NPS Wealth

Is pausing your pension ever the right thing to do? Scaling back on pension savings might seem like an easy fix for short-term challenges, but it can have long-term consequences. Read more here: https://ow.ly/t8Pr50TOnOE

Beyond the Ballot: the US election 2024 In our latest issue - Justin Onuekwusi, CIO, delivers quarterly insights from the investment team on the possible impact of the upcoming US elections. Read the insights here: https://ow.ly/XbKh50TMz19 #insights #elections #investmentplanning #financialknowledge

In 7 minutes catch up on the market's movements! 🌎 Both the S&P500 and the Dow Jones Industrial Average hit record highs, and posted 1.1% and 1.2% increases over the five days. 📈 This came despite US inflation coming in above expectations at 2.4%, narrowly beating the forecasts of 2.3% for September. That said, it still represented a slight drop on the 2.5% figure recorded in August. There was an increase in core inflation, which doesn’t include volatile food and energy prices. This had sat at 3.2% since July but increased to 3.3% in September. You can read 📑 the full update here now: https://lnkd.in/eyDAQUqC #stockmarkts #financialmarkets #financialoutlook #financialknowledge #investmentplanning

The St. James’s Place Real Life Advice Report, carried out by Opinium, surveyed just under 12,000 individuals across the UK between May and August 2024 to explore the impact of financial advice and guidance. Chapter 2, now available, focuses on the key life triggers that prompt people to seek financial advice. At 35-54, people are often driven by milestones like career growth, saving for their children's education, or planning for retirement. As their savings and investments grow, many seek advice to ensure their long-term goals remain on track. The findings highlight the value of financial advice in navigating these transitions and safeguarding future financial security. Take a look and let me know your thoughts!  https://lnkd.in/emxD-jC5 Opinium surveyed just under 12,000 UK adults nationwide in two polls between May and August 2024. Quantitative data referenced is sourced from the first poll which had a total sample of 7,995 respondents. The survey included 2,654 of those aged 35-54. NPS Wealth Management Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). SJP Approved 2/10/24 #RealLifeAdvice

Employees or contractors - which are better for start ups? Choosing whether to hire permanent staff or use contractors is a critical decision for expanding businesses. 🔗 Read the full details here: https://ow.ly/k3rP50THM34 - As a growing business, you may be looking to expand your team, which means weighing up the pros and cons of hiring contractors versus employees. - Freelance and contract workers can help plug skills gaps quickly and flexibly. On the other hand, employees are likely to be more loyal and for regular tasks, may be more cost-efficient than hiring contractors on premium day rates. - There are tax and legal implications for both, so it’s sensible to take advice before hiring anyone and ensure your contracts are up to date. There are many pros and cons to hiring contractors or employees, depending on your role and sector. Early-stage businesses often prefer to hire contractors, as it gives them more flexibility and is easier to administer. Freelance and contract workers are a lower-risk approach to filling skills gaps, with fewer commitments and liabilities; plus, you can flex or limit the time they work for you. #StartUpLife #BusinessExpansion #BusinessGrowth #HiringDecisions #BusinessOwners #BusinessDecisions #Startups

Get up to speed on last week’s market performance: https://ow.ly/qVtI50TGG01 UK equity markets declined as anticipation grows for Labour’s budget announcement later this month. 💼 Brent crude oil rallied 9.2%, reaching $78.23 per barrel—the largest weekly gain in nearly two years. 📊 #MarketUpdate #UKStocks #OilMarket #BudgetNews #financialoutlook #financialknowledge #stockmarkets

🔍 What Does the New UK Budget Mean for You? With this year’s change of government, this session is more relevant than ever. Join our webinar to navigate the latest changes and understand the impact they could have on your financial future. Post Budget Financial Planning Insights 🗓️ Friday 01 November ⏰12:30 to 13:30 🔗 Register here https://lnkd.in/e8Tn3HMs ✨ This session will cover: Economic backdrop & forecasts Tax changes affecting your finances Pension updates: Time to adjust? Smart money moves post-budget Aligning goals with new realities 💡 Are you ready to navigate these changes? Don't miss this opportunity to get expert insights and practical advice tailored to your needs. Secure your spot today and stay ahead of the curve! The value of your investment can go down as well as up. You could get back less than you invested. #Financialplanning #Budget2024 #Autumnbudget #Pensions NPS Wealth is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) The `St. James's Place Partnership' and the titles `Partner' and `Partner Practice' are marketing terms used to describe St. James's Place representatives. SJP Approved 27/08/2024 NPS Wealth is the trading name of NPS Wealth Wealth Management Ltd  

The value of personal support Are you a personal-injury and medical-negligence lawyer? As a lawyer, it’s important to know how an expert financial adviser can help claimants, offering additional emotional support as well as guidance on making the most of a settlement Five reasons it’s in your clients’ interests to take financial advice - read more here: https://ow.ly/WlKz50TEbx9 #lawyers #financialknowledge #moneymatters #financialwellness

The St. James’s Place Real Life Advice Report, carried out by Opinium, surveyed just under 12,000 individuals across the UK between May and August 2024 to explore the impact of financial advice and guidance. Chapter 2, now available, focuses on the life triggers that prompt people to seek financial advice. From 18-34, facing the rising cost of living to achieving big goals like buying a first home, this age group often seeks guidance when navigating new financial responsibilities or dealing with uncertainty. The findings emphasize how financial advice at these key moments can provide clarity and confidence in making important decisions early in life. Take a look and let me know your thoughts! https://lnkd.in/emxD-jC5 Opinium surveyed just under 12,000 UK adults nationwide in two polls between May and August 2024. Quantitative data referenced is sourced from the first poll which had a total sample of 7,995 respondents. Survey included 1,940 aged 18-34. NPS Wealth Management Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). SJP Approved 2/10/24  #RealLifeAdvice

The stock market is constantly shifting! 🌎 Get concise analysis delivered weekly to make sense of it all. This week - China’s stimulus boost lifts global stocks to a record high. 📈 💼 Disappointing business activity data has heightened expectations for additional interest rate cuts from the European Central Bank (ECB). 📊 Global stocks reached an all-time high on Tuesday, with major U.S. indices also closing at record levels as investors responded positively to the news. 📔With the UK Labour government’s first Budget scheduled for 30 October, speculation is rife about what it might include. What any changes will mean for everyone is yet to be fully understood and unless there are significant leaks in advance, we won’t know the details until the day. Read in full here: https://ow.ly/Aw2750TA1u1 #marketupdates #stockmarkets #interestrates #financialknowledge #financialoutlook