Pesaflow

Your All-in-one Payments Solution!💯 Pesaflow is an established Kenyan tech company providing world-class payment solutions and automations, for governments and enterprises across Africa - through technology. #fintech #automation #businessintelligence #digitization #PaymentSolutions

#poweringpayments

Have you ever used eCitizen to apply for services up to the point of payment? If so, you’ve probably wondered about the process the money goes through. Here’s a brief article explaining the money journey; > Once the application is completed, the applicant is directed to the payment checkout page, where various payment methods are available. The applicant selects their preferred payment option and proceeds to complete the transaction. > Once the payment is successfully completed, the funds are transferred to a collection account at the Central Bank of Kenya, from which settlements to the various MDAs are carried out. >MDAs are settled within 24 hours. The settlement process is streamlined because all MDA accounts onboarded on eCitizen are mapped to the Pesaflow system, providing real-time visibility of all transactions. MDAs also have access to a dashboard, allowing them to see the amount they are expected to receive during settlement. Important things to note; *Pesaflow is a payment gateway that processes transactions on behalf of the MDAs but does not have access to the funds. *The process, from the moment the client makes the payment to the point of settlement, does not impact service delivery. *The money journey remains the same for clients who use the Government's paybill directly. #paymentgateway #onlinepayment #paymentaggregator #digitization #digitizationkenya

Many people have fallen victim to online scams and we're often left wondering how these fraudsters succeed despite the security measures put in place on most of the platforms we use. In most cases scammers rely on details you provide whether knowingly or unknowingly. Here are some tips to help protect yourself from online fraud: • Use Strong and Unique Passwords. Avoid using personal details as passwords, as they make your account more vulnerable to attacks. To enhance security, most platforms provide guidelines and warnings when creating passwords. Always opt for complex, unique passwords to protect your accounts effectively. • Monitor Your Transactions Regularly. Regularly reviewing your transactions helps you quickly identify and report any suspicious activity. Setting up alerts for account activity adds an extra layer of security, allowing you to detect and respond to potential fraud early. • Enable Security Features. Utilize biometric authentication when available for enhanced security. Additionally, set spending limits and enable transaction notifications to maintain better control over your account activity and detect any unauthorized transactions promptly. • Beware of Phishing scams. Avoid clicking on suspicious links in emails or text messages. Never share personal or financial information over unsecured communication channels, as scammers often use these tactics to steal your data. • Avoid Public Wi-Fi for Transactions. Public Wi-Fi networks are often unsecured and this makes it easier for hackers to intercept your data. To protect your financial information, avoid making transactions on public Wi-Fi or use a Virtual Private Network (VPN) for added security. #fintech #fintechkenya #security #onlinetransactions #securesystems

Transparency and trust play a critical role in driving business growth. Transparent systems are essential in fostering trust among stakeholders and clients by ensuring that processes are open, clear, and easily verifiable. When businesses prioritize transparency, they create an environment of accountability, reduce the risk of fraud, and build stronger relationships with customers. A transparent system also enhances decision-making, streamlines operations, and ultimately contributes to long-term success by reinforcing credibility and reliability in the marketplace. 💯 Pesaflow is committed to ensuring you experience all this and more!🤝🏾 #fintech #govtech #fintechkenya #tech #techkenya #trustandtransparency

Day 1 at #ATSNBO25 The panel discussion on "Stable coins in Africa: Stability & Innovation Powering Digital Payments" provided insights into the future of DeFi offering a unique perspective on empowering individuals across Africa. Stablecoins are cryptocurrencies designed to maintain a stable value by pegging them to an underlying asset, such as fiat currency (e.g., USD, EUR), commodities or other cryptocurrencies. They are used to reduce volatility in digital transactions while retaining the benefits of blockchain technology, such as fast transfers and transparency. A few use cases in Africa include: 1. Cross-Border Payments & Remittances Stablecoins reduce transaction fees and settlement times compared to traditional remittance services like Western Union. 2. Hedge Against Inflation & Currency Devaluation Many African economies experience currency volatility. People use stablecoins like USDC to store value instead of local currencies. 3. Financial Inclusion & Digital Payments Stablecoins enable unbanked populations to access financial services using mobile wallets. 4. Business to Business (B2B) transactions Companies use stablecoins to settle international invoices without relying on expensive forex transactions. 5. Decentralized Finance (DeFi) & Yield Farming Stablecoins power lending, borrowing, and savings platforms in Africa’s growing DeFi space. Have you adopted stable coins? If not, why? Cc: Africa Tech Summit #stablecoins #web3 #cryptocurrency #usdt #defi

One of the frequently asked questions is: What exactly are these 20,000 services? To better understand how these services were identified, categorized, and digitized, read through this article we’ve put together. It explains the process behind their development, why they are structured this way, and how they enhance accessibility for citizens. #governmentdigitization #digitalplatform #efficiency #20000services

A Single Sign-On system, commonly known as SSO, is an authentication solution that allows users to access multiple applications or systems using one set of login credentials. By centralizing authentication, SSO eliminates the need for users to remember multiple usernames and passwords, streamlining the login process. Here are the top 5 benefits of implementing a SSO system to a business; •Enhanced User Experience SSO eliminates the need for users to remember multiple passwords, enabling seamless access to various platforms with one set of credentials. •Improved Security Centralized authentication reduces the risk of weak or reused passwords and provides better control over access management. •Operational Efficiency IT teams spend less time on password resets, allowing them to focus on strategic initiatives. •Cost Savings Reduced support requests and streamlined processes lower operational costs. •Scalability SSO supports integration with multiple applications, simplifying onboarding and management. Cc: Audrey Maina #centralizedsystems #sso #singlesignonsystem #techkenya #tech

Team work is essential for achieving collective success as it combines diverse skills, ideas and perspectives to solve problems and accomplish collective goals. As a tech company, we celebrate the collaboration between our departments, which has been instrumental in driving the growth we are experiencing today. This in turn reflects the strength of our shared vision and dedication to achieving excellence. Teamwork enables individuals to pull their unique capabilities together and achieve goals that would be difficult alone. #tech #techkenya #teamwork #teamcollaboration

Artificial Intelligence (AI) is redefining how financial services are delivered. From hyper-personalized banking experiences to AI-driven fraud detection, fintechs are leveraging AI to enhance user engagement and improve operational efficiency. In 2025, AI-driven chatbots, virtual assistants, and predictive analytics will play a critical role in shaping customer interactions. AI trends not only improve personalization but also enhances security by detecting fraudulent activities in real time. We should expect immense growth in Tech this year! #ai #aikenya #chatbots #defi #Fintech