Lifted Finance Consulting Ltd

I'm thrilled to share the news about my upcoming book, 'THE SUNSET YEARS'. Retirement marks one of life’s most pivotal transitions - a shift from a career-focused existence to a time of freedom and self-discovery. Yet, this new chapter also brings its own challenges, especially when it comes to financial stability, health, and personal identity. Planning for the sunset years isn't just about accumulating savings; it’s about creating a future where you can enjoy comfort, peace of mind, and fulfilment. This book is more than just a conventional guide; it’s your essential companion - whether you are approaching retirement, already retired, or even just beginning your career and planning for the long term. It is designed to help you take charge of your retirement planning and craft a future that’s not only secure but also deeply satisfying. No matter where you are on your retirement journey, this book will equip you with the knowledge and confidence to navigate life with success. '𝐓𝐡𝐞 𝐒𝐮𝐧𝐬𝐞𝐭 𝐘𝐞𝐚𝐫𝐬: 𝐀 𝐏𝐫𝐚𝐜𝐭𝐢𝐜𝐚𝐥 𝐆𝐮𝐢𝐝𝐞 𝐭𝐨 𝐑𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠' ... COMING SOON! ©LiftedFinance #TheSunsetYears #newbookalert #retirement #retirementplanning #personalfinance #newbook

We will soon be entering the season of overspending - Black Friday, Cyber Monday, Cyber Week, Christmas, and more. Do you have a budget in place for this season? Retailers and marketers are gearing up with deals designed to make us spend more than we intend. Are you prepared to resist the pull of impulse buying? Impulse buying happens when we act without planning or thinking through the consequences. Without a clear idea of what we want to buy or how much we’re willing to spend, we’re more likely to overspend. So, make a plan: write down your intended purchases, set a maximum price for each, and commit to staying within that budget. Remember, walking the path to financial freedom includes adopting mindful spending habits. When you’re mindful of your spending, you’re practising conscious, intentional, and purposeful purchasing. These are essential skills for managing your money effectively. Happy Saturday, and enjoy a season of smart spending! ©LiftedFinance #mindfulspending #impulsebuying #spendonpurpose #intentionalspending #needvswant #delayedgratification #cybermonday #blackfriday #cyberWeek #Christmas #personalfinance

Recently, I came across an interesting fact about sharks: when placed in a confined fish tank, a shark will grow only to around eight inches. Yet, that same shark, when placed in the vast ocean, has the potential to grow to eight feet or more. The difference lies in its environment, which sets a boundary on its growth. This is a powerful reminder for us too - our surroundings, especially the people we engage with, play a crucial role in determining how far we can go, particularly in our financial journeys.   When we surround ourselves with people who view the world through a lens of limitations, it’s easy to adopt a similar mindset. Financial goals may shrink, ambitions might become less daring, and much like a shark confined by a tank, we may feel limited by a circle of small thinking. But imagine the possibilities when we step out of these confines. Just as the ocean allows a shark to reach its full potential, a growth-oriented environment can push us toward new financial heights, opening doors we hadn’t considered before.   True financial growth flourishes in environments filled with financially savvy, goal-oriented individuals. Within these circles, fresh ideas emerge, innovative approaches become possible, and financial achievements feel within reach. When we’re around those who understand wealth-building, invest in their futures, and commit to financial success, an energy builds that encourages us to expand our thinking and take bolder steps. This supportive, growth-focused network is like the ocean, enabling us to reach our fullest potential.   If you’re feeling stagnant or held back, maybe it’s time to evaluate your environment. Are you surrounded by those who challenge and support your financial growth? Like the shark, our potential is shaped by the space we choose to swim in. Moving from a small tank to an open ocean can be a game-changer in realizing our financial dreams. Surround yourself with big thinkers, and watch your financial growth soar.   Welcome to November - a month to assess our environment and seek out spaces where big ideas and financial freedom thrive! ©LiftedFinance #fishtanktoocean #yourenvironmentmatters #powerofenvironment #elevateyourcircle #friends #frenemies #personalfinance

A guiding principle for successful investing is to only invest in what makes you sleep well at night. This means choosing investments that align with your comfort level, risk tolerance, and values. If an investment causes worry and stress, it may not be the right fit. The goal of investing isn’t just about building wealth; it’s about building wealth in a way that supports your overall peace of mind. Your comfort level with risk is key here. Some people can handle high-risk assets like stocks or crypto without flinching, while others might prefer the steady returns of bonds or dividend-paying stocks. When you choose investments that match your tolerance for risk, you’re less likely to feel anxious about market fluctuations or economic shifts, allowing for better decision-making. Understanding your investments also plays a big role. Investing in assets you can confidently explain means you’re less likely to feel uncertain when things don’t go exactly as planned. Familiarity with your investments brings stability, even if markets get turbulent. This comfort comes from a clear knowledge of how your investments work and the factors that affect their performance over time. ©LiftedFinance #sleepwell #sleepwellatnight #investing #investment #rulesofinvesting #personalfinance

