James Murray Finance

James Murray Finance

Financial Services

Stamford, England 247 followers

Trusted Funding Solutions

About us

Welcome to James Murray Finance Located in Stamford Lincolnshire, James Murray Finance provides an extensive range of finance options to individuals and businesses. James created the business after 17 years in the finance and motor industry. His mission is to deliver exceptional customer service to his clients and build long lasting relationships. The business is built on traditional values, with a modern approach to finance brokering and an expert level of service.

Website
www.jamesmurrayfinance.co.uk
Industry
Financial Services
Company size
1 employee
Headquarters
Stamford, England
Type
Privately Held
Founded
2022

Locations

Employees at James Murray Finance

Updates

  • James Murray Finance reposted this

    View profile for James Murray, graphic

    Finance Broker - ✅Cashflow Solutions 🏗Asset Finance 📈Invoice Finance 🌱Business Loans 🚗Personal Car Finance

    ⛔️ Before deciding to refinance your business loan, check out my video and learn what things you need to consider… From equity release to restructuring your existing debt, at James Murray Finance we can help guide you on the best funding solutions. Get in touch to find out more.

  • View organization page for James Murray Finance, graphic

    247 followers

    A clip from our recent success story with DroneWorks In this video, we discuss why it's crucial to get a second opinion from a trusted Finance Broker. With so many business loan options available and online funders sending offers daily, how can you be sure they’re the right fit for your business? 🤔 By speaking to a broker like James Murray, you gain more objective advice, expert knowledge, and access to a wide panel of lenders - ensuring you secure not only a competitive rate, but also a product that truly fits your needs.

  • View organization page for James Murray Finance, graphic

    247 followers

    As we approach the end of Q3, it's time for that final push to meet your 2024 financial goals. But it's also the perfect moment to start laying the groundwork for 2025. Are you: 🚀 Looking to maximise your Q4 performance? 📝 Starting to outline your growth strategy for next year? 📊 Unsure how to align your financial plans with your business objectives? At James Murray Finance, we're here to help your business, by offering free financial reviews & consultation to discuss your growth plans for the coming year. 💡 Set yourself up for success now & into 2025. Contact today & schedule your free consultation. #Finance #BusinessGrowth #2025Strategy #FreeConsultation #FinanceBroker

    James Murray Finance | LinkedIn

    James Murray Finance | LinkedIn

    linkedin.com

  • View organization page for James Murray Finance, graphic

    247 followers

    View profile for James Murray, graphic

    Finance Broker - ✅Cashflow Solutions 🏗Asset Finance 📈Invoice Finance 🌱Business Loans 🚗Personal Car Finance

    A local business was recommended my services earlier this month because they needed a cash injection to help overcome a few challenges they were having... There were quite a few complexities to this proposal, but after meeting with the client and consulting on different products, I was able to provide a tailor made solution 💡 Shout out to Kevin Dew and the team at Liberty Leasing Ltd who made this one possible. 📞 Please feel free to reach out if you would like to discuss funding solutions for your business. #businessfinance #cashflowsolutions

    • No alternative text description for this image
  • View organization page for James Murray Finance, graphic

    247 followers

    View profile for James Murray, graphic

    Finance Broker - ✅Cashflow Solutions 🏗Asset Finance 📈Invoice Finance 🌱Business Loans 🚗Personal Car Finance

    I'm grateful to have gained valuable experience and knowledge during my time as a finance broker. So, I wanted to share with you a brief summary of Pros & Cons I've learnt on the different types of funding solutions for businesses: 🏦 Bank Loans Pros: Potentially lower rates. Fixed regular payments. Cons: Strict eligibility. Restricted amounts available. Some form of guarantee or collateral can still be required. ⚖️ Invoice Finance Pros: Access up to 90% of unpaid invoices. Flexible limits. Improves cashflow. Credit control solution. Cons: Risk of unexpected costs if invoices aren't paid. Business can become dependent on this structure. Only available to B2B businesses. 🏭 Asset Finance Pros: Finance growth. Purchase income generating assets. Conserve capital. Options for flexible repayments and VAT deferrals. Cons: Unregulated agreements can incur penalties for early settlement. Assets can be seized if payments are not made. 💳 Business Cash Advances Pros: Quick access, flexible use of funds. Cons: Higher repayment rates. 🌱 Unsecured Business Loans Pros: Obtain financing for growth when assets are not being purchased. Fast payment following approval. Cons: Limited amounts. Potentially high rates. Larger possibility of personal guarantees required. 🤝 Angel Investors Pros: Experienced guidance. Grow with minimal debt. Cons: Equity stakes required. Lengthy process. Higher probability of intercompany disagreements. 💰 Venture Capital Pros: Raise substantial capital for rapid growth. Cons: Relinquish much control and ownership. Final note💡 When evaluating funding options, carefully compare costs, eligibility, speed and what you're willing to exchange for capital. Align financing with your business goals and projected needs. Work with an experienced funding advisor to navigate the optimal options for your unique situation. Smart financing enables sustainable growth. If you would like to learn more about the things mentioned in this post, please feel free to reach out to me. 🙂

  • James Murray Finance reposted this

    View profile for James Murray, graphic

    Finance Broker - ✅Cashflow Solutions 🏗Asset Finance 📈Invoice Finance 🌱Business Loans 🚗Personal Car Finance

    If you have 5 minutes spare today, grab yourself a ☕ and take a read of my latest article, where I delve into how different business sectors manage their cash flow amidst seasonal shifts. Expect to learn: ⛵ Strategies for businesses navigating financial peaks and troughs. 🔎 Forecasting and proactive financial management. 📈 The crucial role of a proactive & growth minded accountant. Hope you enjoy the read. Please feel free to comment, feedback or get in touch with James Murray Finance if you have a business affected by the seasonal trends & would like to discuss your cash flow & working capital requirements. #businessfinance #workingcapital #seasonality #cashflowmanagement #ukbusinessowners

    Seasonal Strategies: Mastering Cash Flow for Periodic Peaks in Businesses

    Seasonal Strategies: Mastering Cash Flow for Periodic Peaks in Businesses

    James Murray on LinkedIn

Similar pages