Campbell & Horseman Mortgages

🗞️ BREAKING NEWS 🗞️ Mortgage rates, which have been creeping up since the Autumn Budget announcement have today DROPPED from 5% to 4.75%! Looking to capitalise on this positive move? Give us a call and let us help you secure a deal that's right for you and your house purchase or re-mortgage. Contact us on 📲 07824 773099. Short disclaimer: Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you re-mortgage. #mortgagerates #mortgageratedrop #bristolmortgage #bristol #mortgagebroker #interestrates #bankofengland

To kick off #StressAwarenessWeek we just wanted to share our top three tips for reducing stress during the homebuying process. 💫 Plan ahead and get pre-approved: Knowing how much you can borrow reduces the anxiety of house hunting and puts you in a stronger position when you come to make an offer. 💫 Stay organised with your paperwork: Having documents ready in advance, and kept all together in one place, can speed up the process and lower your stress levels when asked to produce certain papers. 💫 Don’t go it alone - work with experts: From the mortgage advice (🙋🏻♀️🙋🏻♀️) to property searches, having the right team by your side makes a world of difference. We love helping our clients on their homebuying journey and we're here for you every step of the way. We can get your mortgage in principle sorted, make sense of paper work and search for the right deal for you and the property you are buying. Drop us a DM to find out more. Let us take the stress out of your next move. 💖 Short disclaimer: Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you re-mortgage. #mortgages #mortgagebroker #lifeinsurance #lifeinsurancebroker #financialservices #bristol #smallbusinessbristol #bristolsmallbusiness #movinghome #toptips #movingtips #homebuying

Happy Halloween! 🦇👻 Want a mortgage that's more treat than trick? Talk to us 😜 Short disclaimer: Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you re-mortgage. #halloween #trickortreat #remortgage #mortgages #mortgagebroker #lifeinsurance #lifeinsurancebroker #financialservices #bristol #smallbusinessbristol #bristolsmallbusiness #movinghome

It has arrived! The Autumn Budget! 🍁 But what does it mean for homebuyers? 🍁 The increase in Capital Gains Tax, now set at 18% for basic-rate taxpayers and 24% for higher-rate taxpayers, may affect investment decisions, particularly for those looking to buy or sell properties. 🍁 Additionally, the rise in the National Living Wage to £12.21 an hour from April 2025 could boost consumer confidence and spending power, potentially increasing demand for housing. 🍁 However, the introduction of VAT on private school fees from January 2025 might lead some families to reassess their financial commitments, which could influence their home-buying decisions. As always, we’re here to help you navigate the mortgage landscape and support you in making the best decisions for your future 🍁 Short disclaimer: Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you re-mortgage. #ukbudget #autumnbudget #remortgage #mortgages #mortgagebroker #lifeinsurance #lifeinsurancebroker #financialservices #bristol #smallbusinessbristol #bristolsmallbusiness #movinghome

Who's been awarded this month's employee of the month award we hear you ask?! 🤪 This time it goes to Stacey, who whilst sat waiting for a procedure in hospital, sold two copies of her erotic novel books to two of the nurses. Honestly, she never takes the day off! The nurses must've found the funny side though, as they then asked her how she met Darren 🤣 🤭 Not only that, but she booked in two mortgage appointments as well. You can't keep this girl down! 🔥 #employeeofthemonth #stormtrilogy #the_storm_trilogy #thedirector #themediator #thetraitor #funnyfilth #teamcameronlust #teamliamlove #eroticromance #romance #eroticnovels #romance #eroticnovels #chloelovetriangle #booksandcoffee #booksandtea #booksbooksbooks #eroticromsancebooks #lockdownauthors #newwriters

WELL... That half term absolutely flew by, didn't it?! 🚀 What have you got planned this holiday? We're looking forward to spending some time with these crazy kids! Maybe don't ask us if we feel the same in a week though... 🙈 #remortgage #mortgages #mortgagebroker #lifeinsurance #lifeinsurancebroker #financialservices #bristol #smallbusinessbristol #bristolsmallbusiness #movinghome

Dare we say the countdown to Christmas is on? 😆 Only 64 days to go! 🎄 🎅 In all seriousness, if you're looking to secure a mortgage to get your house purchase over the line before Christmas then get in touch with us, your favourite festive elves! 🌟 Short disclaimer: Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you re-mortgage. #mortgages #mortgagebroker #lifeinsurance #lifeinsurancebroker #financialservices #bristol #smallbusinessbristol #bristolsmallbusiness #movinghome

Have you been thinking about life insurance but aren’t quite sure why it’s important? ✨ Payouts can offer financial stability for your loved ones ✨ It may help minimise the impact of losing a parent or partner ✨ It can offset the loss of income for those left behind ✨ Funds can be used to cover unpaid debts, like a mortgage, passed on to family ✨ Certain policies are designed to assist with funeral expenses Feel free to get in touch if you need advice on life insurance policies! Short disclaimer: A Protection plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse and you may not be covered if a claim is made. #lifeinsurance #mortgages #mortgagebroker #lifeinsurance #lifeinsurancebroker #financialservices #bristol #smallbusinessbristol #bristolsmallbusiness #movinghome

Starting the day by reading these wonderful reviews is the best! ⭐⭐⭐⭐⭐ A huge thank you to our amazing clients. Working with you is a dream and your kind words mean the world to us! 🌏 #mortgages #remortgage #mortgagebroker #financialservices #bristol #testimonial #testimonialtuesday #clientreview #5starreview

As today is #WorldMentalHealthAwareness Day, we wanted to remind you we are always here for you 💖 We understand that moving house and managing finances can be overwhelming and stressful so we want to make your journey to your new home as hassle-free as possible 🙏 If you are moving house, or considering remortgaging, give us a call and let's chat it through 📞 07824 773099. Short disclaimer: Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you re-mortgage. #WMHD2024 #mentalhealth #health #mentalhealthmatters #mentalhealthawareness #mentalhealthsupport #remortgage #mortgages #mortgagebroker #lifeinsurance #lifeinsurancebroker #financialservices #bristol #smallbusinessbristol #bristolsmallbusiness #movinghome