LendingMetrics

We are delighted to join the LDC family, a partnership that will enable us to further advance our vision of innovation and excellence in the credit risk technology sector.   With LDC's support, we are excited to accelerate new product development, expand our network of partners, and explore new industries that will benefit from our disruptive approach.    We extend our sincere thanks to LDC Director Oliver Schofield, Investment Manager Vera Kuehne, and Partner and Head of Region Dewi Hughes for their invaluable collaboration throughout this transaction.   #TrustedwithAmbition #growth #finance #credit #technology #investment #expansion

Automation in credit decisioning drives efficiency, improves customer experience, and enhances consistency, but what matters most to your business?   Vote in the poll and share your thoughts in the comments! ⬇️

🔎 Supercharge your credit decisioning accuracy with OpenBankVision (OBV) OBV provides lenders with direct access to 90 days of real-time transactional data from 99% of UK banks. This access enables the identification of income patterns, spending habits, and financial stability, ultimately resulting in improved affordability assessments and ensuring that all lending decisions are based on the most up-to-date financial insights. 👉 Get in touch today and improve your decisioning accuracy: https://lnkd.in/eJZDGeVE #FinTech #OpenBanking #FinancialInnovation #CreditRisk #OBV #LendingMetrics #ItsYourTime

When it comes to lending decisions, you can’t rely on luck! 🍀 With our Auto Decision Platform (ADP), you can rely on data-driven accuracy and automation to make the right choices every time. Say goodbye to guesswork and hello to smarter lending. Get in touch today and find out how: ⚡ https://lnkd.in/eFsgMfQw #FinTech #FinancialInnovation #CreditRisk #ADP #AutoDecisionPlatform #LendingMetrics #ItsYourTime #StPatricksDay

🪴 The rise of UK credit unions and how embracing technology will support their future growth. In recent years, UK credit unions have experienced rapid growth. In this in-depth FT Adviser article, David Wylie, Commercial Director at LendingMetrics, discusses their rise, examines the factors driving their expansion and the challenges they face, and highlights how adopting technology such as automated decisioning can support their future development. Want to find out more? Read the full article: ⚡ https://lnkd.in/eHhXHYHK #FinTech #FinancialInnovation #CreditRisk #CreditUnions #LendingMetrics #ItsYourTime

Say goodbye to duplicate credit data! 👋 DeeJoop seamlessly merges insights from multiple CRAs into a single, accurate file - helping lenders make faster, more informed decisions ⚡ ✅ Deduplicate credit data to eliminate double-counting ✅ Distil multiple searches into a single, rich file ✅ Standardise data for clearer, more accurate insights 🔍 Learn about DeeJoop today! https://lnkd.in/eK-7SJqK

🚀 Optimise your decisioning engine using insights from your own data with Adaptive Risk Consultants (ARC) For those unfamiliar with decision engines, designing the required functionalities can often be challenging. You can enhance your implementation with expert support from our dedicated ARC team who have a wealth of professional experience analysing and creating complex credit decisioning processes. 👉 Get in touch today and learn how ARC can improve your efficiency: https://lnkd.in/ewDmUaaB #FinTech #AdaptiveRiskConsultants #FinancialInnovation #CreditRisk #ARC #LendingMetrics #ItsYourTime

📊 Traditional credit scores or alternative credit data? With Open Banking and alternative data, lenders now have richer insights to inform their lending decisions. Should traditional scoring continue to dominate the industry, or is it time for a broader approach? LendingMetrics’ OpenBankVision, DeeJoop, and LMX empower lenders to integrate alternative data with traditional scoring for a more holistic approach to credit risk assessments. Ready to enhance your credit risk assessments? Get in touch today: ⚡ https://lnkd.in/ewDmUaaB #FinTech #FinancialInnovation #CreditRisk #OBV #LMX #DeeJoop #LendingMetrics #ItsYourTime

Credit assessments have come a long way and manually sorting through piles of paperwork is quickly becoming a thing of the past. Today, lenders use automation to: ✅ Achieve extensive and seamless data integration ✅ Automate loan applications in real time ✅ Eliminate manual data processing ✅ Apply pre-defined rulesets for accurate customer assessments The future of lending is changing fast. 🔗 Stay ahead - learn how ADP can transform your decisioning process today: https://lnkd.in/eDmAN-dQ

📢 Case Study: LendingMetrics and humm UK & Ireland Since integrating ADP, humm has gained greater flexibility in their underwriting process, assisting them in managing higher application volumes, improving acceptance rates, and maintaining responsible lending practices with confidence. Matt Whitehill, Credit Portfolio Manager at humm, comments: “We have confidence in the system, and that will continue to grow as we bring on new partners and retailers.” Looking ahead, humm plans to further optimise their use of ADP by integrating additional data sources and enhancing their Open Banking solutions, ensuring continued scalability and innovation in the retail finance sector. 📰 Read the full case study here: https://lnkd.in/euwhCB58