Koshex (YC-S21) has raised $2.1 million to solve personal finance for the 400M Indian Millennials, with a hyper-personalized investment solution. Founded in 2021, by Komal Kumar G. and Akash Agrawal, Koshex helps users manage their finances by providing services like budgeting, expense tracking, and customized investment solutions. In just the last 6 months, Koshex has seen 85% month-on-month growth and currently has ~400,000 registered users. "Koshex will help enhance the lifestyle of young people by enforcing good financial habits and helping them achieve their financial goals," Akash said. Congrats on the round, Komal, Akash and the entire team at Koshex (YC-S21)!
Koshex (YC-S21)
Technology, Information and Internet
Discover the power of investing early with the Koshex.
About us
Discover the power of investing early with the Koshex App. Investing means managing money smartly & planning from today for every day.
- Website
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https://bit.ly/3QgVyLX
External link for Koshex (YC-S21)
- Industry
- Technology, Information and Internet
- Company size
- 11-50 employees
- Headquarters
- Bengaluru
- Type
- Privately Held
- Specialties
- fintech, wealthtech, personalfinance, and H
Locations
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Primary
Bengaluru, IN
Employees at Koshex (YC-S21)
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Akash Agrawal
Co-Founder @ Koshex | Building Hyper-Personalised Personal Finance Products for Millennials | YC Alum
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Atit Anand
Simplifying Mutual Funds @Koshex | Marketing | Startups
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Rahul M Bhat U
SDE II @Koshex | ex Flipkart
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Anshuman Patel
Mobile Developer(flutter) at Koshex(YC-S21)
Updates
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Eid Mubarak🌙 Eid is a time of gratitude, generosity, and togetherness. It reminds us of the power of faith, compassion, and sharing happiness with those around us. May this special day bring peace to your heart, joy to your home, and success in all that you do. Let’s celebrate the spirit of Eid with kindness, love, and new beginnings. Eid Mubarak to you and your loved ones🕌 #eid
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Happy Gudi Padwa🌿 Gudi Padwa marks the beginning of a new year, a fresh start, and new opportunities. As we raise the Gudi high, it symbolises victory, prosperity, and happiness for the year ahead. May this festival bring success, good health, and positivity into your life. Wishing You a Prosperous & Joyous Gudi Padwa✨🌸
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A bad investment doesn’t turn good just because you’re patient because hope isn’t a strategy. Let’s get real - markets don’t care what price you bought at. But your emotions do. And that’s the problem. You tell yourself: ❌ “I’ll sell when it gets back to my buying price.” ❌ “It’s not a loss until I sell.” ❌ “Maybe if I wait a little longer, it’ll recover.” Sound familiar? That’s called the sunk cost fallacy. The more you hold on, the more you lose - not just money, but also time and better opportunities. Here's what you should do instead: ✅ Detach emotions from investments - The stock market runs on logic, not feelings. ✅ Re-evaluate your portfolio - If you wouldn’t buy that stock today, why are you still holding it? ✅ Cut losses strategically - Free up capital for investments with actual potential. ✅ Detach emotions from investments - The stock market runs on logic, not feelings. assets can work smarter for you. The goal isn’t to break even. The goal is to build wealth. Knowing when to cut ties with a bad investment is just as important as knowing when to invest in a good one. #investments
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What They Say: "Rich people don’t save, they only invest!" What They Actually Mean: "I don’t understand liquidity, safety nets, or risk management." Let’s get real—even the wealthiest people keep cash reserves. Because: Liquidity matters - Emergencies don’t wait for market recoveries. A safety net is essential - Life is unpredictable; cash keeps you afloat. Not all investments are liquid - Selling assets at the wrong time can be disastrous. Invest for the future, but keep enough liquidity to survive the present. #investments
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Still waiting to save taxes? Still thinking about where to invest? Stop overcomplicating it - ELSS funds is your answer! ✅ Saves Taxes – Deduction of up to ₹1.5 lakhs under Section 80C ✅ Shortest Lock-in - Just 3 years, compared to PPF & FD ✅ High Growth Potential - Invest in equity & earn inflation-beating returns And the best part? You can invest in ELSS in minutes - right from our app! No paperwork. No hassle. Just smart investing. ⏳ March 31 is almost here. Don’t wait till the last moment - Download Koshex & Invest Today - http://bit.ly/3GITjOg #investments #taxes
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5 Days Left to Save Taxes! Have You Invested in ELSS Yet?⏳ 🚨 The clock is ticking, and March 31 is almost here! If you haven’t made your tax-saving investments yet, this is your last call. 📢 Why Choose ELSS? ✅ Saves Taxes - Get tax deductions of up to ₹1.5 lakhs under Section 80C ✅ High Returns - Potential to beat PPF & FD returns over the long term ✅ Shortest Lock-in - Just 3 years, compared to 5-15 years for other options 💸 More wealth. Less tax. No brainer. 📲 Download Koshex & invest in top ELSS funds in minutes! No paperwork. No hassle. Just smart investing:- http://bit.ly/3GITjOg #investments #taxes
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How Your Brain is Tricking You Into Spending More 💸 Every day, you make hundreds of decisions - from what to wear to what to buy. But when it comes to money, your choices aren’t always as rational as you think. Here’s why: Your brain is wired to react to how information is framed, not just the facts. This is called the Framing Effect, a bias studied by psychologists Daniel Kahneman and Amos Tversky. 🚨How It Works: 🔹 A 10% discount sounds better than paying 90% of the price—but they’re the same thing. 🔹 A 90% success rate sounds more appealing than a 10% failure rate, even though they mean the same. 🔹 A flashy limited-time offer feels urgent, but is it really a better deal? 💡How to outsmart this bias? ✅ Look beyond the “frame” and check the real numbers. ✅ Compare all options objectively. Don’t let marketing dictate your decisions. ✅ Take a moment before buying. Your future self will thank you. The next time something looks like a great deal, ask yourself: Am I seeing the truth, or just a well-framed illusion? #personalfinance #investments
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India Becomes World's Hottest Market with a $4.8 Trillion Surge - Should You Cash In or Hold Tight📈 India has surged to the top of global markets, witnessing a powerful 9.4% jump in dollar terms so far in March. According to exchange data, the total market capitalization of all listed firms on the BSE has skyrocketed to $4.8 trillion, up from $4.39 trillion at the end of February. The rally is fueled by value buying and hopes of an RBI rate cut, with additional optimism from the U.S. Federal Reserve’s projection of two rate cuts in 2025. While market momentum remains strong, experts suggest short-term traders consider booking profits, while long-term investors may want to stay put for further gains. Expert Opinion taken from moneycontrol.com #business #investments
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You think you’re diversified because you’ve invested in multiple mutual funds. But have you checked for portfolio overlap?🚨 Here’s the trap: ✅ You invest in 3-4 different equity funds thinking you’re spreading risk. ❌ But if they all hold the same top stocks, you’re not actually diversified - you’re just duplicating risk. Here's how you can fix it: Check your fund holdings - Avoid funds that heavily overlap in stocks & sectors. Diversify across categories - Mix large-cap, mid-cap, small-cap, and debt funds for real balance. Think beyond quantity - More funds ≠ better diversification. It’s about uncorrelated assets. True diversification protects your wealth. So, make sure you’re doing it right🚀 #investments #mutualfunds
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