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RBI waived NEFT charges from Jan 1, 2020, benefiting savings account holders. NEFT allows nationwide payments in batches, while RTGS settles large transactions continuously. SBI, HDFC, ICICI, PNB charge NEFT transactions.
Recent changes in savings account charges by major Indian banks, including ICICI Bank, Axis Bank, and Yes Bank, impact various services like cheque books, debit cards, and cash transactions. Effective from April 1 and May 1, 2024.
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