zive money

Curious about some of the interesting AI startups emerging in the Bangalore ecosystem? 🤔 Join as Aekyum is back with its third edition of "A Day with AI" in Bangalore. 5 Emerging AI Startups. 15 Minutes Product Demos. Zero Marketing. Zero Fluff.  For the Builders, by the Builders ❤ Post demos, Mingle with fellow AI builders, Founders, Enthusiasts, PMs, Designers, Engineers, and Growth folks from top companies and build valuable connections. September 7th Day, Saturday from 6.15 PM to 8.15 PM  Venue: 2gethr, HSR [ Registration Link in Comment Section OR Scan the QR on Poster ] Excited to co-host alongside Debasmita Das (Co-Founder at Aekyum). Shoutout to our key contributors at Aekyum- Twinkle Budhraja, Avirup Sarker , Ankit Barnwal and Shishir Yadav. Thanks to 2gethr (Anish Padhi, Magam Siva krishna) for being our venue partner and Immigram (Maria Zakharova, Mikhail Sharonov) for being an in-kind sponsor. Looking forward to hosting curious AI enthusiasts including- Shubhram Bhattacharya, Kushagr (Kush) Khera, Swarna Hebbar, Vivek Karna, Divyesh Dixit, Aravindan Ganesan, Ramey Girdhar, Vikrant Rewal, Akshat Chhapolia, Dhananjay Yadav, Aryan Yadav, Riya Jha, Aarushi Javeri, Sanjay Yadav, Hardik Hurkat, Shubham Baranawal, & many more #genai #artificialintelligence #community #founder #productmanagement

2 days of planning. 2 hours of sleep :p #GFF Afterparty is almost round the corner. Are you attending the Global Fintech Fest? So is Team Aekyum. Get a chance to connect with community members across different cities, in an informal catch up, especially curated for you! Date - 29th Aug, 6.00 PM onwards Venue - It’s a secret, reveals itself post registration. A hint? It’s super near the GFF venue✨ Registration link is in the comments. Excited to get this done with Harkirat Singh Chaithanya Bhargavan Kamalika Poddar See you there! We can’t waittttt🤩 #productmanagement #community #fintech #globalfintechfest

Will you be at the Global Fintech Fest? So will be Aekyum’s community! Join us for a post fintech fest unwind, along with the like minded tribe, that keeps getting amazing and kind exponentially! Don’t trust me, join us and experience it! ♥️ 🗓️Date - 29th Aug, 6.00 PM onwards 📍Venue - Super close to the GFF venue, don’t worry no extra travel🥳 The venue shall be shared with a confirmation email from our end, post registration. 🔗Registration link is in the comments ! Go register now. 🥳 A surprise awaits in the comments too✨ Excited to host this with Harkirat Singh, Chaithanya Bhargavan Kamalika Poddar The community from Aekyum across cities(Bangalore, Delhi, Mumbai, Hyderabad, and Chennai) will be joining you folks! Don’t miss this🌻 #productmanagement #community #fintechfest #fintech

I have a dream. To gather brilliant minds in the startup ecosystem in one place. It's March 2024. This Friday, I'm about to fulfil a part of that dream. Aekyum, in collaboration with Setu, will host the renowned Fintech Mixer in town. Guess what? Within 48 hours, we've received 200+ registrations from individuals representing almost 170+ active fintech companies in Bangalore, including Unicorns. (Although we just shortlisted around 90-100 folks because of limited space) Joining this mixer are Senior Product Managers, Business Leads, Designers, and Fintech Founders from top startups such as Razorpay PayPal Paytm PhonePe PayU Acko Jupiter Cashfree Payments Decentro Digitap.ai Uni Cards InCred Financial Services moneyview HyperVerge Hyperface Kotak Mahindra Bank Wealthy Groww Jar slice Freo & many others. But this couldn't been possible without the passionate team of co-organizers who worked on this initiative - Pete Jaison, Monika Singh Chahal and Debasmita Das. We are excited. See you guys on Friday night 🥂 ~ Team SETU and Aekyum

