Yubi Credit Market

Welcome to the inaugural edition of The Capital CatchUp! Designed exclusively for the business decision-makers and thinkers at the helm of industry innovation, this newsletter is your ultimate tool for staying ahead. The Capital CatchUp is not just another industry update. It’s meticulously crafted from over 10 comprehensive latest survey reports, distilled into a crisp, intel-driven read that cuts through the noise. Each edition delivers only what you need—powerful insights and numbers crucial for making informed, strategic decisions. In a 5-minute read, you'll gain access to the data that truly matters, allowing you to stay at the cutting edge of your industry Our logo, featuring a king backed by a chess rook, symbolizes the strategic strength and foresight that this newsletter embodies. Just as a chess king is supported by the rook in the game, your business strategy is supported by our expert insights, designed to drive growth and success We want to extend a heartfelt thank you to Projects Today for collaborating with us to provide some of the latest and most relevant intel As we launch this debut edition, we are excited to share what went into making it possible and how it’s set to transform the way we approach market and capital insights Thank you for joining us on this journey. Here’s to making every catch-up count! Gaurav Kumar | Aniket Deshpande | Pulkit Garg | Dhaval Vikamsey | Chandra Shekhar | Payal Maskara | Apurav Sharma | Ashish Sethi | Bharat Krishnamurthy | Krishnendu Majumdar | Karanpreet Bindra | Dewang Sanghvi | Sourabh Maheshwari | Tanmay Gupta | Adarsh Hiremath | Spriha Tantia | Ramya Nallarkkiniyan | Alankrut Srivastava | Vaibhav Shah | Uthara Sainath | Suraj Avula | Krish Sapra | Shipra Jha | Siddharth Harish | Pankaj Chhimwal |Jigar Patel | Suraj G D | Shivangi Awasthi #Newsletter #TheCapitalCatchUp #IndustryTrends #MarketInsights #CFOs #BusinessLeaders #EnterpriseFinance #CSuite #CXOs #Manufacturing #Credit

🚨 The Reserve Bank of India (RBI) has just unveiled the Unified Lending Interface (ULI) 🚨 Unified Lending Interface is a game-changer for India’s credit landscape! 🌐💼 But here’s where it gets interesting: #ULI promises faster loan approvals, tailored credit solutions, and data-driven lending for sectors like #MSMEs, agriculture, and more 📈 The RBI Governor, Shaktikanta Das confidently says "This is the next big thing. The entire system is consent-based, i.e., based on the consent of the potential borrower. So, the requirement of data privacy is also fully protected." Will this platform truly revolutionize borrowing like #UPI did for payments? 🤔 Or is there a gap between what’s promised and what will be delivered? 💬 How do you think ULI will reshape borrowing for MSMEs, agriculture, and large-scale businesses? Let us know in the comments below!👇 Aniket Deshpande | Pulkit Garg | Dhaval Vikamsey | Chandra Shekhar | Payal Maskara | Apurav Sharma | Ashish Sethi | Karanpreet Bindra | Dewang Sanghvi | Sourabh Maheshwari | Tanmay Gupta | Adarsh Hiremath | Spriha Tantia | Ramya Nallarkkiniyan | Alankrut Srivastava | Vaibhav Shah | Uthara Sainath | Suraj Avula | Krish Sapra | Shipra Jha | Siddharth Harish | Pankaj Chhimwal |Jigar Patel | Suraj G D | Shivangi Awasthi #unifiedlendinginterface #rbi #credit #msmes #agriculture #fintech #loans #dataprivacy #borrowingtips #financialinclusion #businessgrowth #indianeconomy #digitalfinance #lending #creditaccess

