Pentelow Wealth Management

Many congratulations to Emma and Rob, who for the third consecutive year, have achieved ‘Top Rated’ status in the VouchedFor Guide to Top Rated Financial Advisors. The guide is distributed nationally in today’s edition of The Times and is the biggest consumer-facing campaign of its kind, setting out to help build public trust in advice. This is important at a time when, fueled by ongoing economic uncertainty, consumers are spending more time than ever researching advisors. You can read Emma’s and Rob’s reviews here: https://lnkd.in/eK-zFDj7 #vouchedfor #toprated

We would like to send our congratulations to Justin Onuekwusi, CFA, SJP’s Chief Investment Officer who has been placed 9th in the 2025 Powerlist. The Powerlist, in partnership with J.P. Morgan, recognises the UK’s most powerful people of African, African Caribbean and African American heritage. It is the UK’s foremost and most reputable celebration and acknowledgement of outstanding Black accomplishment. Justin recently shared his thoughts on what the plans are for changes to SJP’s Fund Managers going forward. Read the article here: https://lnkd.in/eZSpAMzZ #BlackHistoryMonth

This Wednesday, the new Labour Government presents its first Budget and with Halloween the next day, the big question is: who will the Chancellor be giving tricks and treats to? Media speculation is at an all-time high as we await key announcements that could shape the economic landscape for businesses, households, and industries alike. To keep you informed, we’ll be sharing insights, expert analysis, and a downloadable guide across our platforms. Stay tuned for everything you need to navigate this Budget. Image Credit: Pentelow Wealth Management 👻🎃 #Budget2024 #LabourBudget #TrickOrTreat #EconomicInsights #ChancellorsBudget

With over half the world's population going to the polls in 2024, next week we come to the main event. Our Head of Economic Research, Hetal Mehta shares her thoughts on its impacts in under two minutes. #USElection #TrumpVHarris

Jennifer Egan is now well into week 2 of her fundraising Build and Trek challenge and has sent over some photos courtesy of her intermittent wifi coverage. Photo 1 – Arriving in Dhangadhi last Sunday. Photo 2 – The campsite in front of the vocational centre build site. Photo 3 – Jen with a couple of the locals who will benefit from the vocational centre. Photo 4 – Plaques to be installed in the vocational centre acknowledging her corporate sponsors, Axiologik, Boxclever Consulting, Bulloughs Cleaning Services Limited and Tectonix. Photos 5 & 6 – Some of the clothing Jen has worn on her challenge.

With just over one week until Labour’s first Budget on 30th October media outlets are rife with speculation regarding what Rachel Reeves will announce. To help you cut through the media headlines and noise, we have put together a booklet to provide some context into the key areas that the Chancellor will be looking at. Click the link in the comments section to read it. What we know about CGT. Given the warnings of tax increases likely in the Budget, there is understandable concern that changes to Capital Gains Tax (CGT) may be introduced. CGT speculation has meant that one particular question is increasingly being asked: can CGT be changed mid-year? The precedent of a new Chancellor making a mid-year change to CGT rates post-election already exists when George Osborne raised the CGT rate in his June 2010 Budget following the Conservative’s election victory. For individuals and trusts, CGT is generally accounted for on a tax year basis, so a mid-year change causes none of the disruption that would be associated with income tax (or NIC) mid-year tweaks. Even residential property sales have a 60-day period for reporting/payment (although this special treatment did not exist in 2010). The other question mark over an in-year change is whether more tax might be raised by deferring the change to 6 April 2025. So if the Chancellor wants to raise revenue as quickly as possible, waiting to enforce from April 2025 could deliver more in the short term. #AutumnBudget #LabourBudget #CapitalGainsTaxNews #CapitalGainsTaxChanges

Our colleague, Jennifer Egan, has completed the first week of her Build and Trek Fundraising Challenge in Nepal. The next week will see her work on the construction of a vocational centre, an establishment to help Nepalese teenagers further their education and skills upon leaving school. Thank you again to Jen’s corporate sponsors Axiologik, Boxclever, Bulloughs Cleaning Services Limited and Tectonix. @supportingNepalschildren

Huge congratulations to Emma Pentelow on receiving her 150th client review on the platform #VouchedFor Averaging a score of 4.9 / 5 is testament to Emma delivering exceptional financial advice, putting the interests and wellbeing of her clients first. Read what Emma's clients have to say on her vouchedfor profile: https://lnkd.in/ecyxWWW3 Well done Emma! #ClientReview #Reviews #FiveStarFriday

Our final Fund Manager webinar of 2024 has been uploaded to our YouTube channel. Schroders are a global investment management company, established in 1804 and is one of the leading active fund managers in the UK, with more than £470 billion assets under management worldwide. Johanna Kyrklund is a CFA Charter holder with a degree in Philosophy, Politics and Economics from the University of Oxford. She last joined us in 2022 and remains one of our most popular speakers thanks to her extensive industry knowledge and valuable market insights. In the webinar Johanna covered many topics including: • Has the change in the UK government changed their asset allocation? • Does the current sectoral composition and weighting towards technology mirror what occurred during the dot com bubble? • What are the risks she feels Investors should look out for in 2025. • The best bit of advice she gives to Investors right now. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select, and the value can therefore go down as well as up. You may get back less than you invested. #MeetTheFundManager #InvestmentStrategies #Financialplanning Pentelow Wealth Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) The `St. James's Place Partnership' and the titles `Partner' and `Partner Practice' are marketing terms used to describe St. James's Place representatives. Pentelow Wealth Management is a trading name of The Pentelow Practice Ltd.

Nepal update! Jennifer Egan has arrived safely with the rest of her group. Jen is second from right in the second photo, wearing the red puffer jacket. Axiologik Boxclever Bulloughs Cleaning Services Limited Tectonix