Blueberry Wealth Management

Take control of your retirement planning with our frank and honest advice. Simplifying your pension helps avoid uncertainty in the future and might help put more money in the piggy bank. Leaving your pension funds scattered in the wind can make it much harder to keep on top of them. Transferring the funds into one transparent, simple to understand pension can provide piece of mind. In addition new pension plans generally speaking have greater flexibility, not just in retirement but leading up to it as well. You can start and stop regular contributions, make lump sum contributions and they normally have lower service charges while providing a more comprehensive fund choice. Win win. The appropriateness of pension consolidation depends on your individual circumstances as does the reasoning for doing so. It might be that you want to ensure that all of your ‘pots’ enjoy lower charges. Perhaps comprehensive fund choice is important thereby maximising the growth potential at the outset and providing financial stability as you approach retirement. Our pension consolidation service will help you identify your risk level, consider the most suitable solution based on your circumstances, and provide you with clear, simple and tailored recommendation. For an initial, frank and honest conversation call Oliver Wickham on 0800 901 903 and select option three for wealth management or e-mail him – oliver.wickham@blueberrywealth.co.uk. Blueberry Wealth is authorised and regulated by the Financial Conduct Authority. The value of investments (including property) and the income derived from them may go down as well as up. Obligatory hashtags: #pensionfreedom #pensionplanning #pensionconsolidation #retirementsolutions #retirementplanning #financialplanning #financialadvice #wealthmanagement #financialinnovation

From April 2027 inherited pension pots will be subject to inheritance tax. This change in the Autumn 2024 budget removes a 'distortion' which has led to pensions being used as a tax planning vehicle to transfer wealth rather than their original purpose to fund retirement. Sounds uncontentious doesn't it?    This change in April 2027 will have an impact on how retirement is managed and may well lead to an increase in gifting during a client's lifetime to limit the inheritance tax liability on death. What can be done to mitigate these changes? Innovation, as always, will play its part in us assisting our clients mitigate this new inheritance tax liability and we are here to help. Contact Blueberry Wealth Management  during these turbulent times for support on this fiscal change.   Freephone 0800 901 903 or e-mail info@blueberrywealth.co.uk. Blueberry Wealth Management is a trading style of Blueberry Wealth Limited which is authorised and regulated by the Financial Conduct Authority. The value of your investments can go down as well as up – so you could get back less than you invested. #financialservices #finance #financialfreedom #financialplanning #financialadvisor #business #insurance #fintech #financialliteracy #money #lifeinsurance #investment #financialgoals #financialindependence #wealthmanagement #financialeducation #investing #personalfinance #financialadvice #accounting #financial #entrepreneur #financialplanner #banking #tax #invest #financialadviser

In life, things can change in a heartbeat. That’s why it is important to have a sound financial plan in place to help you deal with sudden events that can cause financial stress. Blueberry is proud to provide advice on all aspects of financial planning and we are delighted to introduce our Estate Planning service. Our services include: Arranging for your future can be daunting, but a personalised Will can streamline everything, ensuring your wishes are legally upheld. A Lasting Power of Attorney (LPA) allows you to appoint a trusted person (attorney), who is able to make decisions for you if you’re unable to do so. Probate grants legal rights for the management of your assets after you pass away. Your appointed executors in your Will oversee this process. For exceptional advice and client service provided by a team of qualified professionals, call 0800 901 903 or e-mail info@blueberrywealth.co.uk. Blueberry Estate Planning is a trading style of Blueberry Wealth Limited which is authorised and regulated by the Financial Conduct Authority.

Did you know that self-employed workers make up circa 13% of the UK workforce yet are falling behind when it comes to saving for retirement? A report from the Institute of Fiscal Studies revealed that only one in five self-employed people earning over £10,000 contribute to a pension, compared to four in five on a similar salary who are employed. Without the safety net of employer contributions, it is important to start planning for the future as early as possible if you are self-employed. If you would like to discuss retirement planning or indeed any aspect of financial planning, call our approachable wealth management adviser, Joseph on 0800 901 903 or e-mail him on joe.morrison@blueberrywealth.co.uk. #retirementplanning #retirement #financialplanning #financialfreedom #retirementgoals #investing #investment #insurance #financialadvisor #money #financialliteracy #finance #personalfinance #retirementplan #financialindependence #wealthmanagement #wealth #moneymanagement #financialgoals #savings #estateplanning #wealthbuilding #financialeducation #family #healthinsurance #mutualfunds #retirementlife #business #retirementliving Blueberry Mortgages Blueberry Specialist Lending

Financial Planning does not have to be confusing, not with the appropriate advice. Blueberry Wealth Management take a refreshingly different, no nonsense approach, to providing advice on all aspects of financial planning. So whether you need advice on saving or investing for the future - a qualified advisers can help. No obligation, just plain speaking independent financial advice. Call free Joe on 01305 756 784 or e-mail joe.morrison@blueberrywealth.co.uk. Blueberry Wealth Limited is authorised and regulated by the Financial Conduct Authority. The value of investments (including property) and the income derived from them may go down as well as up. #investmentadvice #investmentplanning #pensionadvice #pensionplanning #savingsadvice #savingsplanning #savings #financialfreedom #financialadvice

Financial Planning does not have to be confusing and it should not be shied away from. Blueberry Wealth Management take a refreshingly different, no nonsense approach, to providing advice on all aspects of financial planning. So whether you need advice on saving or investing for the future - the qualified advisers can help. No obligation, just plain speaking independent financial advice. Call free on 0800 901 903 or e-mail info@blueberrywealth.co.uk. Blueberry Wealth is authorised and regulated by the Financial Conduct Authority. The value of investments (including property) and the income derived from them may go down as well as up. #investmentadvice #investmentplanning #pensionadvice #pensionplanning #savingsadvice #savingsplanning #savings #financialfreedom #financialadvice

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When your future is reliant on the money you save now, it is no wonder this is fast becoming the most commonly advised area of financial planning. Pension planning can feel overwhelming – from knowing ‘how much’ you need, then calculating how much you are likely to have and, finally, most importantly, how to remedy any shortfall before you retire. An expert adviser can help you at every stage of this journey to ensure that you are making smart decisions with your money, so you can enjoy financial freedom in the future. For no gimmicks, no false promises, just good old fashioned plain-speaking advice, provided by a team of approachable, qualified professionals, call 0800 901 903 or e-mail info@blueberrywealth.co.uk. Blueberry Wealth is authorised and regulated by the Financial Conduct Authority. The value of your investments can go down as well as up – so you could get back less than you invested. #financialplanning #financialadvice #financialsolutions #wealthmanagement #wealthplanning #pensions #pensionplanning #retiringearly #retirement #retirementplanning

It's good to talk and knowledge is power - the advisers at Blueberry Mortgages and Blueberry Wealth Management always offer a free consultation, regardless of your initial enquiry, on any aspect of financial planning. The purpose of this is to identify your personal circumstances, needs and objectives. This meeting will establish what benefits would result from you using our services, outline associated costs, such as the fees, and give you the opportunity to determine if we can help you! #mortgageadvice #mortgageplanning #mortgagebroker #mortgageexperts #mortgageoptions #mortgagesolutions #investmentadvice #investmentplanning #pensionadvice #pensionplanning #savingsadvice #savingsplanning #savings #financialfreedom #financialadvice #pensionfreedom