The numbers are in, and they’re impressive! 📊 As per Projects Today's Forex Surge report, July 2024 saw a whopping 444 domestic projects awarded across India, totaling a massive ₹41,597.11 crore 💰 But that’s not all—Indian companies are expanding their horizons overseas, securing 12 international contracts in diverse sectors, from power distribution to solar energy, spanning countries like France, South Africa, and the UAE 🌍 What does this mean for the credit industry and business borrowers? This surge in contracts is a clear signal of robust economic activity and confidence in India’s growth story. With major players like Larsen & Toubro, Kalpataru Limited, KEC International Ltd., HPL Electric & Power Ltd and Thermax Babcock & Wilcox Energy Solutions Private Limited leading the way, there's a significant demand for financing to support these large-scale projects🚀 For business borrowers, this is the perfect time to leverage this momentum. Whether it's expanding operations domestically or tapping into international markets, access to timely credit is crucial for capitalizing on these opportunities. Stay informed, stay ahead. The credit market is more dynamic than ever, and opportunities abound for those ready to seize them! 💼📈 Aniket Deshpande | Pulkit Garg | Dhaval Vikamsey | Chandra Shekhar | Payal Maskara | Apurav Sharma | Ashish Sethi | Karanpreet Bindra | Dewang Sanghvi | Sourabh Maheshwari | Tanmay Gupta | Adarsh Hiremath | Spriha Tantia | Ramya Nallarkkiniyan | Alankrut Srivastava | Vaibhav Shah | Uthara Sainath | Suraj Avula | Krish Sapra | Shipra Jha | Siddharth Harish | Pankaj Chhimwal |Jigar Patel | Suraj G D | Shivangi Awasthi #realestate #credit #projectfinance #indianeconomy #debtfinancing #businessgrowth #infrastructuredevelopment #yubicreditmarket #larsentoubro #kalpataruprojects #kecinternational #thermax #creditgrowth #projects2024

🏦 Banks have crossed a staggering ₹9 trillion milestone in borrowings 📰 This is the biggest news for corporate borrowers in 2024 📊 The latest stats and insights reveal a shift that every business leader needs to know about 👇 Dive into what’s driving these changes and why it’s crucial for your borrowing strategy 🗞 News exclusively sourced from Business Standard Aniket Deshpande | Pulkit Garg | Dhaval Vikamsey | Chandra Shekhar | Payal Maskara | Apurav Sharma | Ashish Sethi | Karanpreet Bindra | Dewang Sanghvi | Sourabh Maheshwari | Tanmay Gupta | Adarsh Hiremath | Spriha Tantia | Ramya Nallarkkiniyan | Alankrut Srivastava | Vaibhav Shah | Uthara Sainath | Suraj Avula | Krish Sapra | Shipra Jha | Siddharth Harish | Pankaj Chhimwal |Jigar Patel | Suraj G D | Shivangi Awasthi #corporatefinance #cfos #businessstrategy #bankinginsights #borrowing #banking #finance #business #strategy #india #economy #financialmarkets #investment #businessnews #businessstandard #yubicreditmarket

Attention, Business Leaders! The landscape of corporate finance is transforming! As Indian companies pivot towards healthier balance sheets, debt emerges as a strategic ally. While the total debt growth slows to 0.9%, businesses are seizing the moment to enhance their financial health and embrace growth Swipe to discover: 1. The remarkable rise of the interest coverage ratio to 8.2 times—an indicator of financial strength 2. Which sectors—like FMCG and chemicals—are thriving even in a low-debt environment 3. Exclusive metrics demonstrating how strategic debt is paving the way for a brighter future This is not just a trend; it’s a critical shift in how businesses approach #debtfinancing. Are you ready to harness the power of debt for growth? Explore your debt financing solutions at Yubi Credit Market and stay ahead of the curve! Aniket Deshpande | Pulkit Garg | Dhaval Vikamsey | Chandra Shekhar | Payal Maskara | Apurav Sharma | Ashish Sethi | Karanpreet Bindra | Dewang Sanghvi | Sourabh Maheshwari | Tanmay Gupta | Adarsh Hiremath | Spriha Tantia | Ramya Nallarkkiniyan | Alankrut Srivastava | Vaibhav Shah | Uthara Sainath | Suraj Avula | Krish Sapra | Shipra Jha | Siddharth Harish | Pankaj Chhimwal |Jigar Patel | Suraj G D | Shivangi Awasthi #corporatefinance #debtstrategy #corporatedebt #debtfinancing #financialhealth #interestcoverage #debtmanagement #financialstrategy #riskmanagement #businessgrowth #leadership #debtmanagement #yubicreditmarket #business #finance #investment #economy #market  #linkedin

On this Independence Day, let's celebrate the vision of a #ViksitBharat by committing to enabling every entrepreneur to achieve their dream. Here's to a future where every vision has the support to grow and every business has the opportunity to #GoGetGreat. Happy Independence Day! 🇮🇳 #ViksitBharat #FinancialInclusion #EmpoweringIndia #IndependenceDay

