinance #ETBFSISummit #FintechRevolution #Finance #CreditFlow #SME #MSME #EVFinancing #Digital

State of the Economy: How macroeconomic indicators performed in February 2025? As the Indian market reels in from the various global economic shocks that came in the form of policy changes in the form of “Trump Tariffs” and the Russia-Ukraine war nearing its end, let’s look at how the macroeconomic indicators performed for the month of February 2025. Story by Siddhi Nawar & Samriddhi Singh Mahar #IndianEconomy #Macroeconomics #GlobalShocks #TrumpTariffs #RussiaUkraineWar #EconomicIndicators #MarketTrends #TradePolicy #Inflation #GrowthAnalysis https://lnkd.in/g8Vh6Gtc

Lack of formal financial data remains barrier for MSMEs; experts eye tech-driven solution MSMEs face challenges accessing credit due to traditional assessments, lack of formal financial data, and high operational costs. Experts suggest leveraging alternative data, digital processes, and government incentives to improve credit accessibility and support fintech partnerships for better risk assessment and scalability. Story by Vikas Kumar #MSMEs #FinancialInclusion #CreditAccess #Fintech #DigitalLending #AlternativeData #EconomicGrowth #GovtIncentives #TechSolutions #BankingInnovation https://lnkd.in/gNbUnUmm

IndusInd Bank’s accounting lapse brings mutual fund exposure in focus As regulatory scrutiny intensifies, the Institute of Chartered Accountants of India is likely to review the bank’s financial statements. Meanwhile, the RBI has urged stakeholders not to react to speculative reports, emphasising that IndusInd Bank’s financial health remains stable. #IndusIndBank #Accounting #MutualFunds #RBI #FinancialRegulation #ICAI #BankingSector #MarketStability #InvestorAlert #BFSI #BankFraud https://lnkd.in/gWmYymSi

Banking system needs to rethink CD ratio as a performance measure: YES Bank Chief Prashant Kumar YES BANK MD & CEO Prashant Kumar makes a case for rethinking Credit-Deposit ratio as a performance metric for banks, arguing that credit demand can be met via borrowings, especially after the introduction of LCR & NSFR norms. Also, adding how deposits solely are unreliable to meet the credit demand of an economy that aims to become ‘Viksit Bharat’ by 2047. Kumar outlines YES Bank’s growth vision by FY30, corporate capex trends, the next RBI rate cut, and more. Read here: Story by Shrishti Sharma #YESBank #Banking #Credit #Deposit r #IndianEconomy #ViksitBharat2047 #RBI #FinancialGrowth #Capex #Banking #CDR https://lnkd.in/gASaFnGZ

RBI says IndusInd’s capital adequacy strong, remedial action to conclude by Q4 RBI reassured that IndusInd Bank remains well-capitalised despite uncovering the accounting discrepancy in its currency derivatives portfolio, which caused a hit of 2.35 per cent to its net worth. The bank has engaged external auditors for a comprehensive review, with remedial action set for completion in Q4 FY25. RBI urged depositors to ignore speculation, affirming the bank’s financial stability. #IndusIndBank #CapitalAdequacy #Derivative #Auditor #BFSI #Banking https://lnkd.in/gW-Ryczd

Claim rejections form majority of insurance grievances, millennials lead complaints Maharashtra and Uttar Pradesh recorded the highest number of complaints among millennials, highlighting regional disparities in insurance redressal. #InsuranceClaims #ClaimRejection #Millennials #ConsumerComplaints #Maharashtra #UttarPradesh #InsuranceGrievances #InsuranceAwareness #Policyholders #InsuranceIndustry https://lnkd.in/gCdXaip9

How will the proposed new UPI tiered pricing work? Will it impact consumers? Under the proposed tiered pricing system, businesses with an annual GST-linked turnover above Rs 40 lakh may have to pay MDR, while smaller merchants would continue to enjoy zero-cost UPI transactions. #DigitalPayments #UPI #MDR #RuPay #Merchants #Consumers #India #Fintech #Banking #Economy https://lnkd.in/g83yC5fd

Indian banks, NBFCs race to scale GenAI, set for 46% productivity gains: EY The report found that 74% of financial firms have initiated proof-of-concept (PoC) projects in GenAI, while 11% have already deployed AI solutions at scale. #GenAI #AIinFinance #ProductivityGains #IndianBanks #NBFCs #FinTech #AI #BankingTrends #Report #Tech https://lnkd.in/gTsRN2sb