True financial growth flourishes in environments filled with financially savvy, goal-oriented individuals. Within these circles, fresh ideas emerge, innovative approaches become possible, and financial achievements feel within reach. Surrounding ourselves with people who understand wealth-building, invest in their futures, and commit to financial success creates an energy that pushes us to expand our thinking and take bolder steps. 𝐒𝐡𝐨𝐰 𝐦𝐞 𝐲𝐨𝐮𝐫 𝐟𝐫𝐢𝐞𝐧𝐝𝐬, 𝐚𝐧𝐝 𝐈’𝐥𝐥 𝐭𝐞𝐥𝐥 𝐲𝐨𝐮 𝐰𝐡𝐚𝐭 𝐲𝐨𝐮𝐫 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐟𝐮𝐭𝐮𝐫𝐞 𝐥𝐨𝐨𝐤𝐬 𝐥𝐢𝐤𝐞! ©LiftedFinance #yourenvironmentmatters #powerofenvironment #elevateyourcircle #friends #personalfinance

Have you ever looked back at the end of the month and wondered where all your money went? I’ve been there too, and it’s anything but fun! One of the most important parts of financial planning is budgeting — it’s the tool that helps us take charge. With October drawing to a close, have you planned your November budget yet? Budgeting is all about figuring out what’s coming in and what’s going out before the new month begins. It’s a proactive step that makes you intentional, accountable, and fully in control of your finances. Creating a budget doesn’t have to be complex. You can use pen and paper, an Excel spreadsheet, or even a budgeting app like YNAB or Money Dashboard. Choose the method that works best for you, but remember: sticking to your budget is just as important as creating it! As Leslie Tayne wisely said, “Budgeting has only one rule: DO NOT GO OVER BUDGET.” Let’s kick off November by telling our money where to go, instead of wondering where it went. Happy budgeting, and happy Monday! ©LiftedFinance #newmonth #budget #monthendbudget #budgeting #november #personalfinance

Are you still procrastinating and overanalyzing why you should invest? If so, it's time to move past the hesitation. Investing is the only way to truly grow your money, leveraging compounding returns and creating opportunities for financial growth that savings alone can't provide. Every day spent waiting is a missed opportunity to build wealth and secure your future. It’s normal to have questions and even a bit of fear about starting, but remember, you don’t have to invest large amounts to see progress. Begin by setting a clear, achievable investment goal for the month —whether that’s contributing to a retirement fund, purchasing your first stock, or diversifying into new assets. The important part is to start, and once you do, the path will feel more manageable. ©LiftedFinance *Video credit @rccg_bicester #invest #investing #investment #personalfinance #financialfreedom #wealthmanagement #financialempowerment

When financial plans go awry, as they sometimes will; when money feels tight, debts stack high, when the daily struggle of financial commitments replaces smiles with sighs, and when the tunnel to financial freedom appears too long, with no end in sight... Run when you can, walk if you have to, crawl if you must—just never stop pursuing your financial dreams. No matter how slowly you progress, as long as you keep moving, you’ll reach your destination. Rest when you need to, reset, restart, and refocus as often as necessary, but never abandon your financial goals. Remember Chuck Yeager’s words: “You do what you can for as long as you can, and when you finally can’t, you do the next best thing. You back up, but you don’t give up.” When you feel like giving up, pause and remind yourself why you started. Let your ‘why’ fuel your persistence. Nothing good comes from quitting - winners don't quit. Happy Friday! ©LiftedFinance #quittersdontwin #winnersdontquit #nevergiveup #winnermindset #progressoverperfection #personalfinance

Entrepreneurship is an exciting journey, but it’s not without its challenges. There are moments when the path gets tough, and you may feel overwhelmed, with no boss to turn to for advice and perhaps no employees yet. In these times, having the right support can make all the difference. This is where business mentors and sponsors come in. 𝐀 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐦𝐞𝐧𝐭𝐨𝐫 is someone with practical experience and a track record of achievements. They guide and motivate newcomers or those still building their skills in the business world. Mentors offer invaluable insight by sharing their personal experiences - their successes and mistakes. The greatest benefit of having a mentor is that they help you avoid pitfalls they’ve already navigated, providing wisdom that only comes from experience. 𝐀 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐬𝐩𝐨𝐧𝐬𝐨𝐫, on the other hand, goes beyond mentorship. While mentors give advice, sponsors actively use their influence to open doors for you. They advocate on your behalf, publicly praising your abilities and endorsing you to key people who can propel your business forward. Sponsors champion your skills, results, and attitude, ensuring others recognize your value. They don’t just guide you - they invest their social capital in you, making powerful connections and recommending you for high-stakes opportunities. All entrepreneurs, whether aspiring or seasoned, need both mentors and sponsors. A mentor sees your raw potential and helps shape you, while a sponsor polishes your image and brings you into the spotlight, positioning you for success. Together, they are instrumental in helping you transform potential into lasting impact. ©LiftedFinance #sponsors #mentors #business #entrepreneur #entrepreneurship #businessfinance #personalfinance

They say you are the average of the five people you spend the most time with. ✅ Watch out for friends who influence your spending habits negatively. ✅ Watch out for people who consider you a friend only when it benefits them. They may replace you once they no longer find you useful. ✅ Watch out for friends who only reach out when they need something from you. ✅ Watch out for friends who constantly belittle your efforts or achievements. ✅ Watch out for friends who doubt or undermine your financial goals. ✅Watch out for 'frenemies' - those who pretend to be your friend but act as an enemy in subtle ways. ©LiftedFinance #friends #foes #watchout #frenemies #personalfinance #friendshipmatters