SEB Embedded

Last week, SEB Embedded's Gustaf Svenhed participated in a panel discussion focused on artificial intelligence and its expanding role in the legal profession. Gustaf shared his valuable insights and expertise on the practical applications on AI in legal contexts. Way to go Gustaf! 🚀

Last week SEB Embedded attended the Women in Tech conference in Stockholm. We’re still thrilled by the many insights we got - everything from notable advancements to ongoing challenges in the industry. We observed a shift with an encouraging trend of more women engaging in technical roles and utilising tech-related skills, signalling a positive shift in career opportunities for women in technology! #womenintech #sebembedded #embeddedfinance

The digital revolution is reshaping the banking landscape with new innovative solutions integrating finance into everyday life. Join us at Åre Business Forum, where Christoffer Malmer together with Sandra Wessinghage guides us through the evolving world of embedded finance and Banking as a Service!  #embeddedfinance #bankingasaservice #arebiz

We are delighted to share the news about our strategic partnership with Roland Berger! 🥳 Swipe left in the carousel below to hear what Pontus Mannberg, partner at Roland Berger, has to say about our collaboration! 💫
 #sebembedded #embeddedfinance #bankingasaservice

Exciting news! 💫 We’re thrilled to let you know that we’ve partnered up with App Shack / NoA on our journey to bring banking to where it’s needed. Slide to the left in the carousel to hear what Joseph Dickenson, CEO at App Shack, has to say about our partnership. #sebembedded #embeddedfinance #bankingasaservice

We are proud to announce our strategic partnership with Deloitte! 🚀 Swipe left to hear what Victor Kotnik, partner at Deloitte, has to say about our collaboration! 🌟

 #sebembedded #embeddedfinance #bankingasaservice

We have launched a product page featuring our very first video 🚀 Check it out below to learn more about what we do at SEB Embedded and what Embedded Finance is! https://lnkd.in/dt9FdkPr #embeddedfinance #bankingasaservice

Stockholm Fintech week is around the corner! 🗓️ Feb 12-16 📍Sergel Hub, Stockholm This is a great opportunity to explore the impact embedded finance can have on your business! Christoffer Malmer will be joining a panel on Feb 14: “How embedded payments are changing the game and earning customers trust even in invisible transactions”, together with Venla Pouru at Enfuce and Peter Lansfjord at The Gifted Company. The panel will be moderated by Ion Fratiloiu. Find the full program on stockholmfintechweek.com

After a busy and exciting 2023 it's time to take a break over the holiday season. Thank you for being part of our journey this year, we can't wait to spend the next one together! From all of us at SEB Embedded to all of You, Happy holidays!!

💥 EMBEDDED FINANCE TAKES HOLD IN EUROPEAN BANKING In this conversation with SEB’s Christoffer Malmer I discuss the power of integrating financial services into European user journeys - part of my latest research for IBM Institute for Business Value. Christopher leads SEB Embedded, which is SEB Group’s BaaS offering establish in 2023 that sprung from SEB innovation studio established in 2018. << The studio began as a generic initiative studio for building new products and experimenting with new business models […]. We rapidly realized the opportunity to use this new tech stack to allow distributors to embed financial services into their user journeys. As we built this tech stack from scratch, it was designed with an open architecture enabled by APIs and micro-services. >> 🤜💥🤛 Christopher helped me to learn about two pivotal decisions: << First, we needed a strategic conversation with top management and the board about offering financial services capabilities to anyone who wants to offer them to their customers. Theoretically, this means empowering competitors. Second, we needed to invest in the technical capabilities of a modern IT banking platform designed for multi-tenancy based on APIs. A two-sided model where we also allow our distributors to access our data. >> 🔥 He adds to the power of data partnerships: << A country’s financial infrastructure is a key enabler of embedded finance: high penetration of mobile, high availability of digital data for KYC of individuals and corporations, high degree of digitization of payments such as authentication and identification. Sweden possesses most of these elements. Across Europe, there’s different degrees of maturity. Looking further afield at countries like India, they really jumped a couple of hoops in terms of building an advanced digital infrastructure starting around digital payments, identification, and authentication. It’s more about digital maturity than economic development. Where data is more difficult to share, where there is less harmonization around authentication models, and where there are more local adaptations around payments infrastructure, it might take a little bit longer to unlock value with embedded finance. In my opinion, it’s more a question of how fast this will move rather than if it will happen. >> 👁️🐝Ⓜ️ Our latest IBM research on Embedded Finance is based on 2 global surveys made of 12,000 consumers and 1,000 banking execs. Reading the “The voice of the makers” compendium you can also learn more from Christopher and his peers at Bancolombia, BBVA, BMO, Bradesco, DBS, Doku, HSBC, ING, JPMC, Lloyds Bank, Mizuho, Raffles Medical, Raiffeisen Bank, Standard Bank, Starling Bank, Stripe, TD Bank, Unipol, UOB, Wells Fargo. 👉 RESEARCH: Embedded finance 📥 https://lnkd.in/e6JZ_3H9 👉 COMPENDIUM: Voice of the makers 📥 https://lnkd.in/eiWtnNhV Download NOW and share your thoughts! #ibm #fintech #bankingindustry #openbanking