Start Ventures

Next week, João Freire de Andrade, our Executive Director, will be sharing his insights at the upcoming 𝐏𝐫𝐨𝐭𝐞𝐜𝐡𝐭𝐢𝐧𝐠 𝐓𝐚𝐥𝐤𝐬 webinar! João will dive into 𝐡𝐨𝐰 𝐝𝐢𝐠𝐢𝐭𝐚𝐥 𝐭𝐞𝐜𝐡𝐧𝐨𝐥𝐨𝐠𝐲 𝐢𝐬 𝐫𝐞𝐬𝐡𝐚𝐩𝐢𝐧𝐠 𝐤𝐞𝐲 𝐚𝐫𝐞𝐚𝐬 𝐨𝐟 𝐭𝐡𝐞 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐢𝐧𝐝𝐮𝐬𝐭𝐫𝐲. This is an incredible opportunity for those interested in Insurtech and innovation 🚀 📅 𝐖𝐡𝐞𝐧: October 30, 17h30 🔗 𝐖𝐡𝐞𝐫𝐞: Join us live on Zoom. Whether you're in the startup ecosystem or simply passionate about the future of insurance, João's experience and perspective as an investor will provide valuable takeaways Don't miss this chance! 👉 𝐑𝐞𝐠𝐢𝐬𝐭𝐞𝐫 𝐡𝐞𝐫𝐞: https://lnkd.in/dYC_fJfX Miguel Abecasis Gonçalo Consiglieri Ana Paula Reis

🚀 We’re Hiring! Looking for a role where you can dive into 𝐟𝐮𝐧𝐝 𝐨𝐩𝐞𝐫𝐚𝐭𝐢𝐨𝐧𝐬 𝐚𝐧𝐝 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐫𝐞𝐩𝐨𝐫𝐭𝐢𝐧𝐠? Join us as our 𝐅𝐢𝐧𝐚𝐧𝐜𝐞 & 𝐎𝐩𝐞𝐫𝐚𝐭𝐢𝐨𝐧𝐬 𝐀𝐧𝐚𝐥𝐲𝐬𝐭 and help us drive efficiency in our global Venture Capital team In this role, you’ll take ownership of 𝐦𝐚𝐧𝐚𝐠𝐢𝐧𝐠 𝐩𝐫𝐨𝐜𝐞𝐬𝐬𝐞𝐬, 𝐜𝐨𝐨𝐫𝐝𝐢𝐧𝐚𝐭𝐢𝐧𝐠 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐫𝐞𝐩𝐨𝐫𝐭𝐬, 𝐚𝐧𝐝 𝐞𝐧𝐬𝐮𝐫𝐢𝐧𝐠 𝐜𝐨𝐦𝐩𝐥𝐢𝐚𝐧𝐜𝐞. It’s the perfect fit for someone who loves structure and thrives on keeping everything running seamlessly! If you have 1-2 𝐲𝐞𝐚𝐫𝐬 𝐨𝐟 𝐟𝐢𝐧𝐚𝐧𝐜𝐞 𝐨𝐫 𝐨𝐩𝐞𝐫𝐚𝐭𝐢𝐨𝐧𝐬 𝐞𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, and are fluent in 𝐄𝐧𝐠𝐥𝐢𝐬𝐡 𝐚𝐧𝐝 𝐏𝐨𝐫𝐭𝐮𝐠𝐮𝐞𝐬𝐞, we want to hear from you 📩 Ready to grow with us? Apply here: https://lnkd.in/d2FzrjfA

🌍 WealthKernel's Next Big Move: Expanding into Europe 🇪🇺 We are excited to celebrate a major milestone with our portfolio company WealthKernel has secured a 𝐒𝐩𝐚𝐧𝐢𝐬𝐡 𝐬𝐞𝐜𝐮𝐫𝐢𝐭𝐢𝐞𝐬 𝐥𝐢𝐜𝐞𝐧𝐬𝐞! This marks their entry into the European market! 𝐖𝐡𝐲 𝐝𝐨𝐞𝐬 𝐭𝐡𝐢𝐬 𝐦𝐚𝐭𝐭𝐞𝐫? WealthKernel now provides fintech companies across Europe with an API-first investment infrastructure. This lets them easily offer euro-based trading, custody solutions, and fractional investments in ETFs and equities This means faster setup, reduced costs, and a trusted solution already proven in the UK market 🚀 Congratulations to the entire WealthKernel team on this incredible achievement! Karan S. Brian Schwieger Matt Collis CJ Barton Chris Wright Anthony Wells Mariano A.

