AlphaMolly

🚀 Investing is Changing: How DIY Platforms are Shaping Financial Advice In the last few years, we’ve seen a huge shift in investor behaviour—especially among younger, tech-savvy users embracing DIY platforms. 💡 ➡️ They have democratised access to investment & provided early exposure to markets, helping investors accumulate assets. But as they navigate key life events—like buying a home or preparing for retirement—the need for a more guided, comprehensive investment strategy becomes clear. Many DIY investors enjoy the cost effective independence these platforms offer, but as their financial lives get more complex, they often need deeper insights and tailored strategies around goal setting, regular saving, and investing to grow their money—all without the high costs of traditional financial advice. 📊 👉🏾 The future of financial advice and empowering investors lies in finding this balance. Check out this article exploring the post-COVID surge in DIY investing and the potential evolution of DIY platforms. 👉 [https://lnkd.in/dstTs5v] #HaveYouMetMollly #DIYInvesting #FinancialFreedom #FinancialPlanning #FinTech #FutureOfFinance

🚨 Did you know that women are playing an increasingly significant role in wealth management? 🚨 💪🏽 By 2030, women will control nearly half of Western Europe's assets with their assets growing at 8.1% CAGR vs that of men at 2.7%. 🧐 As household compositions shift, so too does investment behaviour. Despite this shift in ownership and management, women as investors, are underserved by financial services. 💡Addressing this gap presents a major opportunity for Wealth Managers, Investment Platforms and Firms to better serve this expanding market segment by tailoring their services to offer personalised advice, financial education, and investment strategies. ☝🏿 Here are some key takeaways: 🟣 Women are projected to control almost 50% of assets in Western Europe by 2030. 🟢 25% of affluent women feel confident in financial decision-making. 🔴 70% of widows switch wealth managers within a year. 🔵 Older affluent women are twice as likely as men to pay higher fees for managed accounts. ➡️ Find out more here 👇 https://lnkd.in/ezC48Rfv #HaveYouMetMolly #investing #wealthmanagement #financialeducation #womenfinance

🚀 Bridging the Wealth Gap: Why Financial Literacy Matters 👥 Many people could benefit from better financial knowledge, but certain groups face larger gaps. Minority groups, women, and low-income families often have less access to wealth-building tools and financial education. 🧐 What is the wealth Gap? The wealth Gap is a disparity in financial resources that limits financial mobility among many groups of society. 💡It is more pronounced than income inequality and it is driven by disparities in homeownership, investments, and other assets limiting access to crucial resources like housing, education, and entrepreneurship opportunities. Closing this gap involves providing equal access to financial opportunities for everyone, promoting equity and long-term equality. Improving financial literacy equips individuals to better navigate economic systems and address these disparities. 🎓 For insights on how financial education can empower and drive economic inclusion, check out this article 👉🏾 https://lnkd.in/eiMCHZ3B # HaveYouMetMolly #FinancialLiteracy #WealthGap #EconomicInclusion #FinancialEducation

I love this. Investment platforms and wealth managers really need to think about who their customer is when they work out their strategy and engagement model. The expectations and needs of the female investor are completely different to the male counterpart. Yet everyone seems to keep offering the same generic service that isn't really aligned to the needs of what is a very different customer. It's not that whats offered should focus on either a male or female investor. The service needs to be tailored to the needs or whatever gender, race, or whatever else leads to people requiring a personalised service. Just because you're an online platform it doesn't mean that you can't be personal. I think we can do better...

🚨 2024 Gen Z & Millennial Insights 🚨 2024 is a year of change, and it’s clear: Gen Z & millennials are shaping the future. 🌍 Purpose-driven work, climate action, and tech are driving their decisions. Here’s what you need to know: 1️⃣ 60% live paycheque-2-paycheque but many are cautiously optimistic about their financial futures 💸. 2️⃣ 86% of Gen Z and 89% of millennials prioritise purpose in their jobs, rejecting roles that don’t align with their values 🌱. 3️⃣ Climate anxiety affects nearly 60%, and 64% are willing to pay more for sustainable products ♻️. 4️⃣ 59% of Gen Z and 52% of millennials see #GenAI impacting their careers, but uncertainty lingers 🤖. 5️⃣ 30% still don’t feel financially secure despite optimism 💼. 👉 Check out Deloitte’s 2024 report for more insights: 👇 https://lnkd.in/gaj5M5Ew #GenZ #Millennials #PurposeDrivenWork #Sustainability #GenAI #FinancialWellbeing #FutureReady

