The Mortgage Lab

Living in Christchurch? Wanting to buy your first home in the future? You can't miss THIS! Come along and learn all the tips & tricks to make your home ownership journey a successful one! 🏡 Register here for FREE to join the event: https://lnkd.in/gci6keXs

A huge shoutout to our very own Johnny Ang for being named by NZ Adviser as one of the Top Advisers of 2024! 🌟 Johnny has been a recipient of the Top New Zealand Adviser award for 3 consecutive years now. A true testament to his dedication and commitment as a Mortgage Adviser. Congratulations for a well-deserved award, Johnny! 🎉 To book a catch-up with Johnny, click here: https://lnkd.in/dakjmGzY

We love a good calculator. With our mortgage calculator, you can calculate how much you can borrow on a mortgage in only 5 easy steps. Test it out yourself here: https://lnkd.in/g8exMnZf #MortgageLab #MortgageBroker #MortgageAdviser #MortgageTerms #MortgageTips #AucklandRealEstate #WellingtonRealEstate #ChristchurchRealEstate

Hearing about clients' great experiences with our Mortgage Lab advisers never gets old! Check out this awesome review that Lynne D. recently received 😊 #MortgageLab #MortgageAdviser #MortgageBroker #HappyClient #testimonial #FirstHome #FirstHomeOwner

We love this review that Michael recently received! #MortgageLab #MortgageAdviser #MortgageBroker #HappyClient #testimonial #FirstHome #FirstHomeOwner

Buying your first house is quite a straightforward process; you get pre-approval, and you buy a house. When it comes time to sell your home and buy a new one, the journey is more of a pick-a-path. It’s like a Goosebumps book, except at the end you have a new house rather than a paperback you’re probably not going to read again. In this article, we take you through the process. Read on… if you dare… #MortgageLab #MortgageBroker #MortgageAdviser #MortgageTerms #MortgageTips #AucklandRealEstate #WellingtonRealEstate #ChristchurchRealEstate

We love this review for Laura Cates! #MortgageLab #MortgageAdviser #MortgageBroker #HappyClient #testimonial #FirstHome #FirstHomeOwner

We love hearing about clients' great experiences with our Mortgage Lab advisers! Check out this review that Laura Cates received 😊 #MortgageLab #MortgageAdviser #MortgageBroker #HappyClient #testimonial #FirstHome #FirstHomeOwner

We have all heard horror stories of people buying a home without a builder's report only to find out there's a leak in the roof or a dodgy foundation. A builder's report doesn't just put your mind at ease; it's often a condition of lending, especially for older homes. Our mortgage advisers help you understand the due diligence needed as part of the mortgage process. Talk to one of our team at https://lnkd.in/gJjATXc #MortgageLab #MortgageBroker #MortgageAdviser #MortgageTerms #MortgageTips #AucklandRealEstate #WellingtonRealEstate #ChristchurchRealEstate

Understanding your expenses is a key part of preparing for a mortgage. If you review your bank statements and think, "I spent THAT MUCH on porcelain shepherdess figurines?!" You're not alone. Well, you are with the figurines, but many people underestimate how much they spend on their favourite luxuries. Don't panic if you've been throwing all your cash at home decor salespeople; the Responsible Lending Code allows for discretionary spending and a change of habits once people get a mortgage. Talk to your mortgage adviser about the substance of your bank statements and whether they may affect your mortgage approval. And be prepared to cut back on the porcelain. #MortgageLab #MortgageBroker #MortgageAdviser #MortgageTerms #MortgageTips #AucklandRealEstate #WellingtonRealEstate #ChristchurchRealEstate