Falcon

As digital credit continues to play a vital role in India's financial landscape, Credit Line on UPI is poised to transform how banks offer credit.   Falcon recently launched its cloud-native Credit Line on UPI stack, enabling banks to reach a broader audience by offering credit through easy-to-use, familiar UPI rails. The stack enables faster go-to-market times, secure transactions, and highly scalable solutions for financial institutions looking to meet rising customer demand.   The stack was unveiled by Sourabh Tomar, Head of UPI and IMPS at National Payments Corporation Of India (NPCI), and Nalin Bansal, Chief of Fintechs, Corporates and New Initiatives at NPCI, along with the Falcon leadership team.   Sourabh and Nalin highlighted how such innovations are key to driving India’s financial ecosystem forward, helping banks better serve millions through the formal credit economy. #Fintech #UPI #DigitalTransformation #Falcon #Partnered Priyanka Kanwar Chinmaya Desai Prabhtej Singh Bhatia

Falcon recently unveiled its powerful Credit Line on UPI stack, setting the stage for banks to bring innovative, purpose-built credit products to market with speed and efficiency.   In this interview, Jiten Arora, Ex-MD, Standard Chartered and SC Ventures and Ajay Rajan, Country Head - Government, Multinational & International Business, Transaction Banking & Knowledge Units, YES BANK, discuss how fintech-banking partnerships are crucial for scaling financial services and solving real-world problems like financial inclusion, asset deposit ratios, and credit accessibility.   Discover how Falcon is driving digital transformation in banking. #Fintech #UPI #DigitalTransformation #Falcon #Partnered. Priyanka Kanwar Chinmaya Desai Prabhtej Singh Bhatia

‘Banks can’t do it alone—partnerships with fintechs are essential.’   Unity Small Finance Bank’s MD and CEO Inderjit Camotra shares insights on how new age banking technology companies like Falcon are driving innovation and enabling banks to expand into Tier 2, 3, and 4 cities.   Learn more about how collaboration is shaping the future of banking.   #GlobalFintechFest #Fintech #Banking #BankingInnovation #Partnerships #DigitalBanking #Partnered. Priyanka Kanwar Chinmaya Desai Prabhtej Singh Bhatia INDERJIT CAMOTRA Falcon Unity Small Finance Bank

Global Fintech Fest 2024 – 3 days of limitless ideas and bold innovations shaping the future of banking and fintech, fueled by the energy that makes you rethink what’s possible. The future? We’re already there. 🚀 Here’s to #GFF24! National Payments Corporation Of India (NPCI) Sourabh Tomar Nalin Bansal INDERJIT CAMOTRA Saurabh Jain Ajay Rajan Priyanka Kanwar Chinmaya Desai, Prabhtej Singh Bhatia Jiten Arora Balaji Sundeep Mahesh Nayak Somenath Auddy Chaitanya Srinivas Jagadish Vinjamuri Akshay Malik Bhawin Kabra Ankita Dhillon Bajla Shafha Isha Aggarwal Harshitha Rao

Sometimes, the best conversations happen when you throw away the script. That’s exactly what happened when Saurabh Jain, Co-founder of Stable Money, joined us for 𝗙𝗮𝗹𝗰𝗼𝗻’𝘀 𝗙𝗮𝘀𝘁 𝗙𝗶𝗳𝘁𝗲𝗲𝗻. Our planned 15 minutes quickly turned into a lively 40-minute exploration of fintech, thanks to the huge gathering of curious attendees eager to ask Saurabh their questions. Here are the takeaways. 🔹 As banks grapple with the limitations of traditional fixed deposits, there’s a growing need for innovative approaches to bolster financial security and better serve customer needs. 🔹 The financial sector is experiencing rapid technological changes and growing regulatory complexities. Navigating these challenges requires strategic thinking and innovative solutions to drive sustainable growth. 🔹 Continuous innovation is vital for addressing diverse customer needs. Recent breakthroughs illustrate how fintech companies are focused on transforming the financial landscape. 🔹 Effective senior leadership in fintech requires a proactive approach and a relentless focus on delivering exceptional customer experiences. A big thank you to Saurabh for sharing his forward-looking perspectives with us! ✨ #fintech #banking #FixedDeposits Global Fintech Fest Priyanka Kanwar Chinmaya Desai Prabhtej Singh Bhatia Jiten Arora Balaji Sundeep Chaitanya Srinivas Mahesh Nayak Bhawin Kabra Somenath Auddy Jagadish Vinjamuri Akshay Malik Bajla Shafha Isha Aggarwal Harshitha Rao