🚀 How Zego is Doubling Output with AI — Without Hiring a Single Person 🚀 Zego, one of our portfolio companies, is leveraging Generative AI to scale output like never before Zego’s CEO, Sten Saar, just set an ambitious goal: double the company's output over the next two years—𝐰𝐢𝐭𝐡𝐨𝐮𝐭 𝐢𝐧𝐜𝐫𝐞𝐚𝐬𝐢𝐧𝐠 𝐡𝐞𝐚𝐝𝐜𝐨𝐮𝐧𝐭 Here’s how they’re doing it: 1️⃣ Every employee is equipped with AI tools like 𝐂𝐡𝐚𝐭𝐆𝐏𝐓 to streamline their day-to-day tasks 2️⃣ 𝐄𝐧𝐠𝐢𝐧𝐞𝐞𝐫𝐬 use Microsoft’s Copilot to write and check code more efficiently 3️⃣ Customer service agents are adopting AI to drastically reduce response times by enabling 𝐬𝐞𝐥𝐟-𝐬𝐞𝐫𝐯𝐞 𝐢𝐧𝐭𝐞𝐫𝐚𝐜𝐭𝐢𝐨𝐧𝐬 4️⃣ In 𝐜𝐥𝐚𝐢𝐦𝐬 𝐚𝐧𝐝 𝐟𝐫𝐚𝐮𝐝, AI is already transforming document processing and fraud detection, making decisions faster and smarter Sten himself is already seeing the benefits, noting he’s become 15-20% 𝐦𝐨𝐫𝐞 𝐩𝐫𝐨𝐝𝐮𝐜𝐭𝐢𝐯𝐞 through daily AI use It’s not just about using AI—it’s about 𝐭𝐚𝐫𝐠𝐞𝐭𝐢𝐧𝐠 𝐭𝐡𝐞 𝐫𝐢𝐠𝐡𝐭 𝐮𝐬𝐞 𝐜𝐚𝐬𝐞𝐬. Zego’s approach to AI is solving real problems, not just riding the trend 🌟 P.S. The full interview with Sten Saar will be published exclusively in the Insurance Post on October 1st. Don’t miss it!

🌟𝐡𝐀𝐏𝐈 𝐡𝐚𝐬 𝐚 𝐛𝐫𝐚𝐧𝐝-𝐧𝐞𝐰 𝐥𝐨𝐨𝐤! 🌟 We’re proud to be investors in hAPI. Their new look perfectly reflects their commitment to simplifying financial processes for businesses 𝐖𝐡𝐚𝐭 𝐝𝐨𝐞𝐬 𝐡𝐀𝐏𝐈 𝐝𝐨? By leveraging a seamless API, hAPI pulls real-time, verified data from official sources like the Autoridade Tributária and Segurança Social. This means faster, more accurate financial information with less manual work 🔎 Check out their website here: www.hapi.pt

🎉 Congratulations to Claims Carbon for being nominated for the Nordic Fintech Awards! 🏆👏 Espen, Markko, and Niklas are leading the charge in transforming the insurance industry by helping top insurers take control of their #CSRD Scope 3 emissions. Their work is a game-changer for sustainable insurance operations 🌍 We're proud to support the net-zero transformation in the #insurance industry! 🚀

🚀 𝐇𝐨𝐰 𝐀𝐈 𝐢𝐬 𝐑𝐞𝐬𝐡𝐚𝐩𝐢𝐧𝐠 𝐭𝐡𝐞 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐈𝐧𝐝𝐮𝐬𝐭𝐫𝐲 🚀   (The future of insurance is here, and it's powered by AI.)   As premiums rise and consumer expectations shift, the insurance industry faces new challenges. But with challenge comes opportunity.   AI agents are transforming the way insurers operate—𝐡𝐲𝐩𝐞𝐫-𝐩𝐞𝐫𝐬𝐨𝐧𝐚𝐥𝐢𝐳𝐚𝐭𝐢𝐨𝐧, 𝐨𝐩𝐭𝐢𝐦𝐢𝐳𝐞𝐝 𝐮𝐧𝐝𝐞𝐫𝐰𝐫𝐢𝐭𝐢𝐧𝐠, 𝐚𝐧𝐝 𝐞𝐟𝐟𝐢𝐜𝐢𝐞𝐧𝐭 𝐜𝐥𝐚𝐢𝐦𝐬 𝐦𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭 to the forefront.   Here’s what you need to know: 𝐑𝐞𝐯𝐞𝐧𝐮𝐞 & 𝐄𝐟𝐟𝐢𝐜𝐢𝐞𝐧𝐜𝐲: AI is projected to add $1.1T in value, with 85% of CEOs expecting a strong ROI within 5 years.   𝐂𝐮𝐬𝐭𝐨𝐦𝐞𝐫-𝐂𝐞𝐧𝐭𝐫𝐢𝐜 𝐀𝐩𝐩𝐫𝐨𝐚𝐜𝐡: From personalized policy recommendations to 24/7 digital support, AI is meeting the modern consumer's demand for convenience.   𝐏𝐫𝐨𝐚𝐜𝐭𝐢𝐯𝐞 𝐑𝐢𝐬𝐤 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭: With AI, insurers can predict and prevent risks, moving beyond traditional reactive models. 💡 𝐄𝐱𝐩𝐥𝐨𝐫𝐞 𝐨𝐮𝐫 𝐜𝐚𝐫𝐨𝐮𝐬𝐞𝐥 𝐛𝐞𝐥𝐨𝐰 𝐭𝐨 𝐬𝐞𝐞 𝐡𝐨𝐰 𝐀𝐈 𝐢𝐬 𝐫𝐞𝐯𝐨𝐥𝐮𝐭𝐢𝐨𝐧𝐢𝐳𝐢𝐧𝐠 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞   How is your company leveraging AI? Let’s discuss in the comments!   🔁 𝐑𝐞𝐩𝐨𝐬𝐭 𝐭𝐡𝐢𝐬 to help your network stay ahead of industry trends!

