Stable Money

Introducing SIP on Fixed Deposits at Stable Money! “I always thought you needed a big lump sum to start an FD.” “I wish I could invest small amounts, but I didn’t think FDs worked like that.” “If I want to break an FD, I need to break the whole thing. I wish I could just break a part of it.” These are just a few things we've heard from our users, and they sparked something new at Stable Money. Whether you’ve invested with us or shared your concerns, your feedback shapes the products we build.And when working professionals, especially the younger ones, told us they wanted a simple, flexible way to invest small amounts regularly—without the constraints of traditional FDs—we knew we had to act. Now, you can start building your FD portfolio with as little as ₹5000 a month. Each payment creates a new FD, letting your savings grow steadily and securely. Plus, if you ever need to break an FD, you can do so without breaking the entire thing—giving you the flexibility to withdraw only what you need. Stable Money was launched with a mission to create Nayi India ki Nayi FD—an FD product that fits the modern investor’s needs. SIP on FDs is yet another step in fulfilling that vision. Investing should be simple and stress-free. We’re making sure it is. Samarth Tiwari | Vaibhav Singhania | Urvesh Tanna

Growing up in Motihari, Bihar, we always knew our education, while good, wasn’t at par with the opportunities kids from larger cities had. That’s why I fought hard to move out, and after 3 intense years in Kota, I made it to Indian Institute of Technology, Guwahati. That moment was life-changing for me. At IIT, everything felt possible. Leading a blackbox project for ITC Limited in my third year was a huge milestone—one of many that shaped my path. From there, I spent 3 intense years building Airblack from scratch, co-founded my first venture, Finiso, scaled Fashinza and eventually found my way to Stable Money. What I’ve realised through all these highs and lows is that only two things truly matter: hard work and sincerity. They’ve been my guiding lights, and they’re what bring real opportunities 🙌 Shoutout to Videt Jaiswal Pawan Gupta Abhishek Sharma for being a part of this exhilarating #Stable_Story, your support means everything! 🙏 And thank you, Saurabh Jain and Harish Reddy, for trusting me. Here's to building India's favourite fixed income investing platform together 🚀

"Will people really choose to book FDs with you over big banks?" We hear this question so often, and it always makes us smile. When we recently met with the amazing team at Ujjivan Small Finance Bank, they told us they’ve been asked the same thing. So what’s the secret to earning trust? For us, and for Ujjivan, it’s never just been about numbers or competition. It’s about something deeper—a genuine passion to create innovative products that make investing more accessible for everyone. That’s why today is so special for us! We’re thrilled to launch Ujjivan Small Finance Bank on Stable Money. In just 7 years, they’ve built a name that stands for trust for more than 89 lakh customers and we couldn’t be more proud to partner with them. And to everyone who’s been asking, "Ujjivan kab ayega?" — it’s finally here! Ujjivan is live on Stable Money, and we can’t wait for you to experience it with us. From our hearts to yours, thank you for believing in us 💜 And to the team that made this possible - SOURABH, Navneet, Riya, Jagriti and Anmol - Kudos! Harish Reddy

“Sir, if it’s an asli bank, where’s the branch?” That’s what a 49-year-old government employee from Sangli, Maharashtra, asked me after seeing the Stable Money app. He liked what he saw but didn’t move forward. His question stuck with me: “Where’s the branch?”. A quick search later, I shared the location with him. His reply? “If this info was on the app, I’d have invested immediately. A branch means it’s asli. ”That was our moment of clarity. In a world obsessed with going digital, people still want something tangible. The physical presence of a bank—an asli branch—offers a trust that no app can replace. Three days later, we launched the ‘Branch Locator’ feature. Now, investors can easily find the nearest bank, right through our app. We have mapped 930 branches across Suryoday Small Finance Bank Ltd, Utkarsh Small Finance Bank and Shivalik Small Finance Bank. We plan to map all 130,000+ branches across all banks in the next 6 months. And that employee from Sangli? He now invests regularly—all through the app—without ever visiting the branch, but knowing it’s there gives him comfort. Kudos to the 3-member team that made it happen: Ahana, Puneet, SOURABH.

