Quais são os principais desafios e riscos do comércio eletrônico para proteção de dados e cibersegurança?

Enabling multi-factor authentication is a great way to reduce identity theft. Multi-factor authentication is based on something you are, something you know, and something you have. Something you are comprise of retina, biometrics, fingerprint, etc. Something you know is your PIN or password. Something you have examples are ID badges and one-time passcodes. Least privileges can reduce data breaches. Least privileges is the concept of giving workers only the permissions that they need to do their specific job and nothing more. Also you should have quarterly access reviews to determine if these workers still need the privileges. If they do not then an administrator would remove these privileges.

Phishing attacks: Phishing emails and messages designed to trick users into revealing sensitive information. Malware and ransomware: Malicious software that can steal data, encrypt systems, or disrupt operations. Social engineering: Manipulating individuals to divulge confidential information or perform actions that compromise security.   Third-party vulnerabilities: Weaknesses in third-party software or services that can be exploited by attackers.

E-commerce must have at minimum an SSL certificate for encrypted Internet traffic to protect buyers. You do not want to lose sales due to an evil twin attack. An evil twin attack (aka man in the middle) is someone is sits in between your site and the customer impersonating either the company or the customer. The evil twin’s job is to intercept money or items. This cyberattack can costs businesses money and reputation. Websites with SSL certificate is also great customer service because a buyer would feel safe buying from you.

Distributed Denial of Service (DDoS) attacks: Overwhelming a website or network with traffic to render it inaccessible. SQL injection attacks: Exploiting vulnerabilities in web applications to execute unauthorized commands. Cross-Site Scripting (XSS) attacks: Injecting malicious code into a website to steal data or compromise user sessions. Supply chain attacks: Targeting third-party vendors or suppliers to gain access to an organization's systems.

Compliance with data privacy laws: Adhering to regulations like GDPR, CCPA, and HIPAA, which impose strict requirements for data collection, storage, and processing. Data retention and disposal: Ensuring that data is retained for appropriate periods and disposed of securely to prevent unauthorized access. Data breach notification requirements: Complying with laws that mandate notifying affected individuals and authorities in case of a data breach. International data transfer restrictions: Navigating complex regulations governing the transfer of data across borders.

Data sovereignty requirements: Complying with laws that mandate data storage within specific jurisdictions. Increased operational complexity: Managing data across multiple locations and complying with varying regulations. Data silos: Difficulty in integrating and analyzing data from different sources and regions. Higher costs: Increased expenses associated with data storage, infrastructure, and compliance efforts.