Arc & Co.

Following a £26m bridging loan and a £59m commercial facility, both completed in February, Arc & Co. has closed a £27.5m refinancing of the Bristol Airport Hampton by Hilton hotel, funded by Coutts. “It is heartening to see trading levels up and returning appetite from lenders willing to support the hotel sector," says Arc & Co. MD Edward Horn-Smith. “This is a space we are very comfortable in. I’ve remained heavily involved in asset management programmes as well as funding structures for a variety of hotel and other income-producing assets, ensuring that borrowers are guided through the process in what has been a tumultuous period for businesses. “It has been a pleasure to work closely with a client whose asset has experienced such success resulting in a positive impact on their cost of debt.” Read more about this deal here: https://lnkd.in/eMX3pjMV

Arc & Co. has enjoyed a very active first quarter of 2025. So far, we have: - Closed 47 deals, totalling £160m - £80m of loans in execution for March alone - Refinanced a hotel portfolio with a £59m flexible commercial facility - Secured a £26m bridging loan for a Knightsbridge residential block - Completed the £27.5m refinancing of the Bristol Airport Hampton by Hilton   Sticking with our clients through every part of the property cycle is something we’ve been doing for 17 years—it’s in our DNA. As various market and global factors usher in a new period of activity, we’re here to help navigate the debt and equity options that will encourage this continued recovery.    Read more about our portfolio here https://lnkd.in/ez-DTseQ.   Andrew Robinson and Edward Horn-Smith are in Cannes this week and look forward to catching up with the industry and discussing the latest trends in real estate funding. 

Laura Jane McCauley has closed three anything-but-standard loan facilities for three very interesting borrowers. Read all about them here: https://lnkd.in/enrqSTJs

The mortgage and buy-to-let sectors are dynamic, with lenders continuing to adjust rates and criteria.    There are opportunities to lock in better deals and explore new interest rate options, or even reduce your loan term.     A snapshot of current competitive offerings include:   𝗥𝗲𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲𝘀 2- and 5-year fixed rates from 3.99% with free valuation and free legals   𝗛𝗼𝗺𝗲𝗺𝗼𝘃𝗲𝗿  Rates from 3.99% with free valuation 𝗕𝘂𝘆-𝘁𝗼-𝗟𝗲𝘁  Rates from 4.34% with free valuation and free legals for personal name Limited Company rates from 4.34%   Our residential team can support refinancing, product transfers, new investments and everything in between—guaranteeing you the right advice and best terms available on the market.   Get in touch with Gareth Briggs CeMAP, Rupert Child or Angeline McGeary for a conversation that can uncover potential savings or a chance to maximise your existing property investment.

Andrew Robinson features in the latest Business Moneyfacts Magazine, talking about BTR opportunities for developers. Our recent Real Estate Funding Report https://lnkd.in/eNhCCYFA shows an increase from 5% to 23% in development loan completions for H2 2024. Developers are now building out sites they may have been sitting on for a couple of years and are considering viable business strategies. With risk management paramount in bringing these projects forward, developers will stand themselves in good stead if they look beyond building to sell. Build-to-rent (BTR) has surged in popularity, driven by strong rental growth in the UK, with average rents up 9% in the year leading to December 2024 and BTR delivery surpassing £5bn. Read the full article here: https://lnkd.in/eaPeAS_p

Arc & Co. Managing Director Edward Horn-Smith has completed a £59m hotel loan with Atlas Capital Partners. “The borrower required flexibility to enable them to execute their business plan over the course of the next two years, and that’s exactly what this loan provides." More details can be found here: https://lnkd.in/e5ndtmMn

𝗔𝗱𝗱𝗶𝗻𝗴 𝘃𝗮𝗹𝘂𝗲 𝘁𝗵𝗿𝗼𝘂𝗴𝗵 𝗧𝗶𝘁𝗹𝗲 𝗦𝗽𝗹𝗶𝘁𝘁𝗶𝗻𝗴 Arc & Co.'s Vishal Dixit and Harry W., Commercial Solicitor at Lewis Denley Solicitors, have teamed up to bring property developers an educational series on adding value to ground-up or existing projects. First up: Title Splitting To contact Vishal or Harry to discuss this topic or others relating to adding value: Vishal Dixit vishal@arcandco.com 07889 122 330 Harry Wilshaw harry.wilshaw@lewisdenley.com 01403 330 037 #propertydevelopers #propertyvalue #developmentproject #propertyfinance

Despite a difficult funding market for offices over the last two years or so, there are now pockets of liquidity which can accommodate a variety of regional office locations as well as lease and income profiles. Reach out to Philip Kay, CFA philip@arcandco.com to discuss available debt terms and suitability for your investment plans.

Gareth Briggs CeMAP has structured a complex £1.34m BTL facility for an expat borrower with a start-up abroad. Read the case details here: https://lnkd.in/ectZmPH6

Philip Kay, CFA has closed a £26m bridging facility on a Knightsbridge property. Find out all the details here: https://lnkd.in/dCAUX7Gm