Mudra - The Investment Club of UBS Chandigarh

Mudra, The Investment Club of UBS Chandigarh had the distinct honor of hosting Mr. Salman Quraishi, Head of Sales at Zerodha, for an amazing webinar on Mastering Personal Finances. During this session, Mr. Quraishi provided invaluable insights, including a nuanced perspective on financial planning. He redefined our understanding with the formula Income - Savings = Expenditure, emphasizing that savings should be prioritized rather than treated as a residual. We extend our sincere gratitude to Mr. Quraishi for his expert guidance and look forward to future sessions that will continue to elevate our financial strategies. #personalfinance #mudra #zerodha

Greetings everyone, Mudra, The Investment Club of UBS is pleased to organize a Webinar with Zerodha on Mastering Personal Finance. We’re honored to have Mr. Salman Quraishi, Head of Sales at Zerodha, share his insights on managing investments and building financial security. Date: 11th September 2024 Timings: 5:45 P.M - 7 P.M

Happy Ganesh Chaturthi! May Vighnaharta grant you strength, wisdom, and peace. Have a blessed and joyful Ganesh Chaturthi! वक्रतुण्ड महाकाय सूर्यकोटि समप्रभ । निर्विघ्नं कुरु मे देव सर्वकार्येषु सर्वदा ॥ The four hands of Ganesha symbolize the four ways to achieve wisdom and contentment. The ankusha (goad) and the paasa (noose) together signify that inner awakening can release a lot of energy, which can be dangerous without proper guidance. The modak in Ganesha's hand signifies the attainment of ultimate bliss. Have a blessed and joyful Ganesh Chaturthi!

🎉 Happy Independence Day! On this auspicious day, we at Mudra: The Investment Cell of University Business School, Panjab University, celebrate the spirit of freedom and the courage of those who fought for it. As we mark the 78th year of India's independence, let us reflect on the values that unite us—resilience, determination, and the unyielding pursuit of excellence. These principles are not just the foundation of our nation but also the driving force behind our work in the financial and investment world. At Mudra, we believe that financial literacy and responsible investment are key to empowering individuals and fostering economic independence. Just as our forefathers strived for political freedom, we aim to equip the next generation with the tools to achieve financial freedom. Let’s continue to honor the legacy of our nation by working towards a future filled with growth, opportunities, and prosperity for all. Wishing everyone a Happy Independence Day! #IndependenceDay #IndiaAt78 #MudraInvestmentCell #UBS #PanjabUniversity #FinancialFreedom #Empowerment

Tomorrow is the day Union Budget 2024 would be announced. The Union Budget is a pivotal event in India's economic calendar. Here are some interesting tidbits you might not have known about the same: Prime Ministerial Presentations: On three occasions, the Budget was presented by Prime Ministers themselves: Nehru (1958), Indira Gandhi (1970), and Rajiv Gandhi (1987). Record Holders: Nirmala Sitharaman holds the record for the longest Budget speech (a whopping 2 hours, 42 minutes in 2020) and is also India's first full-time female Finance Minister.  Former Finance Minister Morarji Desai reigns supreme for presenting the Budget the most times - a record 10! P. Chidambaram (9), Pranab Mukherjee and Yashwant Sinha (8 each), and Manmohan Singh (6) follow closely behind. Timely Tweaks: Traditionally, Budgets were presented at 5 pm to coincide with tabling in the British Parliament. This continued until 1999, when Yashwant Sinha switched to a more productive 11 am slot. In 2017, the presentation date moved to February 1st to allow for smoother project approvals. This year also saw the merging of the Railway Budget with the Union Budget. Memorable Moments: P. Chidambaram's 1997-98 Budget, fondly remembered as the "Dream Budget," lowered personal income tax rates. Manmohan Singh's 1991 Budget is a landmark event, heralded for liberalizing the Indian economy. Pre-Budget Rituals & Security Measures: A week before the Budget presentation, a unique "halwa ceremony" kicks off the printing process. This ceremony signifies an auspicious beginning.  Following the ceremony, officials involved in the printing process enter a secure "lock-in" period with limited communication until the Budget is unveiled.  Security Breach! Interestingly, a Budget leak in 1950 prompted a swift change in printing locations. Prior to the leak, printing happened within the prestigious Rashtrapati Bhavan. The leak forced a move to a more secure government press on Minto Road in Delhi. Today, printing takes place in a high-security basement facility within the North Block on Raisina Road. Please continue the thread with any additional interesting facts you may have. #MudraMonday #Ubschandigarh #UnionBudget #Financialliteracy

🕌 Reflecting on Muharram: A Time for Reflection and Resilience 🕌 As we observe Muharram, the first month of the Islamic calendar, we at Mudra: The Investment Cell of UBS, take a moment to reflect on the significance of this sacred time. Muharram is a period of deep contemplation, marking the historical events of sacrifice, perseverance, and unwavering faith. In the spirit of these values, we are reminded of the importance of resilience and integrity in all our endeavors. Just as the lessons of Muharram inspire strength and resolve, we strive to embody these principles in our mission to foster growth and innovation within the investment landscape. May this Muharram bring peace, prosperity, and meaningful reflections to all. Let us honor the traditions and lessons of this month by continuing to pursue our goals with dedication and a steadfast commitment to excellence. #Muharram #Reflection #Resilience #MudraUBS #Investment #FaithAndPerseverance

🚀 Exciting news in the investment world! Introducing India's first index fund dedicated to the defence sector by Motilal Oswal. Discover how this innovative offering can enhance your investment portfolio. Stay informed with our MudraMonday posts every Monday, guiding you through your investment journey. Don't miss out – like, share, and follow our page! #IndexFunds #FinancialLiteracy #MotilalOswal #Awareness #Investments #Decisions #MoneyWise

"Mastering your finances isn't just about numbers; it's about gaining control and peace of mind. Start your journey today towards financial freedom! 💼💰 #PersonalFinance #FinancialFreedom #Investing #MoneyManagement"

Join the discussion! We're polling your preferences on asset allocation strategies. #AssetAllocation #InvestmentStrategies #FinancialFreedom

Understanding asset allocation is the first step toward building a resilient investment strategy. Discover how different approaches like strategic, tactical, and insured allocation can safeguard and grow your wealth in this post below. #InvestmentStrategy #AssetAllocation #FinancialPlanning #MudraUBS