Banks today face big hurdles: outdated systems, diverse customer needs, and scaling challenges. At Falcon, we saw these as a chance to innovate. At Global Fintech Fest, we introduced Falcon’s Credit Line on UPI stack, and the response was electric! ⚡ Here’s what went down. ✅ We welcomed Sourabh Tomar, Head of UPI and IMPS at National Payments Corporation Of India (NPCI), and Nalin Bansal, Chief of Fintechs at NPCI to do the unveiling. They addressed how technologies like ours are redefining what's possible in banking. ✅ We showcased how quickly and efficiently banks can go live with 𝗽𝘂𝗿𝗽𝗼𝘀𝗲-𝗱𝗿𝗶𝘃𝗲𝗻 𝗰𝗿𝗲𝗱𝗶𝘁 𝗽𝗿𝗼𝗱𝘂𝗰𝘁𝘀—whether collateral-backed or collateral-free, interest-bearing or interest-free, and EMI-based credit lines—all in 𝟰 𝘁𝗼 𝟲 𝘄𝗲𝗲𝗸𝘀! ✅ Falcon’s leaders highlighted how Falcon’s Credit Line on UPI stack empowers banks to deliver flexible credit options to new customers, enhancing portfolios while ensuring strong compliance and security. We're excited to be at the forefront of unlocking the immense potential to power inclusive finance for millions of Indians. Learn more here 👉 https://shorturl.at/NjJXn #ProductLaunch #CreditLineOnUPI #GFF24 Priyanka Kanwar Chinmaya Desai Prabhtej Singh Bhatia Jiten Arora Mahesh Nayak Balaji Sundeep Jagadish Vinjamuri Akshay Malik Chaitanya Srinivas Bhawin Kabra Ankita Dhillon Isha Aggarwal Harshitha Rao Somenath Auddy

What happens when a veteran banker steps on stage at Falcon's Fast Fifteen? 🤔 A lot of light bulbs go off! 💡 At the Global Fintech Fest, we got a glimpse into what’s next in the banking world with Jiten Arora, former MD of Standard Chartered and SC Ventures by Standard Chartered. 🔵 Payments are rapidly evolving globally: Jiten vividly described how India and Southeast Asia are transforming payment systems, showcasing opportunities ripe for the taking. 🔵 Navigating current macro challenges: With a focus on liquidity and regulatory impacts, Jiten outlined a roadmap for banks to thrive amid uncertainty. 🔵 Digital transformation for banks: He urged banks to move beyond traditional methods, embracing digital tools to enhance customer experience and stay competitive. 🔵 Falcon’s pioneering role: He highlighted our forward-thinking strategy, showcasing how we are redefining the path forward in the banking industry. A huge thanks to everyone who joined and shared their questions! Stay tuned for more exciting updates from Falcon. ✨ #banking #fintech National Payments Corporation Of India (NPCI) Priyanka Kanwar Chinmaya Desai Prabhtej Singh Bhatia Mahesh Nayak Bhawin Kabra Somenath Auddy Isha Aggarwal Chaitanya Srinivas Balaji Sundeep Jagadish Vinjamuri Akshay Malik Harshitha Rao Bajla Shafha