🌍 The High Cost of Ignoring Gender Equality: $10 Trillion Annually A new United Nations report (Progress on the Sustainable Development Goals: The gender snapshot 2024) reveals the staggering economic impact of failing to invest in women and gender equality. 🚨 Key findings include: 🔵 $10 Trillion Loss: The global economy suffers $10 trillion annually due to inadequate education for young women 🟣 $500 Billion Opportunity: Low- and middle-income countries could lose $500 billion over the next five years if the gender gap in internet access isn’t closed. 🟢 $1 Trillion Boost: Supporting female farmers could add $1 trillion to global GDP. 🔴 Child Marriage: At current rates, child marriage might continue until 2092. 📌The report highlights the urgent need for governments to invest in women and girls and enact comprehensive legal reforms to protect their rights. It underscores the profound economic and social benefits of gender equality and the dire consequences of neglect. In the UK, despite the need for additional laws to advance gender equality and protect women from discrimination, existing laws often fall short. For instance, while the Equality Act 2010 aims to safeguard citizens from workplace discrimination, issues like unequal parental leave and the gender pay gap continue to persist. This highlights the need for more effective enforcement and further legislative action., ➡️ Key Takeaway: Investing in gender equality isn’t just a moral imperative—it’s a critical economic opportunity. Read the full report to understand why now is the time for decisive action. 👉 https://lnkd.in/gUWqdi6n #HaveYouMetMolly #GenderEquality #EconomicImpact #UNReport #InvestInWomen #SustainableDevelopment #GenderPayGap

🔑 Unlocking Growth and The Role of Women Investors As investment platforms look to expand, a one-size-fits-all approach to customer acquisition simply won’t cut it—especially when we consider one of the most underrepresented yet rapidly growing segments: women investors. 🌍 Here are a few critical ways Investment platforms can attract, engage and better serve this powerful group: 1️⃣ Understand Acquisition Costs: Many platforms are burning through capital chasing broader markets, but few realise how costly customer acquisition can be. Tailoring outreach to women—who prioritise long-term growth, security, and financial education—can reduce these costs by focusing on specific needs rather than mass-market approaches. 2️⃣ Leverage Data & AI for Granularity: Women have distinct financial goals, often emphasising security, family, and ethical investments. With data and AI, investment platforms can craft personalised experiences and provide the transparency women investors seek, aligning your value proposition with their expectations. 3️⃣ Strategic Partnerships for Innovation: Collaborating with expert service providers can open the door to co-innovation. Investment platforms can use these alliances to fine-tune services like financial literacy resources and ESG investment options—areas of growing importance for women investors. 4️⃣ Prioritise Customer Experience: Women investors demand a seamless and intuitive experience, especially during onboarding. Research shows that cumbersome processes or a lack of personalised support will push them away. A smooth, trust-building onboarding process is crucial for both acquiring and retaining women investors. 5️⃣ Adopt Hyper-Personalisation: Women are not a monolithic group. Each segment—whether young professionals, mothers, or retirees—has unique investment goals. By adopting hyper-personalised strategies through AI, platforms can create content and communications that speak directly to their priorities, boosting conversion rates and long-term loyalty. 📈 The future of finance is female—is your platform ready to meet them where they are? #HaveYouMetMolly 💪🏽 #WomenInFinance #CustomerAcquisition #InvestmentPlatforms #Fintech #DataDrivenStrategy #CustomerExperience #AI #Personalisation 👉 We recommend BNY's global research report “The pathway to Inclusive Investment” to learn more about why women’s investment matters.👇🏿 https://lnkd.in/e2zNiJPv

💼 Did you know that women will control 60% of the UK's wealth by 2025? This shift is not just about numbers—female investors are changing the game by focusing on long-term planning, wealth preservation, sustainable investing, and philanthropy. Conversations with women investors often differ from men, prioritising values over short-term gains. #WealthManagement firms and Investment platforms must adapt to these shifting priorities, offering tailored guidance & Investment Strategies in order to build meaningful relationships. 👥 The future of finance is #inclusive, purpose-driven, and led by women. 💪 This article, “The Rise of the wealthy woman” shares some insightful reports 👇🏿 https://lnkd.in/eT3_94rX  #HaveYouMetMolly #WomenInvestors #SustainableInvesting #FinancialEmpowerment #financialfreedom 

🚀 Introducing Our First Blog: “Transforming Investing” 🚀 We’re thrilled to announce the launch of our very first blog at AlphaMolly! As millennials stand on the brink of inheriting around $65 trillion in the largest wealth transfer in history, it’s crucial to rethink how investment platforms support their journey. Our inaugural post dives into why traditional solutions are falling short and how AlphaMolly is pioneering a new era of investing that simplifies investment, amplifies opportunities and unlocks the Investment Platforms potential for the self directed investor. In this launch post, you’ll explore: 🔍 The changing landscape of millennial investing 💡 Innovative strategies for achieving financial goals 📈 How AlphaMolly is transforming investment experiences and unlocking potential for Investment Platforms. Join us at the start of this exciting journey as we explore, analyse, and redefine the investing experience, financial inclusion and innovation. 👉 Subscribe to our blog for insights and updates at [Get Early Access] 👉 Follow us on LinkedIn to stay connected and learn more. 👉 Dive into our first blog for a fresh perspective and actionable insights: https://lnkd.in/ebsm6uDA #HaveYouMetMolly #Investing #Finance #Fintech #Innovation #AlphaMolly