WealthTrust Capital Services

Do you know a delay of 1 year can cost you 60 lakhs? Yes, you read that right! So, let’s say you will invest around Rs. 1 lakh in a year & your age is 30. So, at the age of 60, you could have 4.3 Cr but you will have 3.7 Cr. This 1-year delay has cost you 60 lakhs. If you delay by 5 years, the cost would increase to 2.3 Cr. And this cost will keep on increasing as long as you continue procrastinating. So, procrastinating for just one year can cost you lakhs! Every day counts! #finance #investment #wealthmanagement #personalfinance

How did Japan put global markets under pressure? A popular investment strategy among foreign investors is to borrow money from a country with a low interest rate and a weaker currency. They reinvest this money into another country that has a high growth potential. This is called Carry Trade. Japan is the favourite destination for foreign investors due to weaker currency & ultra-low interest. Not only foreign investors but businesses also take loans in Yen for a lower cost of capital. This is called the Yen Carry Trade. But, from 1st August 2024, the Bank of Japan increased the interest rates. This appreciated the value of the Yen as compared to the US dollar. Now, businesses also have to pay more in Yen currency. This has brought a huge sell-off in the global markets by foreign investors because the cost of capital has increased. The global markets came under pressure. Later, the sell-off pressure got stable when the Bank of Japan indicated that any further increase in interest rates is unlikely. Follow us for more such Market Stories! #finance #news #stockmarketindia #globalmarkets #wealthtrustcapital

RBI Governor raised some concerns about this industry! This industry has survived all the global economic turmoils and is very stable compared to its global counterparts. However, it is facing some structural challenges. #india #rbi #finance #research #wealthmanagement Watch this to find out.

Who will inherit your Mutual Funds? The one question that the clients are always worried about. The most common misconception is that the registered nominee will inherit the mutual funds. But, the nominee only acts as a trustee till the legal heir is identified. If the mutual fund has more than one holder, the second holder becomes the first holder in case the first holder dies. The nominee of the first holder will have no role to play here. If the Nominee is not registered, the legal heir has to establish his title from a competent court by submitting the necessary documents. To avoid any disputes, it is advisable to always register a nominee and execute a Will. #personalfinance #finance #money #will #mutualfunds

Our clients asked about their biggest personal finance queries. We have answered the top 3 Personal Finance questions out of these. Check out this video to find out. #personalfinance #finance #wealthmanagement

Shocking!!! A recent SEBI study revealed some eye-opening facts about the stock market. #personalfinance #finance #wealthmanagement #stockmarket

Another Budget Hack Leaked!!! Property sellers are unhappy with the budget as the indexation benefit has been removed. Though the tax rate has been reduced from 20% to 12.5%, it would have a deep effect on the pocket of property sellers. See how? Suppose you bought a property at Rs. 10 lakhs in 2008 and sold it in 2024 at Rs. 50 lakhs. 📜 Pre-Budget You would have gotten an indexation benefit and your cost would be around Rs. 28 lakhs.   Capital Gain = Rs. 22 lakhs Tax = 22 x 20% = Rs. 4.4 lakhs 📜Post-Budget Without indexation, the cost will be 10 lakhs only.  Capital Gain = Rs. 40 lakhs Tax = 40 x 12.5% = Rs. 5 lakhs You paid 60,000 extra! We took this problem to our CEO Sneha Jain and she told us a tax hack! We are revealing this secret conversation just for you! #finance #personalfinance #wealthmanagement #tax #budget2024

Budget Secrets that no one is talking about! There is so much mayhem about the Budget 2024. This budget disappointed the middle class but let’s focus on some solutions instead of problems. So, we had some budget conversations with our CEO Sneha Jain and she told us some tax secrets that no one is talking about. 📄 But, we have recorded this secret conversation just for you: WCS Team: The tax on long-term capital gain on equity investments has been increased from 10% to 12.5%. Sneha: Okay! The exemption limit on long-term capital gain is also increased from 1 lakh to 1.25 lakhs. You can sell your equity holdings up to the capital gain of 1.25 lakhs and pay zero tax. So, sell your equity holdings up to this limit and buy back your holdings at the same price. Your investment date is reset to this date and your 1-year holding period starts again. Repeat this process and pay absolutely zero tax! WCS Team: So, we have to hold our investments for more than a year and sell investments only up to 1.25 lakhs capital gains. What a hack! But, is this legal? Sneha: Absolutely! This hack is called Tax harvesting. And, this is a part of tax planning and not tax evasion. Next, we will ask Sneha Jain about the tax hack for capital gain tax on selling property. That’s a tough one to crack! Let’s see if she has got a tax hack for this or not! We will keep you posted! So, stay tuned! #finance #personalfinance #tax #Budget2024

Key Financial Terms Every Investor Should Know!!! Navigating the financial world can be challenging without understanding key terms. Here are some essential financial terms every investor should know. Asset: Anything of value owned by an individual or company. Liability: Financial debts or obligations. Equity: Ownership value in an asset or company after liabilities. Diversification: Spreading investments to reduce risk. Liquidity: How quickly an asset can be converted into cash. Portfolio: A collection of investments held by an individual or institution. ROI (Return on Investment): A measure of the profitability of an investment. Familiarizing yourself with these terms can significantly enhance your investment decisions and financial confidence. What other financial terms do you find essential? Share in the comments! Follow WealthTrust Capital Services stay updated with latest updates on finance and investments. #FinanceTerms #InvestmentBasics #FinancialEducation #WealthTrustCapital #FinanceTips

Financial literacy is the cornerstone of a secure financial future. Understanding how to manage money, invest wisely, and plan for the future empowers you to make informed decisions. Whether you're just starting your financial journey or looking to refine your knowledge, financial literacy is key. Why is financial literacy important? Better Money Management- It helps in budgeting and avoiding debt. Informed Decisions- It enables you to understand investments, savings, and retirement plans. Financial Independence- It equips you with the knowledge to achieve financial goals and security. Join us on this journey of financial education and empowerment. Let's build a financially literate community together! We are here to help you become financially independent by sharing relevant content through our future posts on wealth management and investments. Follow us at -WealthTrust Capital Services #FinancialLiteracy #FinancialEducation