Kevin N. Pinnock respondeu: While countercyclical investments and portfolio diversification offer potential safeguards, they also introduce complexities and risks that may outweigh the benefits. Hedging strategies, such as taking long positions in alternative commodities, require sophisticated market knowledge and can lead to significant losses if predictions are incorrect. Additionally, allocating 40% of a portfolio to non-core assets might dilute focus on the primary business, potentially reducing returns from core operations. The costs associated with managing a diversified portfolio, including transaction fees and increased administrative efforts, can further strain financial resources, especially for smaller enterprises with limited capital.