Harbour

We’re thrilled to finally announce Harbour to the world, a groundbreaking crypto-native banking experience defined by transparency. Our mission is to create the world’s most transparent banking experience, connecting traditional finance and crypto within a single app. Harbour’s platform is designed to revolutionise the banking experience by offering a comprehensive financial ecosystem that integrates traditional finance with the world of cryptocurrencies. With the launch of Harbour 1.0 this summer, users will enjoy a host of features, including: ✅ Full Reserve Fiat Account: A fully functional checking account for everyday finances. ✅ Secure Crypto Wallets: Effortless holding, sending, and receiving of crypto assets, with the ability to connect existing self-custody wallets for streamlined asset management. ✅ Seamless GBP: USDC Swaps: Instant and competitive-cost stablecoin swaps for faster and more affordable transactions. ✅ USDC Account and Card: A complete checking account for stablecoins, along with a physical debit card for spending USDC at retailers nationwide. ✅ iOS and Android Compatibility: A free, feature-rich app available for download on both iOS and Android devices. Harbour is committed to transparency and safety, ensuring that all fiat and crypto funds are held in insolvency remote accounts so your assets are always secure. By establishing on-chain proof of solvency for both crypto and fiat assets, Harbour allows users to verify their balances and transactions independently. As we embark on this journey, we invite you to join us in embracing the future of banking, where transparency, security, and ease of use take centre stage. To learn more about Harbour and sign up for early access, visit www.harbour.fi. #Harbour #TransparentBanking #Crypto #Fintech #Web3 #FinanceRevolution Haatch Cogitent Ventures Polygon Labs Blockchain Ventures Hub Delphi Digital

Imagine the Next Generation of Wallets Integrated with Magic Ramp 🌟 What if your wallet could do it all? 🌟 With Harbour’s Magic Ramp, Web3 wallets can unlock powerful new capabilities: native bank account functionality, seamless fiat-to-crypto transfers, spending with a connected card, and more, all through a white-labeled solution. Here’s how Magic Ramp could transform your wallet: ✅ Bank-to-Wallet Transfers in Seconds Users can move funds effortlessly between their bank accounts and wallets, without ever leaving your app. ✅ Track Fiat and Crypto Balances in One View Enable users to manage their entire financial portfolio, viewing fiat and stablecoin balances side by side for better control. ✅ Spend Directly with an Integrated Card Give users the freedom to spend their fiat or stablecoin balances directly in the real world with a connected card. ✅ Global Accessibility at Ultra-Low Costs Deliver ultra-low fees (as low as 0.5%) and global compatibility across banks and blockchains. Why This Matters for Wallet Providers: By integrating Harbour’s Magic Ramp: •Boost retention with seamless onboarding and enhanced utility. •Expand offerings with fiat-stablecoin balance tracking and spending capabilities. •Gain a competitive edge by offering instant fiat-to-crypto and a white-labeled, fully branded experience. At Harbour, we’re not just imagining the next generation of wallets, we’re building the infrastructure to make it a reality. 💡 Ready to integrate? https://lnkd.in/eKdPCmxa #NextGenWallets #Web3Payments #MagicRamp #CryptoSpending #BlockchainWallets #CryptoInnovation

🌟 Discover Harbour’s Magic Ramp on Polygon Labs ! By integrating Polygon’s scalable network, Harbour delivers: 🔷 Fast fiat-to-crypto conversions 🔷 Low-cost transactions with fees as low as 0.5% 🔷 Seamless integration into wallets and platforms Together, we’re enabling efficient, frictionless payments for the Web3 economy. Learn more: https://harbour.fi #Polygon #MagicRamp #Blockchain

🌍 Harbour is on a mission to be in every leading wallet & platform in web3. We believe that seamless interoperability between crypto and traditional finance is the key to driving Web3 adoption. That’s why we’re dedicated to making Harbour the best off-ramp for speed, cost-efficiency, and a user experience that feels second nature. Over the next few weeks, we’ll be announcing some exciting partnerships within the space. These collaborations bring us closer to our vision of bridging the gap between fiat and crypto for everyone, where transferring funds between a bank account and a wallet takes seconds, not hours, and costs less than ever before. 💡 Why choose Harbour? 🔹 Speed: Transfers finalised in under 60 seconds. 🔹 Cost-Effectiveness: Fees as low as 0.5%. 🔹 Interoperability: Seamless fiat-to-crypto and crypto-to-fiat for a truly connected experience. We’re proud to work with wallets that share our vision of delivering innovative, frictionless payment solutions to their users. Stay tuned 🚀 #Web3 #Blockchain #Fintech #CryptoAdoption