"We used to have only Rs 100 as a family to spend on luxuries" Coming from a lower-middle-class family, the financial journey of Veerendra Srikantapp, who works at Nous Infosystems, was a rollercoaster ride. Veerendra came to Bangalore from his hometown in Mysore after completing his degree with the ambition to go big. “My starting salary was 20K. Back then, 20K felt like a lot, and I used to live with my friends. It seems lady luck was with me,” he smiled. However, the problem arose when he started spending all his money on food, travel, and other luxuries. Zero savings. “I started getting serious about savings in 2012,” said Veerendra. After his marriage, Veerendra started maintaining an Excel sheet where he saved around 25% of his total income. At the end of each month, he and his wife calculated the monthly expenses and started maintaining the budget. “Even though we were tracking our expenditures, we were surprised by how the money came and went.” Later, he decided to increase his savings from 25% to 40% since his child was growing, rent was getting higher, and his parents were getting old, so he needed to send them some money too. To date, Veerendra knows his fixed expenses but struggles with unpredictable and minor expenses that add up and disturb his monthly budget. “The concept of Zive seems interesting to me. If Zive helps me with awareness of where my money is being spent exactly and also provides recommendations on how I can stay under budget, where to save, and invest, it would be an easier ride for me.” Veerendra Ji joined Zive's waitlist. Have you? Waitlist link in the comment section. 👇 #fintech #finance #personalfinance

"I Screwed up! My budget was almost used up. And 4 Days still left in that month. I was anxious. Clueless. No Idea where all the money has gone. That very moment shifted my perspective towards personal finance." Meet Manohar Borawar, a Strategist at Vedantu in Bangalore. We recently had the opportunity to sit down with him and discuss his relationship with money and how he's managing his finances. Manohar, hailing from a small town in Rajasthan, was brought up in a middle-class family. He shared, 'When I was a kid, I didn't get pocket money until 11th grade. Money to me back then was just a piece of paper with no benefits, honestly.' Upon receiving his first pocket money of Rs 100, he realized the power of that piece of paper. 'I started spending my entire pocket money on eating out with friends. It felt like magic; you give that piece of paper to someone, and you can get anything you want. I used to save zero rupees - all spent, none saved.' Said Manohar. Thanks to his mom, who noticed his careless spending, he learned some valuable savings lessons. 'One of my uncles used to watch financial news channels, and I noticed those graphs with green and red lines. I asked my dad about it, but he wasn't aware.' This sparked his interest in understanding how money works. Fortunately, Manohar befriended a CA friend who introduced him to stock investing. But that didn’t change his spending habits. he was still spending a lot on luxuries, travel, and food. To address this, he started maintaining a notebook to track expenses. 'I wrote down where I was spending the most and how much balance was left. It brought some ease for a few days, but the problem wasn’t fully solved,' Manohar laughed. However, he found the notebook method to be unscalable. Despite identifying major expenses, he couldn't track minor, frequent spending due to his impulsive nature. 'I lacked insights and guidance on where I should cut back without degrading my lifestyle. I think that’s where zive money can help me.' Intrigued by our value proposition, Mahohar would like Zive to help him understand his monthly financial health with awareness of unnecessary spending and where he could save more money. We're trying to help people like Manohar by offering insights into spending patterns and ensuring every rupee contributes to their financial goals. If you're also someone who relates to this story of Manohar, Join the Zive waitlist and become an early beta user to try the Zive app. Signup for the waitlist: https://c.zive.money/w8lst #fintech #finance #personalfinance

