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Gold loans offer quick funds with minimal paperwork, fair interest rates, and repayment options like bullet repayment, monthly EMI, and monthly interest repayment. Loan appraisal charges vary based on the loan amount. Indian residents aged 18-75 are eligible to apply. The loan approval process is swift, and funds are disbursed promptly. Interest rates range from 8.25% to 18%.
Banks adjust MCLR monthly based on factors like repo rate. Latest MCLR rates from top 7 banks in May 2024 highlighted. Banks cannot lend below MCLR except in specific cases. Rates effective from specific dates. Consumer loans linked to 1-year MCLR. Yes Bank and Canara Bank rates effective from specific dates. IDBI Bank and SBI rates also provided.
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