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Easy Integration for Wallets and Platforms Wallets can integrate Harbour within 24 hours using our SDKs, bringing seamless payment flows to their users with ease. Moving between fiat and crypto has always been a challenge. Slow transactions, high fees, and unnecessary friction have held back adoption. With Harbour’s Magic Ramp, wallets take on a new role. They become the bridge, giving users the ability to deposit funds, withdraw earnings, and manage their finances without obstacles. This is how wallets create real impact by removing barriers, enabling faster access, and making crypto accessible to everyone. Harbour handles the complexity, from compliance to cost efficiency, so wallets can focus on delivering a better experience for their customers. Payments don’t have to be difficult. Together, we are making them seamless, fast, and fair. 🔗 Discover more about Magic Ramp: https://lnkd.in/eKdPCmxa #Web3 #MagicRamp #Blockchain #FutureOfFinance

Affordable Payments Are Key to a Connected Future At Harbour, we believe that high payment fees are more than an inconvenience. They are a barrier to global progress. Solving this problem is essential because: ✅ Mass adoption of Web3 depends on accessibility. Affordable fees ensure decentralised technologies are available to everyone, not just the few. ✅ Businesses are empowered to scale when cross-border trade becomes affordable, removing barriers to global collaboration. ✅ Financial inclusion is unlocked by removing excessive fees that exclude billions from fair financial services. ✅ Innovation flourishes when affordable, predictable payments open new possibilities, fuelling creativity and growth. With Magic Ramp, Harbour is addressing these challenges. By prioritising efficiency, transparency, and fairness, we’re reimagining how money moves in a connected world. This is about more than speed. It’s about creating opportunities for everyone, everywhere. 💡 What could affordable, borderless payments mean for you? 🔗 Learn more about Magic Ramp: https://harbour.fi/about #Web3 #MagicRamp #FinancialInclusion #GlobalFinance

The Future of Wallets: From Dial-Up to Seamless Finance In the early days of the internet, connecting was a slow and noisy process. Dial-up modems, annoying sounds, and waiting ages just to load a page. Today, we don’t think twice about how we connect Wi-Fi and 5G are fast, seamless, and always on. Wallets are undergoing a similar transformation. Vitalik Buterin’s vision of the future highlights key innovations like cross-chain usability, enhanced privacy, and smarter security. But for wallets to achieve these goals, the underlying infrastructure must evolve too. Right now, on and off ramps feel like the “dial-up” of crypto. They’re clunky, expensive, and filled with unnecessary friction. Harbour’s Magic Ramp is here to change that. By enabling fast, low-cost, and interoperable fiat-to-crypto transactions, we’re helping wallets deliver a better user experience. Imagine a world where sending assets across chains or paying gas fees on different networks happens without users even noticing the complexity. Just like the internet erased the barriers to connection, ramps are erasing the boundaries between TradFi and Web3. Harbour isn’t building wallets, but we’re powering the infrastructure to make them smarter, faster, and more user-centric. As wallets evolve to meet the demands of privacy and usability, our role is to make sure the bridges between fiat and crypto are seamless. The next generation of wallets will make crypto feel as intuitive as today’s apps. We’re excited to support that journey and help shape the future of finance. See what Vitalik said here: https://lnkd.in/eujVigaQ #Web3 #MagicRamp #Blockchain #crypto

The Future of Harbour: Beyond Wallets While wallets remain a core focus, Harbour’s vision extends far beyond. We’re building infrastructure to power the next generation of payments across industries and platforms. From payroll, treasury management, and global payments to e-commerce and remittances, we’re bridging TradFi and Web3 to create a world where money moves as freely as information. This is just the beginning. Stay tuned as we expand with fast, secure, and intuitive solutions. 💡 Learn more: http://harbour.fi #MagicRamp #Web3Payments #FutureOfFinance

🌍 We live in a connected world, yet payments remain disconnected. For businesses, individuals, and entire regions, sending money across borders remains slow, expensive, and inaccessible. In a world where information moves instantly, why shouldn’t money follow suit? At Harbour, we believe payments should match the speed and simplicity of the modern world. That’s why we’re creating solutions that deliver: 💸 Accessible Stablecoins: Empower global commerce by bridging the gap for underbanked regions and enabling seamless transactions. ⏱️ Near-Instant Transfers: Cross-border payments in seconds, not hours or days, keeping pace with the demands of today’s economy. ✅ Low Fees for All: Affordable payments that lower barriers and open opportunities, helping businesses grow and users save. Why does this matter? As the world becomes more interconnected, seamless, and affordable payments are no longer a luxury. They’re essential for driving financial inclusion, enabling global growth, and empowering businesses and individuals to thrive. 💡 Imagine a world where money moves as freely as information. What would borderless payments mean for you? 🔗 Learn how Harbour is transforming payments for a connected world: https://harbour.fi #Web3Payments #MagicRamp #GlobalFinance #FinancialInclusion