Ernest May

Mortgage Tip: Credit Check Window! 📊💡 When shopping for a mortgage, your credit score is key! But did you know that multiple credit checks can impact your score? Here’s the good news: there’s a “credit check window” that allows multiple inquiries from mortgage lenders within a 30-45 day period to count as just one check! ✔️✨ This means you can shop around for the best rates without taking a big hit on your score. Just be mindful of the timing! ⏱️ #MortgageTips #CreditCheckWindow #MortgageAdvice #MortgagePartner #Creditscore #Buyingahome

Why Wait for Black Friday to Save Money? 🖤🏠 You don’t need to wait for big sales to make big savings! 💰✨ Speak to us today about reviewing your current mortgage. You could cut down on costs, get a better rate, or find a deal that fits your needs. #MortgageReview #Remortgaging #BlackFriday #FinancialFreedom #MortgageAdvice

Mortgage Tip of the Day: Meet with a Mortgage Broker! 💡🏡 Before you start your home search, sit down with a mortgage broker to find out exactly how much you can afford. Knowing your budget upfront means you can focus on homes within your reach, and avoid the heartbreak of falling in love with a property outside your price range. Get the right advice, and house hunt with confidence! ✨ #MortgageTips #HomeBuying #HouseHunting #MortgageAdvice #Mortgages #Buyingahome

Is your mortgage deal coming to an end? It’s important to think about remortgaging before being switched to your lender’s standard variable rate. 🏡 Even if your fixed-rate period isn’t ending soon, it’s never too early to get prepared. 💡 #remortgage #remortgaging #mortgageadvice #mortgagepartner #mortgagetips

🏡💡 Mortgage Tip: Improve Your Credit Score! 📈 Did you know that a low credit score, credit report issues, or no credit history are some of the main reasons mortgage applications get denied? Lenders use your credit score to assess your ability to pay back the loan. Boosting your credit score can make all the difference when applying for a mortgage! Start by checking your credit report, paying down debts, and staying on top of payments. Need more advice? We're here to help! 💬 #MortgageTips #CreditScore #HomeBuying #MortgagePartner #MortgageAdvice

What is a Green Mortgage? 🌿 A green mortgage is a type of mortgage designed for energy-efficient homes. It offers potential benefits like lower interest rates and incentives for properties that meet certain eco-friendly standards. 🏡 But there's so much more to it! Want to know how a green mortgage could benefit you? Reach out to me today to learn more! 📲💬 #GreenMortgage #EcoFriendlyFinance #MortgageAdvice #MortgagePartner #Buyingahome

Thinking of becoming a landlord? 🏡💭 Our expertise in the buy-to-let market means we're here to guide you every step of the way. From finding the perfect property to securing the right mortgage, we’ll make your journey into property investment a breeze. Let’s turn your dreams into reality! ✨ #BuyToLet #PropertyInvestment #Landlord #MortgageAdvice #MortgagePartner

Let’s Talk Mortgages! 🏡💬 Whether you’re looking for a buy-to-let, move into a new build, remortgage, or make your first home purchase, we’ve got you covered! 💼✨ Get in touch today to explore your options. 📞 #MortgageAdvice #HomeOwnership #BuyToLet #FirstTimeBuyer #MortgageBroker #MortgagePartner

10 Questions to Ask Your Mortgage Broker—Make sure you’re fully informed before making one of the biggest financial decisions of your life! From interest rates to hidden fees, we've got the questions you need to ask. 💬✨ 1) Is there a fee for your services? 2) How does the mortgage approval process work? 3) Should I go with a fixed or variable rate mortgage? 4) What is the current interest rate? 5) What are the different deposit requirements for mortgages? 6) How will you communicate through the process? 7) What mortgage lenders do you work with? 8) How do you determine the most suitable mortgage for me? 9) How do you protect my personal data? 10) Will you handle communication with the lender? #MortgageTips #HomeBuying #MortgageBroker #Mortgages #Buyingahome #Remortgaging

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗧𝗲𝗿𝗺: 𝗔𝗽𝗽𝗿𝗮𝗶𝘀𝗮𝗹— Before getting a mortgage, the bank requires an appraisal to ensure they’re lending the right amount. 📊 A surveyor assesses the value of the home by examining the property and comparing it to similar sales in the area. It’s a crucial step in the home-buying process! 🏡💡 #MortgageTips #Appraisal #HomeBuying #PropertyValue #Mortgages #Buyingahome #MortgageAdvice