We are excited to open the waitlist! Please Comment or download the Stable Money app to join! Link to our app: https://lnkd.in/gE_KqjY9 Harish Reddy | Arun Rafi | Bhargav Yalamati | Monisha Chawla | Nishank Jain | SOURABH KUMAR | Vaibhav Singhania

I was 15 years old when I ran away from home. All my life, I’ve been obsessed with cricket. I’ve watched matches between countries you’ve probably never heard of, and my sole purpose in life was to become a cricketer—until good sense came running back! But, how did that incident shape me? For one, I started thinking about marketing. Why does Sachin carry a bat that says ‘MRF’? Isn’t it a car brand? Or why does everyone call Dravid "Jammy"? Is it because he did an ad for Kissan? I would spend hours thinking about this. When I started working in marketing for United Breweries Ltd. it was that thinking part that got me through. Thanks Sanjay Roy and Samar Singh Sheikhawat for trusting me with just a blog-as-a proof of my passion. Got bit by the startup bug and launched my own venture, 'OpenOut'. However, when OpenOut shut down after 2.5 years, it was one of the toughest moments as a founder. Shutting down your startup feels like the worst thing in the world, and it raises so many questions about your path. That experience led me to spend the next 4.5 years at Swiggy, launching a bunch of new initiatives, spending face time with the founders and some of the best people, learning how to build with resilience and vision. (Thank you Sriharsha M., Nandan Reddy, Phani Kishan Addepalli for listening to a lot of random ideas from me.) Now, it's time to build at Stable Money and I couldn't be more excited! Thank you Saurabh Jain for this opportunity. P.S: Watch for our new business lines, we've got some exciting news coming up.

What’s a product manager’s job—widest impact or deepest impact? Take my parents, for example. After years of saving, they lost nearly Rs 35 lakhs when their co-operative bank shut down. No one had designed a product that could protect them from that kind of loss—or even thought about solving it. Senior citizens make up 15% of our Stable Money user base, but they’re arguably the most impacted. Their financial security, built over a lifetime, is often at risk in ways that technology can help prevent—if we’re thoughtful about it. This Grandparents Day, we teamed up with Khyaal, a digital community and one of the foremost apps for seniors in India. Five incredible senior Khyaal members visited our office, sharing their life stories and lessons. In return, we introduced them to online investing, while gathering their feedback to make Stable Money even more senior-friendly. And we’re going further! We’re on the lookout for seniors, aged 60 or above, to join our product and customer delight team. Their insight will help us create an exceptional experience for their peers, showing that real product management is about solving the right problems for the right people. Harish Reddy | Hemanshu Jain | Pritish Nelleri

I was a shy kid—always trying to make myself small when the teacher was looking for someone to speak up. 75% of people rank public speaking as a bigger fear than death, and I was definitely part of that 75%.But then, one day, my teacher, Aswalikar Ma'am moved me right to the front of the room and said, “It’s your turn to speak.” She was patient. She let me cycle through nervousness, fear, and finally, acceptance as the first words came out of my mouth.She gave me the confidence I didn’t know I had. And now? I regularly stand in front of the Stable Money team of over 50, addressing them like it's the most natural thing in the world. So today, I’m sending a heartfelt thanks to the teacher who helped me break out of my shell. Happy Teacher’s Day, Aswalikar Ma'am. How many of you are still in touch with your favorite teacher? Let us know in the comments if any of your teachers has touched your lives in anyway! Harish Reddy

Growing up in a middle-class Indian household, I watched my parents build their retirement nest egg one FD at a time. Every rupee saved from a single income found its way into the "low return instruments" at our neighborhood Syndicate Bank branch. Little did I know then that these "boring" investments would secure my parents' retirement and pave the way for my financial independence. This isn't just the story of my family – it's the reality for 300 million Indians who prioritize stability over high-risk returns. Super excited to host Saurabh, Co-Founder of Stable Money for an AMA on Grapevine on Wednesday at 7pm! Stable Money is a fixed-return investment platform that allows users to access fixed deposits, debt mutual funds, and bonds a.k.a. the "boring" instruments for the 300 million folks out there :) Saurabh is a startup veteran – from Chief of Staff to AVP at Swiggy to being the CEO of Navi Mutual Fund to now building Stable Money, he's done it all! Wednesday, 7p – Ask Saurabh Anything, only on Grapevine! :) Grapevine App: Work, Salary & News

Both my parents are doctors and that's exactly why I didn't want to be one. I loved everything about Math—it almost felt therapeutic. So when I started preparing for IIT, it felt inevitable. However, the real challenge began when I joined Indian Institute of Technology, Kharagpur. IIT was nothing like I had expected. You think you're talented, but when you go there, you quickly realize there's always someone better than you! Those five years taught me so much resilience and definitely grounded me. And that's how I, an aspiring architect, became a Product Manager. To all the aspiring PMs out there, you don't necessarily need to have a tech background or study product management to become a Product Manager. All you need is user empathy, an abundance of curiosity, and an urge to build meaningful experiences for your users. As I navigate through this journey, there are some people I am incredibly grateful to—Amandeep Singh Chawla, Nakul Kapur, Aparna Ramesh Iyer and Rohit Arora. Thank you for always having my back. And thank you Saurabh Jain and Harish Reddy for this opportunity! I'm so excited for my Stable Money journey to unfurl. I'm happy to discuss anything and everything product-related, so feel free to reach out to me via DMs.