If Insurance

𝗤𝘂𝗮𝗿𝘁𝗲𝗿𝗹𝘆 𝗿𝗲𝘀𝘂𝗹𝘁 📊 Today, If P&C Insurance presented solid financial results for the fourth quarter of 2024 and full year. 2024 was a year of continued growth, with 6.5% growth for our largest business area Private, supported by high growth in personal risk insurance (11%) and property insurance (6%) in 2024, while new car sales remained weak. Customer retention in Private was still high at 89%. Business areas Commercial and Industrial reported growth of 5.6% and 9.5% respectively. Our Baltic operations grew by 4.8% in during 2024. In 2024, If handled a total of over 2 million claims, with daily claims payouts of SEK 115 million. Property and motor claims volumes remained relatively flat compared to last year, whilst the number of personal insurance claims increased. The year was also characterized by several large-scale claims. 💬 “In 2024 If continued to help our customers a lot. The year started off with a particularly tough winter with more weather-related damages than usual. Thankfully we are well positioned to manage and mitigate changing risk factors for our 3,9 million customers across the Nordics and Baltics", says Morten Thorsrud, CEO.  

What does an Underwriter actually do? 🤔   Great question! As an underwriter, you're a problem solver and risk assessor all in one. You make sure our customers get the right insurance for their business, and ensure the price is fair for both them and us 💰   You manage your own client portfolio, responsible for both growth and profitability. And yes, you’ll have the freedom to plan your own work 🚀 But it gets even better! If you’re passionate about product development, analysis, and risk management, you can really dive deep and become an expert in your specific area.   So, if you have a background in engineering, law, or economics—and enjoy driving business while helping others understand and avoid risks—then a role as an Underwriter might be perfect for you! 😎   Want to learn more? Listen to what Allan Ehrenström Germer has to say about the role as an underwriter trainee 🎉   #insureyourgrowth #underwriter #riskassessment #career #lifeatif

𝗪𝗵𝘆 𝗽𝗿𝗲𝗽𝗮𝗿𝗮𝘁𝗶𝗼𝗻 𝗯𝗲𝗮𝘁𝘀 𝗿𝗲𝗮𝗰𝘁𝗶𝗼𝗻 𝗲𝘃𝗲𝗿𝘆 𝘁𝗶𝗺𝗲. 👩🏻💻 In the current digital landscape, it’s not a matter of "if" your organisation will face a cyber threat — it’s "when". Take a proactive approach to cybersecurity by adopting an “assume breach” mindset, as suggested by our Head of IT Security, Mika Rintamäki. To learn more about how adopting this mindset can safeguard your business, click below. #CyberAttack #CyberSecurity #CyberIncident #DataBreach

💙Apply for our Nordic Trainee Program today! 💙   We are looking for curious and motivated graduates to join our Nordic Trainee Program 2025!   This one-year program is packed with hands-on experience, collaboration with skilled colleagues, and opportunities to work on exciting projects that truly matter🌟   Choose between two specializations: Analyst & Actuary or Underwriting, and get ready to dive into a mix of practical work and inspiring seminars across the Nordics. After the program? You will step straight into a permanent role with us.   🎓 Master’s graduate (or soon-to-be) in engineering, mathematics, law, or economics? This might be your perfect next step. 🗓️ Apply before February 23rd 📍 Oslo, Stockholm, Turku, Helsinki, Copenhagen - with some travel around the Nordics.   Want to hear from someone who’s been through the program? Check out the video below and get inspired by one of our current trainees Amanda Engman! 👇 #traineeprogram #graduateprogram #insureyourgrowth #workatif 

💡 THINK OUTSIDE THE BOX 💡   Our Claims Twitter squad recently faced the challenge of delivering key improvements for the upcoming development season — with limited resources. So, what did we do? We tried something new: borrowing a developer from another squad for one supersprint! 🚀   🛠️ Through open communication, careful planning, and thorough onboarding, the experiment turned into a huge success. Nearly all planned improvements were delivered, ensuring the smooth performance of a system our claims advisors and customers rely on every day.   “What I would recommend to everyone is to think beyond your team and focus on the bigger picture. Have the courage to face challenges and involve others — these challenges often impact more than just your team. Use the available support," says Thiago Bigelow-Da Silva   Collaborating across teams turned out to be a game-changer for us! 💙 #collaboration #workatIf #techcommunity #developer  