🚨 𝐇𝐨𝐰 𝐜𝐚𝐧 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬𝐞𝐬 𝐛𝐞 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐞𝐝 𝐟𝐫𝐨𝐦 𝐞𝐯𝐨𝐥𝐯𝐢𝐧𝐠 𝐟𝐫𝐚𝐮𝐝 𝐭𝐚𝐜𝐭𝐢𝐜𝐬? 🚨   Fraud is getting smarter, but so are the solutions designed to combat it.   💡 𝐒𝐰𝐢𝐩𝐞 𝐭𝐡𝐫𝐨𝐮𝐠𝐡 the slides below see how these innovations are protecting businesses: 𝐏𝐫𝐞𝐯𝐞𝐧𝐭𝐢𝐨𝐧 & 𝐄𝐝𝐮𝐜𝐚𝐭𝐢𝐨𝐧: Tools like eKYC/eKYB and multi-factor authentication that are redefining security. 𝐀𝐝𝐯𝐚𝐧𝐜𝐞𝐝 𝐃𝐞𝐭𝐞𝐜𝐭𝐢𝐨𝐧: Predictive AI and document authentication are your new allies in spotting and responding to fraud. 𝐀𝐈 & 𝐌𝐚𝐜𝐡𝐢𝐧𝐞 𝐋𝐞𝐚𝐫𝐧𝐢𝐧𝐠: From analyzing behavioral patterns to detecting deepfakes, these technologies are essential in the modern fight against fraud.   🔁 𝐑𝐞𝐩𝐨𝐬𝐭 𝐭𝐡𝐢𝐬 to help others in your network stay protected

🔍 𝐀𝐈 𝐀𝐠𝐞𝐧𝐭𝐬: 𝐓𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐢𝐧𝐠 𝐭𝐡𝐞 𝐅𝐮𝐭𝐮𝐫𝐞 𝐨𝐟 𝐁𝐚𝐧𝐤𝐢𝐧𝐠  💡 AI agents are revolutionizing the banking industry, driving hyper-personalization and efficiency like never before. We are particularly excited to see the impact in these areas: 🤝 𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥𝐢𝐳𝐞𝐝 𝐁𝐚𝐧𝐤𝐢𝐧𝐠 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞𝐬: AI creates one-on-one client experiences that enhance satisfaction and boost revenues. 📊 𝐄𝐟𝐟𝐢𝐜𝐢𝐞𝐧𝐭 𝐂𝐥𝐢𝐞𝐧𝐭 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭: Harnessing data analytics for better, faster customer responses. 🚀 𝐎𝐩𝐞𝐫𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐏𝐫𝐨𝐝𝐮𝐜𝐭𝐢𝐯𝐢𝐭𝐲: AI enhances productivity by up to 30%, allowing banks to operate smarter. 🔍 𝐑𝐞𝐠𝐮𝐥𝐚𝐭𝐨𝐫𝐲 𝐂𝐨𝐦𝐩𝐥𝐢𝐚𝐧𝐜𝐞: Staying ahead of ever-evolving regulations with cutting-edge risk management solutions. 💡 𝐖𝐡𝐲 𝐢𝐭 𝐌𝐚𝐭𝐭𝐞𝐫𝐬: In an era where customer experience is king, AI agents enable banks to offer tailored services that meet individual needs, setting new standards for client interaction.   🔔 𝐉𝐨𝐢𝐧 𝐭𝐡𝐞 𝐂𝐨𝐧𝐯𝐞𝐫𝐬𝐚𝐭𝐢𝐨𝐧: How do you see AI agents shaping the future of banking? Share your thoughts in the comments!

🔍 𝐖𝐡𝐲 𝐀𝐈-𝐄𝐧𝐚𝐛𝐥𝐞𝐝 𝐒𝐞𝐫𝐯𝐢𝐜𝐞𝐬 𝐚𝐫𝐞 𝐭𝐡𝐞 𝐅𝐮𝐭𝐮𝐫𝐞 𝐨𝐟 𝐕𝐂 At Start Ventures, we believe AI-enabled services are the next big thing in tech. This shift opens immense potential for improving business efficiency and scalability 🚀 Want to know why? Read the full article here: https://lnkd.in/dFPRpuEG Share your thoughts below! 💬 Check out the companies we mentioned 👇 Rodrigo B. - Condoroo Pavel G. - ClaimSorted Waseem Daher - Pilot.com