This past Thursday at the Global Fintech Fest marked a pivotal moment for us: 𝘁𝗵𝗲 𝗹𝗮𝘂𝗻𝗰𝗵 𝗼𝗳 𝘁𝗵𝗲 𝗖𝗿𝗲𝗱𝗶𝘁 𝗟𝗶𝗻𝗲 𝗼𝗻 𝗨𝗣𝗜 𝘀𝘁𝗮𝗰𝗸—a product deeply meaningful to me. Thank you, Sourabh Tomar, Nalin Bansal, and the entire National Payments Corporation Of India (NPCI) team for your support! My journey in financial services began at 17 in microfinance. Traveling across India, I saw challenges firsthand: overborrowing, limited financial literacy, and high interest rates that hit the most vulnerable. From the start, I believed technology could transform these issues, making credit access more efficient and fair. Today, I'm excited to share that we've built just that. I’m incredibly proud of Team Falcon, whose relentless innovation has transformed UPI into a dynamic, future-ready Credit Line on UPI stack. This platform is set to revolutionize how banks and lenders offer credit to over 200M customers, bringing them into the formal credit economy. Here's how we’re making an impact: - 𝗪𝗶𝗱𝗲𝗻𝗶𝗻𝗴 𝗔𝗰𝗰𝗲𝘀𝘀 𝘁𝗼 𝗖𝗿𝗲𝗱𝗶𝘁: Empowering banks to seamlessly offer credit through the familiar UPI platform. - 𝗜𝗺𝗽𝗿𝗼𝘃𝗶𝗻𝗴 𝗟𝗲𝗻𝗱𝗶𝗻𝗴 𝗖𝗮𝗽𝗮𝗯𝗶𝗹𝗶𝘁𝗶𝗲𝘀: Addressing gaps in existing lending systems with purpose-built Credit Lines on UPI. - 𝗔𝗰𝗰𝗲𝗹𝗲𝗿𝗮𝘁𝗶𝗻𝗴 𝗠𝗮𝗿𝗸𝗲𝘁 𝗥𝗲𝗮𝗱𝗶𝗻𝗲𝘀𝘀: Enabling banks to launch Credit Lines on UPI rapidly, cutting down time to market. - 𝗘𝗻𝗰𝗼𝘂𝗿𝗮𝗴𝗶𝗻𝗴 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗜𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻: Allowing banks to create personalized, configurable credit products that cater to diverse customer needs. Falcon’s stack is 𝗽𝘂𝗿𝗽𝗼𝘀𝗲-𝗯𝘂𝗶𝗹𝘁 𝗳𝗼𝗿 𝗖𝗿𝗲𝗱𝗶𝘁 𝗟𝗶𝗻𝗲𝘀 𝗼𝗻 𝗨𝗣𝗜: - A complete solution for managing credit lines via UPI. - Supports a wide array of credit products: secured, unsecured, interest-bearing, interest-free, EMI, and tailored lines. - Delivers personalized experiences, enhancing customer satisfaction and loyalty. Here’s a glimpse of the innovative products our stack enables: - 𝗗𝗶𝗴𝗶𝗖𝗿𝗲𝗱𝗶𝘁: A zero-interest digital micro-credit product, repayable monthly. - 𝗗𝗶𝗴𝗶𝗘𝗠𝗜: Converts transactions into EMIs with fixed rates and terms automatically. - 𝗖𝗿𝗲𝗱𝗶𝘁 𝟮-𝗶𝗻-𝟭: A versatile line offering both flexible EMI and interest-free options. - 𝗙𝗹𝗲𝘅𝗶𝗖𝗿𝗲𝗱𝗶𝘁: A revolving credit option with adaptable billing and EMI conversion features. - 𝗗𝘂𝗿𝗮𝗘𝗠𝗜: Customized credit lines tailored for specific merchant categories and shopping needs. If you’re a bank looking to offer Credit Lines on UPI, or a fintech aiming to partner with banks, let’s connect. We’d love to set up a demo and explore how we can collaborate to drive financial inclusion and innovation together. Read more about it here: https://bit.ly/3AQmRcA. Nalin Bansal Praveena Rai Nilufer Mullanfiroze Jiten Arora Chinmaya Desai Prabhtej Singh Bhatia Balaji Sundeep Harshitha Rao Amitava Banerjee Rushial Tickoo Rahul Solanki Piyush Verma

Falcon just won the 𝗙𝗶𝗻𝗲𝘀𝘁 𝗙𝗶𝗻𝘁𝗲𝗰𝗵 𝗦𝗼𝗹𝘂𝘁𝗶𝗼𝗻𝘀 award at Global Fintech Fest '24! 🚀 This award underscores our impact on the banking landscape with tech that redefines industry standards. At Falcon, we’re crafting solutions that elevate banking operations and deliver exceptional customer experiences, seamlessly merging traditional banking with fintech innovation. Thank you to our community for your trust and support. We’re committed to driving change, empowering banks and fintechs to navigate the future with confidence. #GFF24 #Fintech #banking #award National Payments Corporation Of India (NPCI) Priyanka Kanwar Chinmaya Desai Prabhtej Singh Bhatia Jiten Arora Somenath Auddy Bhawin Kabra Mahesh Nayak Aparna Kaushik Chaitanya Srinivas Balaji Sundeep Jagadish Vinjamuri Akshay Malik

