Kara Northcott Financial Consultant

🚨 Are You Spending More Than You Earn? 💸 Did you know that over half of New Zealanders are either earning or spending more than they actually earn? That's a scary statistic! 😰 But here's the thing—I want to help change that. Together, we can work towards better financial habits and secure a brighter future. Let's turn those numbers around! 💪 #FinancialAwareness #SpendSmart #NZFinance #MoneyMatters #BudgetingTips #FinancialFreedom #KaraFinancialConsultant

Safe Banking from Overseas 🌏💻 Got a question about opening a savings account in NZ while living overseas? You're not alone! One of my followers recently asked if they could open a savings account with their New Zealand company while abroad. The good news? In most cases, yes, you can! 🎉 Here's a tip: Always use Bank Mail for secure communication with your bank. It's the safest way to ensure your sensitive information doesn't fall into the wrong hands. 💼🔒 Remember, don't click on any suspicious links—log in directly through your bank's website. #SafeBanking #FinancialTips #OverseasBanking #SecureCommunication #KaraFinancialConsultant

Hi everyone, welcome to Share and Review! Today, we’re diving deep into Vital Healthcare Property Trust. 🚑💼 We'll explore how this share has performed over the last five years and analyze its moving averages to identify potential trends. 📊 Is it on a downward trajectory, or could there be signs of a recovery? We’ll also look into its quarterly dividend payouts and compare it against the NZX 50 index to see how it stacks up. 🏦 Remember, this video is for educational purposes only and not intended as personal financial advice. Always consult your financial advisor before making any investment decisions. If you have a share you'd like me to review, drop it in the comments! And don't forget to try my 30-day free share signal trading service—I'd love to have you on board! Timestamps: 00:00 - Introduction & Disclaimer 00:30 - Vital Healthcare Property Trust Overview 01:15 - Analyzing Moving Averages 03:00 - Dividend Payouts: A Closer Look 04:20 - Comparison with NZX 50 Index 06:00 - Final Thoughts & Conclusion #VitalHealthcareProperties #NZStocks #DividendInvesting #StockAnalysis #InvestingInNZ #FinancialEducation #MovingAverages #ShareMarket #StockTrends #PropertyTrusts

Welcome to this week's review of the NZSX 50! 📊 Today, we’re analyzing the latest market trends and the impact of the recent OCR reduction on share performance. 🏦 Learn how buying pressure is affecting the market and why certain stocks are driving growth while others lag behind. We’ll also dive into the 15 and 30-week moving averages to see where the market might be headed. Remember, this video is for educational purposes only and not personal financial advice. If you’re finding value in these videos, I’d appreciate a thumbs up 👍 and your comments below! Don’t forget to subscribe for more market insights and share this video with anyone interested in the NZSX 50. See you on Thursday for an in-depth look at Vital Healthcare Properties! Timestamps: 00:00 - Introduction & Disclaimer 00:45 - Overview of NZSX 50 Performance 02:00 - Impact of OCR Reduction on the Market 03:30 - Analysis of Moving Averages 05:20 - Key Performers: Banking & Utilities 07:00 - Conclusion & What's Next #NZSX50 #StockMarketAnalysis #OCRImpact #InvestingInNZ #FinancialEducation #MovingAverages #NZStocks #MarketTrends #NZShares #BankingSector #KaraFinancialConsultant

📚 Understanding Financial Literacy: The Key to Freedom! 💡 In today's video, let's dive into why financial literacy matters. 💵 It's about mastering the basics—saving, investing, and managing your money wisely. The secret? Spend less than you earn and find those sneaky little spending leaks! ☕💻 Whether it’s daily coffees or forgotten subscriptions, those small expenses add up fast. I’m here to help you identify them and get you back on track to financial freedom. Let's take control of your finances together! 💪 #FinancialLiteracy #MoneyManagement #SavingsTips #InvestSmart #FinancialFreedom #Budgeting101 #KaraFinancialConsultant

💡 Today's Financial Tip: The 3rd Rule! 💡 Ever wondered what the first thing you should do with every paycheck is? 🤔 Should you pay down debt, save, or invest? Here’s a simple rule of thumb: The 3rd Rule! 💸 ➡️ 1/3: Pay down debt 💳 ➡️ 1/3: Save or invest 📈 ➡️ 1/3: Spend on yourself 🛍️ Everyone’s situation is different, but this approach can help you manage your money wisely without feeling too restricted. Remember, budgeting shouldn’t feel like a diet—give yourself some flexibility so you can stick to your plan! 🔍 Take a look at your monthly expenses and see how you can apply the 3rd Rule to your finances. Need help? I’m here to guide you! 👋 #FinancialFreedom #BudgetingTips #MoneyManagement #DebtFreeJourney #InvestWisely #SaveSmart #KaraFinancialConsultant

Did you know that over half of New Zealanders spend more than they actually earn? 😱 To me, that's a scary statistic, and I really want to change that. It's time to take control of our finances and make smarter choices. 💡💪 Let's work together to ensure we're living within our means and building a secure financial future. 🌟💵 #FinancialFreedom #MoneyManagement #SaveSmart #NewZealand #FinanceTips #SpendWisely #FinancialEducation #KaraFinancialConsultant

Tips for First-Time Gold Investors 🏅✨ Thinking of adding gold to your portfolio? Here are some tips to get you started: Understand the Market: Know why investors turn to gold during uncertain times. 📊 Choose Your Method: Decide between physical bullion or investment providers like CFDs. 🏦 Research Thoroughly: Be aware of the risks and ensure you're well-informed. 📚 Gold can be a solid choice in volatile markets, but knowledge is key! 🔑 #GoldInvesting #NewInvestors #InvestmentTips #MarketKnowledge #SafeHaven #FinancialEducation #Gold101 #KaraFinancialConsultant

🔍 Dive into Spark's Share Review This Thursday! 💡 Join me this Thursday as we review New Zealand's largest telecommunications provider, Spark! 📊 This educational video isn't financial advice but offers valuable insights into share evaluation methodologies. Learn about key indicators, moving averages, dividends, and how Spark stacks up against the NZSX 50 index. Discover potential investment opportunities and market trends. Subscribe for trading signals and portfolio updates. Stay informed and make smarter decisions in the market! 📈 #SparkNZ #ShareReview #InvestmentInsights #NZSX50 #MarketTrends #FinancialEducation #SubscribeNow #TradingSignals #KaraFinancialConsultant

Pros and Cons of Adding Gold to Your Portfolio 💰⚖️ 💡 Curious about investing in gold? Here’s what you need to know: ✅ Pros: Safe haven during market uncertainty 🛡️ Historically stable and valuable 📈 ❌ Cons: Storage and security for physical bullion can be a hassle 🏦 Risks involved with CFDs and other investment vehicles ⚠️ Gold can be a wise addition to your portfolio, but always research thoroughly and know the risks! 📚 #GoldInvestment #ProsAndCons #InvestSmart #FinancialTips #MarketVolatility #SafeInvestments #KaraFinancialConsultant