🔍 Understanding Credit Ratings with ICRA In the first episode of Yubi Credit Connect, we sit down with Sakshi Suneja, Vice President, Sector Head - Corporate Ratings at ICRA, to explore how credit ratings influence the financial decisions that shape businesses📊 ICRA plays a crucial role in providing credit ratings that reflect your company’s financial health, offering a clear view of potential future scenarios📈 This episode takes you through what ICRA looks for when assessing a business’s creditworthiness, the criteria they use, and the framework they follow. If you've ever wondered what goes into your company’s credit rating, this is a must-watch🎥 Stay tuned—the next episode will dive even deeper into these frameworks, helping you better understand how to engage with your business's credit journey🔗 Aniket Deshpande | Pulkit Garg | Dhaval Vikamsey | Chandra Shekhar | Payal Maskara | Apurav Sharma | Ashish Sethi | Bharat Krishnamurthy | Krishnendu Majumdar | Karanpreet Bindra | Dewang Sanghvi | Sourabh Maheshwari | Tanmay Gupta | Adarsh Hiremath | Spriha Tantia | Ramya Nallarkkiniyan | Alankrut Srivastava | Vaibhav Shah | Uthara Sainath | Suraj Avula | Krish Sapra | Shipra Jha | Siddharth Harish | Pankaj Chhimwal |Jigar Patel | Suraj G D | Shivangi Awasthi #creditratings #icra #yubicreditconnect #businessfinance #creditbureau #cibilscore #businessrating #corporateratings #financialhealth #creditjourney #yubicreditmarket

A staggering ₹9.9 lakh crore in loan #write-offs and recovery rates hovering around 18% 📉 A deep dive into the staggering figures behind India's #loan write-offs and recovery challenges. Discover exclusive data on the impact of these trends on borrowers, banks, and the overall economy. 📊 Swipe to uncover 👉 ➡️ The alarming scale of loan write-offs ➡️ The effectiveness of recovery efforts ➡️ The implications for businesses and investors Don't miss this opportunity to understand the complexities of India's banking landscape. 🔍 Headlines sourced exclusively from The Economic Times 🗞 #indianbanking #financialcrisis #loanwriteoff #npa #recovery #economicimpact #business #india #bankingsector #economy #finance #debt #financialinclusion #economicgrowth #bankingindustry #financialmarkets #investment #credit #money #financialregulation #yubicreditmarket

The dust has settled on #Budget 2024. Our Finance Minister Nirmala Sitharaman's speech left us with a plate full of economic pronouncements 📈 But it's the numbers that truly determine the make and break of your business! We’ve got you covered. Let’s zoom in on the exclusive stats that directly impact your business💡💼 🔍 Curious about the real impact on your sector? Swipe through to discover 👉 1️⃣ Sectoral expenditure and investments 💵 2️⃣ MSME opportunities and credit reforms 💳 3️⃣ Capital gains, IFSC incentives, TDS, and TCS, everything that you need to make informed business growth decisions 👨🎓 Gaurav Kumar Aniket Deshpande Pulkit Garg Dhaval Vikamsey Chandra Shekhar Payal Maskara Apurav Sharma Ashish Sethi Bharat Krishnamurthy Krishnendu Majumdar Karanpreet Bindra Dewang Sanghvi Sourabh Maheshwari Tanmay Gupta Rubin Mathew Alex Adarsh Hiremath Spriha Tantia Ramya Nallarkkiniyan Vivek Srikantan Alankrut Srivastava Sayanee Chatterjee Arwal Dhar Vaibhav Shah Uthara Sainath Suraj Avula Krish Sapra Shipra Jha Siddharth Harish Pankaj Chhimwal Jigar Patel Suraj G D #budget2024 #budgettax #indianbudget #msmebudget #taxincentives #ifsc #BFSI #businessstrategy #credit #debt #investments #expenditure #finance #economicgrowth #businessgrowth #sector #budgethighlights #sectorhighlights #yubicreditmarket

ASSOCHAM (The Associated Chambers of Commerce and Industry of India), during its 2nd India International Fintech Festival, awarded Yubi for "Excellence in Innovation and Technology." We couldn't be prouder of our team that makes such achievements possible. 💛 We are grateful and humbled by all the awards and recognition we have recently received as a group, but we are just getting started. We will continue to dig deeper and deliver the best results for our clients, partners, Yubinauts, and investors. Respected dignitaries in the picture (from left to right) - Vikas Varma, COO, Mastercard, South Asia, Anand Jha, VP and Head of Government Engagement, Visa, India & South Asia, Ajay Kumar Choudhary, Non-Executive Chairman & Independent Board Director, National Payments Corporation Of India (NPCI), Pankaj Chhimwal, Head - Client Acquisition Group, Yubi Credit Market, Madhur Deora, Group CFO, Paytm and Aman Jain, Director - Public Policy, Amazon. Thank you, ASSOCHAM team! #Assocham #TechAndInnovation #Awards #FintechAwards #InternationalFintechFestival #GoGetGreat