Last week was particularly a big one at Falcon. We launched our 𝗖𝗿𝗲𝗱𝗶𝘁 𝗟𝗶𝗻𝗲 𝗼𝗻 𝗨𝗣𝗜 stack at the Global Fintech Fest 2024, using which banks can launch 𝗽𝘂𝗿𝗽𝗼𝘀𝗲-𝗱𝗿𝗶𝘃𝗲𝗻 𝗰𝗿𝗲𝗱𝗶𝘁 𝗽𝗿𝗼𝗱𝘂𝗰𝘁𝘀 in just 𝟰 𝘁𝗼 𝟲 𝘄𝗲𝗲𝗸𝘀! 👉🏼 The solution addresses banks’ challenges—from the high costs of legacy system upgrades to limited product scalability. 👉🏼 Falcon’s 𝗺𝗼𝗱𝘂𝗹𝗮𝗿 𝗰𝗿𝗲𝗱𝗶𝘁 𝗹𝗶𝗻𝗲 𝗽𝗹𝗮𝘁𝗳𝗼𝗿𝗺 lets issuing banks choose and pay only for the needed functionality, significantly 𝗹𝗼𝘄𝗲𝗿𝗶𝗻𝗴 𝘁𝗲𝗰𝗵 𝗰𝗼𝘀𝘁𝘀. 👉🏼 The 𝗰𝗼𝗻𝗳𝗶𝗴𝘂𝗿𝗮𝗯𝗹𝗲 𝗽𝗹𝗮𝘁𝗳𝗼𝗿𝗺 offers collateral-backed, collateral-free, interest-bearing, interest-free, and EMI-based credit line options, speeding up time to market. 👉🏼 Leveraging Falcon’s 𝗶𝗻𝘁𝗲𝗴𝗿𝗮𝘁𝗲𝗱 𝗰𝗿𝗲𝗱𝗶𝘁 𝗮𝗻𝗱 𝗹𝗲𝗻𝗱𝗶𝗻𝗴 𝗰𝗮𝗽𝗮𝗯𝗶𝗹𝗶𝘁𝗶𝗲𝘀, banks can deliver 𝗵𝘆𝗽𝗲𝗿-𝗽𝗲𝗿𝘀𝗼𝗻𝗮𝗹𝗶𝘇𝗲𝗱 𝗲𝘅𝗽𝗲𝗿𝗶𝗲𝗻𝗰𝗲𝘀 with tailored interest rates, segment-based fees, flexible repayments, and micro-tenured instalments. 👉🏼 All of this comes readily available through 𝗽𝗹𝘂𝗴-𝗮𝗻𝗱-𝗽𝗹𝗮𝘆 𝘄𝗵𝗶𝘁𝗲-𝗹𝗮𝗯𝗲𝗹𝗲𝗱 solutions that integrate seamlessly with banks' native apps. Plus, our 𝗔𝗜-𝗽𝗼𝘄𝗲𝗿𝗲𝗱 𝗯𝗮𝗰𝗸-𝗼𝗳𝗳𝗶𝗰𝗲 𝗱𝗮𝘀𝗵𝗯𝗼𝗮𝗿𝗱 offers powerful program management through inbuilt analytics and operational automation. Reach the next billion of new-to-bank and new-to-credit and power them into the formal credit economy with Falcon’s Credit Line on UPI stack. 🚀 Learn more here 👉🏼 https://shorturl.at/wOHsI National Payments Corporation Of India (NPCI) #CreditLineOnUPI #UPI #GFF #GFF24 Priyanka Kanwar Prabhtej Singh Bhatia Chinmaya Desai Jiten Arora Mahesh Nayak Jagadish Vinjamuri Balaji Sundeep Akshay Malik Harshitha Rao Bajla Shafha Isha Aggarwal Chaitanya Srinivas Bhawin Kabra