☀️ Goodbye winter and hello summer vibes! ☀️   As we leave the holidays and snowy days behind (almost), it's time to start thinking about the summer ahead! And what better way to prepare than by securing an exciting summer job with us?😎   We are now looking for driven individuals to join our team as Claims Advisors and Insurance Advisors in Sweden, Norway and Finland. Whether you're supporting customers during life’s unexpected moments or helping them secure the future of their dreams, you will make a difference every single day.   What we offer: 💙 A chance to support customers when they need it the most 💙 Stimulating tasks and collaboration with industry experts and fun colleagues 💙 Valuable experience for your future career 💙 Build a unique network   Who we are looking for: ✅ Completed high school education ✅ Strong communication and teamwork skills ✅ Experience from relevant jobs, projects, or volunteer work is a plus   Our job ads are now open in Sweden, Norway, and Finland!   👉 Ready to make your summer unforgettable? Apply today and start your journey with us!   #SummerJobs2025 #Kesätyöntekijöitä #Sommarjobb #Sommerjobb #insureyourgrowth

MERRY CHRISTMAS AND HAPPY NEW YEAR! ✨🎄   This December, we’ve celebrated the season in true Nordic spirit across all our offices. From Lucia celebrations with lussebullar and glögg, to Christmas breakfasts, Secret Santa, gingerbread house competitions, and wrapping gifts together at the office—it’s been a month full of warmth and togetherness🏠🔨🧡   Thank you for a wonderful year, and here’s to an exciting 2025! 🎅✨   Take care and enjoy the holidays! 💙   #lifeatif #workingatIf

🌟We’re proud to announce that If has been named a finalist in TDI’s Insurer Transformation Awards 2024! 🌟 These awards, part of The World’s Digital Insurance Awards 2024, celebrate the most innovative and transformative insurers globally. The Digital Insurer Transformation Award recognizes companies that are driving digital transformation – not just for their own organization but to inspire and benefit the entire industry. 📣 "Being named a finalist is a testament to If’s continued market growth and efficiency improvements. As the largest P&C insurance company in the Nordics, we leverage our scale across countries and business areas. Our operations are built around well-integrated centralized capabilities in digital excellence, and we’re well on track to achieve the next steps in our digital transformation journey," says Tiina Voipio, Head of Digital Sales & Customer Experience. 🏆 The winner will be selected via live voting during the awards ceremony on December 5th. If you’d like to participate, don’t forget to sign up in advance! 🔗 Learn more about the awards and participate in the live voting here: https://lnkd.in/gDV5xV47 We look forward to an exciting final! 🙌 #DigitalTransformation #Innovation #Insurance #TDI2024 #TeamIf #workingatif 

🎬Just nu pågår ett spännande projekt hemma hos familjen Cederberg. De testar Klimatvarnaren – som ger hyperlokala prognoser och skadeförebyggande råd vid extremväder.    📢 Det här är ett av flera initiativ vi på If driver för ökat fokus på klimatanpassning och skärpt beredskap mot klimatrisker.    🚨Vilken varningssignal kommer att krävas i framtiden för att klimatriskerna ska tas på allvar? Testet pågår nu under tre månader. 🔗 Läs mer om initiativet: if.se/klimatvarnaren #extremväder #klimatanpassning #skadeförebyggande #klimatvarnaren

💬 What can we learn from one another?  💬 How can we help each other grow—both in our careers and as individuals?  💬 What are the keys to success at If? These were some of the questions we explored recently during a panel discussion themed “Sharing is Caring.” Three of our If colleagues shared their perspectives on careers, innovation, personal development, and the unique If culture.  The panel featured Anette Ivri Nordin, Ebba Barchaeus (fd Rundquist), and Sofia Magnusson — all nominees for the If Awards, our recognition for exceptional employees. The discussion was expertly moderated by Jessica Balksjö Nannini.  Here are some of the key takeaways from the session:  🪂 Step out of your comfort zone! Embrace both big and small challenges to expand your horizons and grow. Things rarely go completely wrong—perhaps just differently than expected.  💌 Offer genuine and specific feedback. Acknowledge those around you who go above and beyond; let them know their efforts are seen and appreciated.  👋 Build your network and stay curious. Say hello, explore new opportunities, ask about others’ projects, and don’t hesitate to invite someone for coffee or lunch to connect on a deeper level.  🎉 Celebrate successes—big and small. Whether it’s a quick “micro-celebration” for meeting a deadline or a larger team event, take time to recognize achievements.  💡 Encourage innovation through diverse perspectives. Create a safe space where everyone feels comfortable sharing their ideas and challenge those ideas to make them even better.  A big thank you to the panel for sharing your insights, stories, and inspiration!  #workingatif #lifeatif #ifawards #insureyourgrowth