"Money Saved = Money Earned" Meet Avirup Sarker, a Digital Marketer at Digilabs LLP in Bangalore. We recently had the opportunity to sit down with him and discuss his relationship with money, shedding light on his personal finance journey. Growing up in a middle-class family, Avirup firmly believes in the mantra of saving money and avoiding unnecessary luxuries unless necessary. "Since my first year of college, I started saving money from the pocket money my parents offered. Instead of dining at high-end restaurants, I opted for roadside dhabas to ensure I could set aside some savings for the future," shares Avirup. His financial journey officially kicked off when he landed his first job as an intern, earning a modest INR 5,000. Living with his parents at the time alleviated concerns about expenses, allowing him to save diligently while focusing on gaining experience. "I saved it all. I didn't have to worry much about expenses since I was living with my parents. The goal was to learn as much as possible during the internship and secure a good job. That's the perk of living with your mom and dad," laughs Avirup. However, the dynamics changed when he moved to Bangalore for his first job. "Money was flowing like anything. I started losing track of where it was going," notes Avirup. Over 50% of his income was funnelled into living expenses such as rent and food, leaving the remaining funds for investments, savings, and leisure activities. It was during this phase that Avirup adopted the 50:30:20 budgeting rule, inspired by Ankur Warikoo. Despite managing significant expenses through payment apps, Avirup faced challenges in tracking numerous small expenditures and identifying areas where he could cut down. "Payment apps give me a series of transactions which I have to decode. I don't have that much time. As my salary is growing, I need to know where exactly I am spending too much and where I can cut down to save more," he explains. Introducing Avirup to zive money, we aimed to address his concerns and help him gain better control over his finances. Intrigued by the concept, he signed up for the waitlist, eagerly anticipating the opportunity to try out the product. At Zive, our goal is to empower individuals like Avirup to manage their finances effectively, providing insights into spending patterns and ensuring every rupee contributes to their financial goals. If you haven't joined the waitlist yet, visit https://c.zive.money/w8lst #finance #fintech #moneymatters

👀 Sneak Peek into one of the features we're working on to simplify refund tracking. Fed up with refund wait times? We're developing a feature exclusively for tracking and notifying you when the refund hits your account. The feature tracks refunds from online merchants, focusing on scenarios where the entire amount is refunded. Does it feel like the problem is relatable to you? Join the zive money waitlist and become one of the early users to track your spending in one place. Waitlist link in the comment section! #finance #fintech #personalfinance

"What’s one personal finance book everyone should read?” 🤔 Someone asked us. This was a no-brainer for us. The book "The Psychology of Money" by Morgan Housel is packed with truths about how your mindset affects the way you manage your money. 👌 And what will surprise you is that there isn’t a single piece of tactical investing advice. The whole book revolves around this central theme that earning money is less about skills and more about the right behaviour. Here are the top 10 lessons from the book that will significantly improve your behaviour with money: 1/ Don't just focus on "financial IQ"; understand your own biases and emotions around money. Learn to manage those to make better decisions. 2/ Wealth isn't about numbers; It's about feeling secure and in control. Define your "enough" and find contentment, not just chasing bigger and bigger numbers. 3/ Luck plays a bigger role than you think. Don't compare your "highlight reel" to others' full stories. Success often involves luck, so focus on making good decisions consistently. 4/ Patience is the most profitable skill. Long-term thinking and compounding are key. Avoid overreacting to market fluctuations and stay invested for the long haul. 5/ Risk and Reward are not linear. Higher potential returns often come with higher chances of losing it all. Balance risk with your risk tolerance. 6/ Save first, spend later. Pay yourself first with automatic savings, then spend what's left. Don't fall into the trap of lifestyle inflation as income increases. 7/ No one gives a damn. People care less about your possessions than you think. Focus on living your own life, not impressing others with outward symbols of wealth. 8/ Wealth is invisible, Rich is visible. True wealth is your net worth, not your spending habits. Be comfortable living below your means and building financial security. 9/ Everyone has different starting points. Comparing your journey to others is apples and oranges. Focus on your progress and make smart choices based on your unique circumstances. 10/ There's always room for error. Mistakes are inevitable, but room for error comes from diversification, padding, and a long-term perspective. Don't let one setback derail your whole journey. Surely, we must have missed including some goldmine lessons from the book. Why don't you tell us? What’s one key lesson you learned from this book that shifted your perspective on how you look at money? Comment below 👇 #finance #personalfinance