Hampshire Trust Bank

📣 In response to the high demand from our brokers for flexible refurbishment funding solutions, we’re excited to introduce our new Heavy Refurbishment product.    With a competitive rate of 0.90% per month and terms up to 24 months, this product is designed to support larger, more complex projects.   “Adding Heavy Refurbishment not only strengthens and enhances our current bridging offering, but it also complements what we already do across the wider HTB channels", says Lorenzo Satchell.   Read the full story here: https://lnkd.in/eimhK6e6

Alex Upton Expands Role to Lead HTB’s Bridging Division We are pleased to announce that Alex Upton, Managing Director of Specialist Mortgages (SM), is expanding her role to also lead HTB’s Bridging division. This expanded role allows Alex to provide cohesive support across HTB’s lending teams while maintaining the distinct focus and specialisms of each division.   Alex commented, “With my new role overseeing both Bridging and Specialist Mortgages, brokers can expect even more cohesive support across HTB’s lending teams. They’ll continue to benefit from quick decisions, expert advice, and the personalised service they’ve come to rely on.   We’re committed to ensuring brokers maintain the familiar points of contact they value while creating stronger alignment across all our lending divisions. Our aim is to focus every part of the business on delivering the best possible outcomes for brokers and their clients.”   With Alex’s leadership spanning both areas, brokers benefit from HTB’s expertise in both Bridging and Specialist Mortgages, ensuring support at every stage of the property finance journey.   Read more about this leadership update and its benefits for brokers here: https://lnkd.in/evxbDYfx

In the latest issue of The Intermediary, Alex Upton explains the critical role of valuations for HMOs. 🏡   With increasing rental yields and the security of multiple tenants, HMOs are a popular investment strategy. But choosing the right valuation — particularly in areas like Article 4, with strong rental histories and property upgrades — is key to securing the right finance.   “Recognising when to use an investment valuation can make a huge difference in ensuring the success of a deal”, says Alex.   Check out the full article here: https://lnkd.in/eu_yf7Wj

👋 Meet Barry Ireland: Your bridging BDM, for the Midlands and South East England   This week, Specialist Lending Solutions sat down with our very own Barry Ireland. Here’s a sneak peek of what he shared:   "I also love the challenge of getting tricky cases over the line. Bridging cases are always unique, and at Hampshire Trust Bank, we’ve built a reputation for finding creative solutions, even for the most unusual cases."   Want to learn more about Barry and his experiences? Check out the full interview - link in comments.   #Bridging 

👋 Say hello at The National Buy-To-Let Adviser Event   We’d love to see you at Stand 11 to discuss how we can help solve your clients’ complex challenges. Come and have a chat about how HTB’s expertise in specialist lending, proactive support, and commitment to solving complex cases can make a real difference for your clients.    📍 Stand 11, National Memorial Arboretum, Burton-on-Trent 🕐 At 12:40 PM, catch our very own Andrea Glasgow on the panel session: ‘All Projects Big & Small: An Uncomplicated Look at Specialist BTL from HMO to MUFB.’   Andrea Glasgow | Anthony Gorman | Wes Baker   #NBTLAE24 

💼 We’re pleased to announce the successful completion of a £6.4m refinance for a 43-property portfolio, showcasing our commitment to delivering results under tight deadlines.   Earlier this year, our client acquired the North West property portfolio at 30% below market value with a bridging loan. With the bridging term coming to an end, we supported them with a swift refinance, unlocking funds for future investments and ensuring they met their critical deadline.    Thanks to our proactive approach and close collaboration with The UK Adviser Group, we moved from offer to funding in just 5 days.    Our client retained 43 properties, sold two, and raised a seven-figure sum for future investments.    🔗 Read the original story, link in comments.    Andrea Glasgow | Wes Baker | Steve Mettler | Maxim Cohen (Award-Winning Finance Specialist) | Melanie Franks | Marie Bennett-Staples | Claudia Rubiano Chaparro | Avi Barr #Refinance #Bridging #SpecialistMortgages  

🥳 Congratulations, Alex Upton! We are proud to announce that Alex Upton, Managing Director of Specialist Mortgages at HTB, has won the Woman in Specialist Lending award at the Financial Reporter Women's Recognition Awards. 🏆 Alex’s dedication, expertise, and leadership have been instrumental in driving innovation and excellence in the specialist lending sector. This award is testament to her hard work and outstanding contributions. We’d like to extend our thanks to the judges and everyone who voted, as well as congratulations to all the other winners and finalists for their incredible achievements. Here’s to continuing to raise the bar and create positive change in our industry! 🚀

Neil Leitch, Managing Director of Development Finance at HTB, says the first step to resolving the UK’s housing shortage is revising the current planning system. The new government aims to build 1.5 million homes, but we need to make planning easier and faster. 🏡✨ Read more here 👉 https://lnkd.in/efamr7Nv

🌟 Full throttle to victory 🌟 Our Specialist Car Finance team was victorious on Wednesday night at the Leasing World Awards, winning Best Specialist Car Funder 🏆 Accolades like this are the result of many working tirelessly to provide best-in-class service to our clients. A special shout out to Scott Riley and Jessica Womack, and the wider team, whose drive to go the extra mile is nothing short of remarkable. Congratulations to all the winners. We’ll be back next year to defend our title🎖