HPS is a multinational company and a leading provider of payment solutions and services for issuers, acquirers, card processors, independent sales organisations (ISOs), retailers, mobile network operators (MNOs), and national & regional switches around the world. PowerCARD is HPS‘ comprehensive suite of solutions that covers the entire payment value chain by enabling innovative payments through its open platform that allows the processing of any transaction coming from any channel initiated by any means-of-payment. PowerCARD is used by more than 500 institutions in over 95 countries. HPS has been listed on the Casablanca Stock Exchange since 2006 and has offices located in major business centres (Africa, Europe, Asia, Middle East).
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Fantastic to see collaboration in action at the Mastercard event, where colleagues from HPS and CR2 came together to share insights and ideas. When we unite our strengths, we drive innovation and create lasting impact. #BetterTogether
Izabela Morriss catching up with our colleagues from HPS, Garry Ceaplen and Gilles RÉANT at Mastercard Collaborate to Innovate 2024 this morning in Dubai. Forbes Middle East #collaboratetoinnovate #innovation
More consumer protections are expected to apply to Buy-Now, Pay-Later (BNPL) services. The UK government seeks to apply the Consumer Credit Act to such services, as well as moving it under the oversight of the Financial Conduct Authority. This will enforce BNPL affordability checks, where users will be required to present loan agreement details clearly. The changing conduct will ensure customers are well-informed about BNPL services, as well as extending increased refund accessibility if issues among purchases arise. Discover more about BNPL services in GlobalData Plc: https://lnkd.in/ePDWXme2 #BNPL #HPS
World Kindness Day is here, a reminder of the incredible power kindness has to brighten our world. At HPS, we believe that kindness is the spark for meaningful change—whether it’s sharing a smile, offering a helping hand, or simply listening with empathy. Kindness is a core pillar of our culture, driving us to create a positive, inclusive environment where everyone feels valued, supported, and inspired to bring their best selves forward. Let’s celebrate the simple acts that make a big difference, and spread kindness wherever we go! #Happyplaceforsuccess
Mobile wallets are increasingly used by consumers in the Asia-Pacific region, according to GlobalData Plc. QR code payments are driving this trend, particularly in formerly cash-based economies such as the Philippines, Thailand and Malaysia. As internet penetration rises, along with the widespread usage of low-cost smartphones, the accessibility and ease of mobile payments is rising. India is leading the way, as its mobile-based instant payment system, Unified Payments Interface, enables instant payments to merchants. Read more in Asian Banking & Finance: https://lnkd.in/eV3EDteh #InstantPayments #MobileWallets
Pour cette nouvelle édition, nous sommes ravis d'accompagner à nouveau le Salon Monétique Régional GIM UEMOA en tant que sponsor, et ce du 26 au 28 novembre 2024 au King Fahd Palace Hôtel à Dakar - Sénégal ! Venez échanger avec nous sur notre stand et découvrez comment HPS peut accompagner vos activités d'émission et d'acquisition. Grâce à notre plateforme de paiement digital, nous offrons la flexibilité nécessaire pour personnaliser les expériences client et commerçant. Explorez des solutions pratiques et innovantes : Digital Banking, Buy Now Pay Later, Payment Transformation, Tap & Go, Self-servicing, QR codes, Click & Collect, et plus encore. Ensemble, construisons l’avenir du paiement ! #Feelgoodaboutpayments
Say goodbye to manual processing with HPS' PowerCARD-ACH. PowerCARD-ACH is your all-in-one solution for automating the processing and settlement of electronic payment transactions. Whether you're managing authorisations, disputes, or clearing & settlement between members, we have got you covered. PowerCARD-ACH operates effortlessly in dual and single message modes, ensuring flexibility and adaptability to your specific needs. Experience automatic reconciliation, configurable clearing account definitions, fee processing, funds movement, and more, all in one powerful platform. To learn more about streamlining your payment operations with HPS PowerCARD-ACH, visit our website: https://bit.ly/3zYqHzT #HPS #PowerCARD
The Philippine banking sector is set to grow as four new digital banks will enter the market, according to the Philippine Central Bank. This move will improve the country’s financial inclusion as Sharia-Compliant banking services are expected to be included in the plan. Products and services will be able to meet consumers’ financial needs more easily as the digital marketplace expands. Read more in Asian Banking & Finance: https://lnkd.in/eXrCDpKM #Digitalbanking #HPS
"When it comes to card issuing in the coming years, plastic may become optional, reserved for use cases such as travelling abroad. We observe a ‘digital-first’ approach where banks can issue a card immediately, such that it can be used in e-commerce and be deployed on digital wallets such as Apple Pay and Google Pay.” Find the full interview with Guillaume Leclerc, Senior Pre-sales Consultant HPS, at the following link: https://lnkd.in/e-WEHPWA FF News | Fintech Finance #Feelgoodaboutpayments
EXCLUSIVE: "A Tangled Web" - Guillaume Leclerc, HPS in 'The Paytech Magazine' "The point of sale is changing. Or rather, everything around it is. How people pay involves an increasingly complex web of systems. The technology needed to ensure a payment goes ahead as quickly and safely as possible is becoming increasingly sought after as a result. The payments orchestration market is estimated to be around $1.2billion and could reach as much as $3.5billion in the next two years. So, why the complexity? To give us a better understanding of the behavioural trends driving growth in this area, we spoke to payments expert and consultant at HPS, Guillaume Leclerc." https://lnkd.in/e-WEHPWA #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews
Vietnam is transforming its digital economy as the government implements plans to provide nationwide 5G coverage by 2030. This will improve business' access to e-commerce and online banking, offering more seamless transactions to customers. In July 2024, Vietnam introduced enhanced regulatory frameworks across digital activities, in particular e-wallets and cryptocurrencies. Businesses and regulators must collaborate to streamline electronic transaction processes. Learn more about Vietnam's digital economy in OpenGov Asia: https://lnkd.in/eg_kZbbu #HPS #DigitalEconomy